Expertise.com
2024

Last updated:

Best Pet Insurance Companies in San Diego

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored San Diego Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

24061

Reviewed

14440

Curated

10

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
406 9th Ave Ste 204, San Diego, CA 92101
  • Multi-Pet Discount
  • Military Discount

Why choose this provider?

Doug Steiner is an insurance professional who has been with State Farm for 16 years. He founded an insurance agency in San Diego that provides various personal security plans, including pet policies. These cover the medical expenses of dogs and cats in case of an accident or illness. Insurance coverage is available for different breeds of canines, such as hounds, huskies, and poodles, as well as felines, including Persian and Tuxedo cats. Steiner's office can assist clients in Spanish.

License Verified:

License: 0I65901

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (68)
Facebook
5.0 / 5 (33)

Website
3333 Midway St. #1, San Diego, CA 92110
  • Policy Bundle Discount

Why choose this provider?

Einhorn Insurance Agency serves clients throughout San Diego and the neighboring areas. It offers dog liability insurance products for various breeds, including dangerous ones. As pit bull advocates, it also provides insurance coverage for pit bulls. Liability insurance plans for rescues and dogs deemed dangerous, potentially dangerous, vicious, or a public nuisance are available. This agency has been providing insurance solutions since 2008. It offers access to multiple insurance carriers to provide clients with comprehensive options.

License Verified:

License: 0M00314

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.5 / 5 (117)
Yelp
4.7 / 5 (59)
Google
4.2 / 5 (21)

Website
3288 El Cajon Blvd, San Diego, CA 92104
  • Policy Bundle Discount

Why choose this provider?

Webster Insurance Agency offers pet insurance to residents of San Diego and surrounding areas. It provides coverage for the health and medical care of both humans and their animal companions. Its staff keeps customers up to date on policies, benefits, and premiums. Homeowners', renters', and auto insurance are among the company's personal insurance options. It also provides business owners', general liability, and property insurance plans. The firm has been serving the area since 1959. It employs bilingual personnel.

License Verified:

License: 0M08728

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
375 S. Rancho Santa Fe Rd., Suite 105, San Marcos, CA 92078
  • Policy Bundle Discount

Why choose this provider?

Harding Insurance Agency serves pet owners in and around San Diego who are in need of insurance coverage. Clients can select between basic and comprehensive coverage, which assists in the payment of accidental injuries, poisonings, and diseases. They may also choose pet well care protection, which compensates clients for preventative treatment such as physical examinations, flea and heartworm prevention, and immunizations. Supplemental coverage can also be arranged for owners of championship cats, dogs, and police dogs. Agency owner Vince Harding has been in the industry for over three decades.

License Verified:

License: 0F09658

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (22)
Facebook
4.7 / 5 (15)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2413 Lapis Rd., Carlsbad, CA 92009
  • Policy Bundle Discount

Why choose this provider?

Carlsbad General Insurance Agency serves clients in San Diego and nearby areas. It offers three levels of coverage for pet insurance policies for different animals like dogs, cats, rabbits, exotic birds, ferrets, and reptiles. Basic coverage includes sickness, injuries, and poisonings, while comprehensive insurance covers lab costs, doctor visits, medications, diagnostic tests, and X-rays, in addition to reimbursement for unanticipated injuries, accidents, and illnesses. The agency's pet well care protection covers preventive procedures, including health checks, flea, and heartworm treatments and immunizations.

License Verified:

License: 0L32501

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (6)
Google
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
PO Box 181710, Coronado, CA 92178
  • Policy Bundle Discount

Why choose this provider?

Wilson Insurance Brokers is an independent agency serving the financial needs of San Diego families with feathered, furry, or scaly pets. Its experts assist clients in obtaining Nationwide pet insurance plans, which allow them to take their pets to vets and emergency service providers. They also customize insurance policies to include coverage for vaccinations, wellness care, and acupuncture. The agency is a fourth-generation business that has been in the industry for over 60 years and represents more than 200 carriers.

License Verified:

License: 6004475

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (31)
Yelp
5.0 / 5 (11)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5205 Kearny Villa Way Suite 101, San Diego, CA 92123
  • Policy Bundle Discount

Why choose this provider?

Located in San Diego, ROI Insurance is an independent agency that serves individuals, families, and commercial enterprises throughout the country. It helps clients cover the medical expenses of their dogs, cats, or other types of pets through pet insurance plans. Its policies cover visits to licensed veterinarians, specialists, and emergency rooms. Other personal insurance policies the agency offers include individual life, homeowners', condo, and auto insurance. ROI Insurance is partnered with more than 40 insurance providers.

License Verified:

License: 0L15432

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
7185 Navajo Rd Ste B, San Diego, CA 92119

Why choose this provider?

As a State Farm agent, Nathan Zurek offers pet insurance to clients in and around the San Diego metro. He works in partnership with Trupanion to deliver medical coverage for both cats and dogs. He serves customers who need other protection plans, such as homeowners', renters', auto, business, life, and health insurance policies. He also handles various financial services, such as annuities, mutual funds, and banking. Zurek is a Habitat for Humanity volunteer.

License Verified:

License: 0I79796

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
5.0 / 5 (6)
Yelp
3.5 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3579 5th Ave. Suite 200, San Diego, CA 92103
  • Policy Bundle Discount

Why choose this provider?

Daiju Yamaguchi Yoshino Insurance Agency offers policies to protect individuals, families, and businesses from potential financial risks. The firm provides insurance coverage for San Diego pet owners' animal companions. Aside from pet insurance, the company also offers auto, homeowner's, renter's, life, health, and business insurance. Daiju Yoshino, the agency's owner and namesake, is a member of the Farmers Insurance Group's President's Council, Toppers Club, and Championship Club. He works closely with clients in determining the plans that meet their needs.

License Verified:

License: 0M16726

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Yelp
4.7 / 5 (40)
Facebook
4.9 / 5 (27)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3911 5th Ave Suite 200, San Diego, CA 92103
  • Policy Bundle Discount

Why choose this provider?

Belltown Insurance Group Inc. serves individuals, families, and businesses throughout the San Diego area. It is an independent agency that offers pet insurance plans to cover unforeseen medical expenses of cats and dogs. Its insurance providers reimburse the pet's expenditures following the veterinary visit and treatment. Some insurance carriers the agency partners with include the American Modern Insurance Group, Dairyland, CNA, and The Hartford. In addition, its team provides various personal and business insurance plans.

License Verified:

License: 0G47851

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.8 / 5 (20)
Yelp
4.7 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Do you need a health certificate to bring your dog into San Diego from out of state?

    No, if your dog is privately owned, then you are not legally required to have a health certificate, also known as a Certificate of Veterinary Inspection, to bring it into San Diego from outside California. However, you must obtain a health certificate from a qualified and accredited veterinarian within 10 days of bringing the dog into California if you intend to sell or transfer the dog's ownership.

  • How does pet insurance work in San Diego?

    Most San Diego pet insurance policies cover the costs of treating unexpected injuries and illnesses in your pets. This means you pay the veterinarian directly, then submit a claim to your pet insurance company for reimbursement of eligible costs, and your pet insurer reimburses you for 70, 80, 90, or even 100% of the covered costs.

  • Are you required by law to have pet insurance when you own a pet in San Diego?

    No, you are not required by law to have pet insurance if you own a dog or cat in San Diego or any other city in the state of California. However, it is recommended that you get one to protect your pet and lower the overall cost of your veterinary bills.

  • What does pet insurance for accident-related veterinary care and illness cover in San Diego?

    Most accident-related veterinary care insurance plans cover emergency care, diagnostic tests, CT scans, hospitalization, and lab work. MRIs, x-rays, ultrasounds, surgery, and prescription medications are also covered. Pet insurance can cover veterinary care for a variety of illnesses, including cancer, ear infections, eye infections, heart conditions, hip dysplasia, stomach conditions, UTIs, and skin problems.

  • What should you do if your dog bites someone in San Diego?

    If your dog bites someone in San Diego, you must notify the County Department of Animal Services and quarantine your dog for 10 days following the bite. If you do not isolate your dog, your dog may be impounded and you may face a misdemeanor charge, according to San Diego pet laws.