Expertise.com

2024

Last updated:

Best Pet Insurance Companies in Vista

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Vista Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1903Reviewed

1144Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2659 State St, Suite 1029, Carlsbad, CA 92008
WebsiteLicense: 0H74852

Expertise.com Rating

Why choose this provider?

Metro Coast Insurance Services, LLC, is a local and independent agency that provides personalized risk management plans to individuals and businesses in Vista and the surrounding communities. It offers pet insurance that covers financial emergencies and veterinary care for pet health, including medications, diabetes tests, and orthopedic surgery. It also has coverage plans for cyber liability, classic cars, life, health, rental properties, and secondary residences. The agency works with multiple carriers, including Safeco Insurance, Liberty Mutual, and Nationwide.

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67850 Vista Chino Ste 106, Vista, CA 92234
WebsiteLicense: 0F02978

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Review Sources

Google
4.8 (67)
Yelp
4.4 (14)
Facebook
5.0 (8)

Why choose this provider?

Phil Goodge is an insurance agency under State Farm which has been providing products to those in Vista and the surrounding communities since 2006. One of its offered products is pet insurance, which protects the pets of a client. It covers illnesses and injuries such as broken bones, bite wounds, heart disease, and cancer. In addition, the policy covers veterinary supplements, herbal therapy, diagnostic tests, hospital stays, holistic therapy, and breed-specific conditions like hip dysplasia.

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1116 Sycamore Ave Ste A, Vista, CA 92081
WebsiteLicense: 6001211

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Review Sources

Google
4.2 (20)
Yelp
3.7 (3)

Why choose this provider?

McArthur & Associates Insurance Agency LLC caters to residents and families in Vista and surrounding locations. It provides various pet insurance plans through its partnership with its selection of carriers, such as Nationwide, American Modern, The Hartford, and Progressive. It also offers insurance products that fit the needs of homeowners, business owners, and individuals who have farms and homes located in the brush. Its owner, Susan McArthur, has been in the insurance industry since 1988.

  • Policy Bundle Discount

940 Calle Negocio Ste 230, San Clemente, CA 92673
WebsiteLicense: 0M22104

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Review Sources

Google
4.9 (170)
Facebook
5.0 (33)
Yelp
5.0 (14)

Why choose this provider?

Chris Ferraro Jr. is a State Farm insurance agent who has been serving Vista and the neighboring areas since 2009. He offers pet owners insurance policies that cover the medical needs of clients' dogs or cats. In addition, Ferraro carries other personal insurance plans that can protect his customers' houses, condos, cars, and valuable belongings. He also provides life and health insurance policies. The agent is also licensed in the states of Oregon, Arizona, and Nevada. His office can cater to Spanish-speaking clients.

  • Policy Bundle Discount

27758 Margarite Parkway #283, Mission Viejo, CA 92691
WebsiteLicense: 0I36026

Expertise.com Rating

Review Sources

Facebook
4.9 (26)
Yelp
5.0 (4)
Google
5.0 (3)

Why choose this provider?

Parmenter Insurance Agency, Inc., delivers pet coverage products to clients in Vista. The team has plans covering the medical treatments and life-extending veterinary care of animal companions. The office has umbrella plans that cover various risks such as car accidents and the resulting healthcare and property concerns. It provides policies from established names like Safeco Insurance, Kemper Personal Insurance, and the Great American Insurance Group. It is an independent agency active across the entire state.

  • Policy Bundle Discount

3333 Midway St. #1, San Diego, CA 92110
WebsiteLicense: 0M00314

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Review Sources

Facebook
4.5 (120)
Yelp
4.7 (60)
Google
4.3 (22)

Why choose this provider?

Einhorn Insurance Agency caters to dog owners in the Vista area and the surrounding locations. It creates personalized insurance policies for various dog breeds, including Pitbulls, German shepherds, Siberian huskies, Alaskan malamutes, Doberman pinschers, and Rottweilers. The company's pet insurance policies cover animals' healthcare, foster home expenses, and dog bites or damage caused by rescue dogs. The team also provides life, home, auto, and umbrella insurance. In addition, Einhorn Insurance Agency processes business insurance policies.

  • Policy Bundle Discount

616 Stevens Avenue, Suite A, Solana Beach, CA 92075
WebsiteLicense: 0J05901

Expertise.com Rating

Review Sources

Yelp
4.7 (9)
Google
5.0 (6)

Why choose this provider?

Scott Held Insurance Brokers offers various personal insurance products to residents in Vista. Its pet insurance is available for all types of pets, including cats, dogs, reptiles, and rabbits. It also covers ferrets, various rodents, and exotic birds. The agency's pet insurance policies range from basic to comprehensive coverage, as well as pet well care protection which offers reimbursements for preventive care. The company was established in 1996 and continues to expand through acquisition and new business sales.

  • Policy Bundle Discount

FAQs

  • Even after your pet has received an illness diagnosis, is it still possible to purchase pet insurance in Vista?

    Yes, you can still purchase pet insurance in Vista after your pet has received a medical diagnosis, but it likely won't cover the specific illness. In general, insurance does not cover pre-existing conditions because it is designed to cover future events. Due to the requirement that you submit your pet's medical records when signing up for pet insurance, the insurer will be aware of any pre-existing conditions your pet may have.

  • What costs in Vista are covered by comprehensive pet insurance?

    Comprehensive Vista pet insurance covers a wide range of unexpected incidents, such as foreign object ingestion, broken bones, and bite wounds, as well as behavioral issues like destructive chewing. It also addresses chronic diseases like cancer, diabetes, and arthritis, as well as minor ailments like skin and urinary tract infections. Dental care, diagnostic tests such as MRIs, blood tests, X-rays, and CT scans, as well as supplement and prescription drug coverage, are all covered.

  • Does Vista pet insurance pay for your pet's daycare and boarding expenses?

    No, the cost of your pet's daycare in Vista is not always covered by pet insurance. Furthermore, if you board your dog while traveling, your pet insurance will not cover the cost of boarding. Preventive care, such as vaccinations, routine dental cleanings, routine physical examinations, and spaying or neutering procedures, is also not covered by entry-level pet insurance.

  • Why are there waiting periods with Vista's pet insurance policies?

    Waiting periods in Vista pet insurance plans are a standard feature of pet insurance policies and are designed to prevent fraudulent claims. The length of the waiting period for accidents and illnesses may vary depending on the insurance company and the terms and conditions of the policy. It is an important factor to consider when choosing a pet insurance policy because it influences when your coverage begins and how soon you can use it.

  • Does pet insurance in Vista provide vaccination coverage?

    Yes, some Vista pet insurance companies cover your pet's vaccinations. However, most pet health insurance policies only include vaccine coverage as part of an add-on wellness plan that can cover some preventative expenses. When your pet receives a qualifying vaccination or titer, you can file a claim for compensation up to the plan's limit.