Expertise.com
Get Listed

2024

Last updated:

Best Pet Insurance Companies in Carlsbad

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Carlsbad Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2141Reviewed

1288Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
2659 State St, Suite 1029, Carlsbad, CA 92008
  • Prescription Food & Supplements

Why choose this provider?

Metro Coast Insurance Services, LLC, provides policies for cats and dogs in Carlsbad. It helps clients become financially prepared during pet emergencies, including illnesses and accidents. It also reimburses unplanned expenses from surgeries, diabetes tests, and medications. The agency offers other products, such as vehicle, business, estate, health, and technology insurance plans. Metro Coast works with various carriers, including Allstate, Chubb, Genworth, Hagerty, and Progressive, to provide protection plans that fit the needs of its clients.

License Verified:

License: 0H74852

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (29)
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
133 S Escondido Blvd, Escondido, CA 92025
  • Policy Bundle Discount

Why choose this provider?

Tim Giblin has been serving Carlsbad residents since 1977. As a State Farm insurance agent, he helps his clients obtain a policy suited for their cats or dogs. Giblin also offers other products that help protect his clients' houses, condos, automobiles, jewelry, and sports equipment. In addition to personal possessions, he also offers insurance plans that cover one's business, rented property, and health. Giblin is a bilingual agent who provides his services for both English-speaking and Spanish-speaking individuals.

License Verified:

License: 0539191

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (110)
Facebook
5.0 / 5 (19)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
32395 Clinton Keith Road, Suite A208, Wildomar, CA 92595
  • Policy Bundle Discount

Why choose this provider?

Wildomar Insurance caters to individuals and businesses in the Carlsbad metro and the neighboring communities. The agency offers insurance products to pet owners to cover unexpected medical costs for their pets. It covers a wide range of animals, including birds, cats, dogs, ferrets, and reptiles. Its policies reimburse accidental injuries, illnesses, diagnostic tests, lab fees, medicine prescriptions, and preventive care. The company's president, Andy Morris, has been in the insurance industry for more than 30 years.

License Verified:

License: 0822586

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (21)
Google
5.0 / 5 (6)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
527 Carlsbad Village Drive, Carlsbad, CA 92008
  • Policy Bundle Discount

Why choose this provider?

Hugh Kollar is an insurance agent at State Farm Agency. He helps property owners, individuals, fur parents, and renters in customizing their insurance coverages. He offers a variety of products, such as pet, home, auto, health, renters', and life insurance. Kollar has been working in the industry since 2002. State Farm Agency has over 19,000 insurance agents throughout the country. It also provides Medicare Supplement, pet medical, and disability insurance. It has been operating for more than 100 years.

License Verified:

License: 0D62232

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (186)
Yelp
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5205 Kearny Villa Way Suite 101, San Diego, CA 92123
  • Policy Bundle Discount

Why choose this provider?

ROI Insurance caters to clients throughout the Carlsbad metro. To help individuals manage costs related to veterinary visits, the agency sets up pet insurance plans. It also offers an umbrella insurance policy that covers additional medical expenses. It provides other financial products for business owners, including commercial property, cyber liability, inland marine, and workers' compensation insurance. The agency counts Chubb, The Hartford, Infinity, James River, Kemper, and MAPFRE as part of its roster of partners.

License Verified:

License: 0L15432

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
26441 Crown Valley Parkway Suite 100, Mission Viejo, CA 92691
  • Alternative Therapies

Why choose this provider?

Sun Pacific Insurance provides risk management services to clients in the Carlsbad metro. It offers pet insurance that covers various areas, such as emergency veterinarian visits, hospitalization, surgery procedures, dental services, and alternative therapies. Its policies include hereditary and congenital conditions, illnesses, injuries, and behavioral issues. Policyholders may also choose to add preventive care coverage, with benefits like annual physical examinations, vaccinations, and flea prevention. The agency's president, Chad Hines, has been leading the team since 2007. 

License Verified:

License: 0670155

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (76)
Yelp
4.4 / 5 (18)
Facebook
4.6 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
8081 Balboa Ave, San Diego, CA 92111
  • Policy Bundle Discount

Why choose this provider?

San Diego Insurance has been providing plans tailored to the needs of clients in Carlsbad and the surrounding locations since 1991. It helps individuals find pet insurance policies for their cats or dogs. Insurance plans for professional liability, accidental death, fire, and earthquake are also available. In addition, it offers dental, vision, health, life, and auto insurance products. The company partners with carriers such as Travelers, Progressive, Kemper, Nationwide, VSP Vision Care, and The General Insurance.

License Verified:

License: 0C82012

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Yelp
4.9 / 5 (105)
Google
4.9 / 5 (70)
Facebook
5.0 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
501 N El Camino Real, Suite 200, San Clemente, CA 92672
  • Accident Only

Why choose this provider?

San Clemente Insurance Services is a family-owned agency serving Carlsbad residents and businesses. Its insurance agents help clients shop for several kinds of custom insurance, such as pet health coverage plans for exotic animals like reptiles or insurance policies covering classic and corporate cars. The agency works with various insurance carriers to provide clients with custom policies, from the Bristol West Insurance Group to Foremost. Founder Lee Mayers previously worked as a Farmers Insurance Agent for over a decade before branching out into the independent insurance industry.

License Verified:

License: 0F84490

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1530 S. Escondido Blvd., Escondido, CA 92025
  • Policy Bundle Discount

Why choose this provider?

Since 1977, Kebco Insurance Agency has been serving students, business owners, and families in Carlsbad and its surrounding areas. The facility offers personal insurance products, such as recreational vehicles, pet, renters', life, health, and landlord policies. It works with more than 40 insurance carriers, including Kaiser Permanente, HealthNet, Covered California, and Anthem, to help customers customize their policies. Its team of agents handles commercial umbrella, general liability, and business personal property insurance. The agency started as a small business focused on selling Blue Cross products.

License Verified:

License: 0707170

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to top

FAQs

  • Are preventative care and wellness exams for pets in Carlsbad covered by basic insurance policies?

    Preventative care and wellness exams for pets in Carlsbad are not covered by basic insurance policies. Insurance companies in the metro cover unexpected events like unforeseen illnesses and accidents. While there are specialized options that cover wellness routines and preventative procedures, these are not normally considered unexpected events.

  • Why might a pet owner in Carlsbad choose accident-only pet insurance over accident-illness products?

    A pet owner in Carlsbad might choose accident-only pet insurance over accident-illness products because of its cost. The greater the risk an insurer has to cover, the higher the premiums charged will be. If the company only has to watch out for accidents and not illness, the animal owner could save money.

  • Why is it best in Carlsbad to get pet insurance even if an animal seems healthy?

    It is best in Carlsbad to get pet insurance even if an animal seems healthy because illness can come suddenly and without warning. Pet insurance, by its very nature, is obtained to cover events that are unlikely to occur yet devastating when they do. It offers a risk mitigation solution for those who face monetary ruin if the unimaginable happens to their pets.

  • What advantage is there in Carlsbad when one chooses an independent pet insurance agency?

    When one in Carlsbad chooses an independent pet insurance agency, there is greater freedom of choice. The agent does not have to pick between a highly limited set of programs from a small pool of companies. Independence allows the office to pick and choose from multiple providers and to shop around for customized options.

  • What factors affect the cost of pet insurance in Carlsbad?

    The cost of pet insurance in Carlsbad is affected by factors that influence how risky it is to insure the animal. These include the age of the pet because older animals are likelier to need veterinary care than younger ones. The location of the pet's home is taken into consideration, as is the breed, since these affect the likeliness of getting into accidents.

Find top Pet Insurance Companies nearby

Search for Pet Insurance Companies near you

Other top picks in your area