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Best Mortgage Refinance Companies in Chula Vista
2021

We scored 124 Mortgage Refinance Companies in Chula Vista, CA and Picked the Top 10

Here are the Picks:

Anderson American Mortgage and Real Estate Network

Andre Enriques Mortgage Banker - VA Loan Expert

California Housing Administration

GI Home Loans

Lend18

Secure Funding Group

Superior Financial Services

Team Limon

Western Capital Mortgage

Wheelhouse Credit Union

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Chula Vista Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 124 78 10

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Anderson American Mortgage and Real Estate Network

Anderson American Mortgage and Real Estate Network is a mortgage refinance company that serves clients in Chula Vista and surrounding areas. The company offers a variety of loan products, including FHA, VA, jumbo, and conventional loans. Its refinance advisors help homeowners achieve better financial situations with revised loans for condominiums, townhouses, single-family homes, and multifamily homes. They offer cash-out refinance options as well as home equity loans and debt consolidation. They also connect clients with real estate opportunities within their budgets.

Click to Call

El Cajon, CA 92019

Website

(619) 654-3995 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.5 / 5 (Best)

Total Reviews:

23 (Better)

Score Consistency:

Consistent (Best)

Andre Enriques Mortgage Banker - VA Loan Expert

Andre Enriques Mortgage Banker - VA Loan Expert is a mortgage refinance company in Chula Vista. Founded in 2001, the company specializes in assisting veterans with zero down VA insured loans. Mortgage refinance brokers work with homeowners to help them achieve better interest rates or lower loan terms for single-family and multifamily homes. The company also provides FHA, jumbo, and conventional loans. Additionally, reverse mortgage and USDA loans are available, along with down payment assistance programs and non-warrantable condominium loan programs. License number #220937

Click to Call

891 Kuhn Dr Ste 204
Chula Vista, CA 91914

Website

(619) 323-2066 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

23 (Better)

Score Consistency:

Consistent (Best)

California Housing Administration

California Housing Administration offers mortgage and refinancing services. It has conventional, FHA, VA, reverse, and USDA loan programs available for new home purchases and refinancing. The company's trained mortgage specialists guide customers through the application process to determine the best program to fit their needs. Through refinancing, California Housing Administration can help clients switch between fixed and adjustable rates, find new private mortgage insurance, save money on monthly mortgage payments, and get lower interest rates.

Click to Call

1625 Sweetwater Rd Ste D
National City, CA 91950

Website

(619) 327-1400 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

GI Home Loans

GI Home Loans provides debt consolidation and home mortgage refinance in Chula Vista. This firm specializes in providing VA loans for current and former military personnel, offering reduced interest rates and no down payment to service members seeking access to affordable mortgage rates. Additionally, it provides refinancing options to alter loan payoff times and lower interest rates and has home equity, debt consolidation, and FHA loans available. This business requires no minimum credit score for potential clients.

Click to Call

910 Hale Pl Ste 207
Chula Vista, CA 91914

Website

(866) 292-5666 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

Lend18

Lend18 has handled home mortgage refinance in Chula Vista for more than two decades. The company's refinance programs include fixed- and adjustable-rate conforming, jumbo, and super jumbo loans with terms between five and 30 years. Additionally, it handles conventional, USDA, VA, and FHA loans. The firm's mortgage professionals provide financial assistance to first-time home buyers and clients with construction or renovation projects. An online form for refinance analysis requests helps its professionals understand potential customers' needs.

Click to Call

2220 Otay Lakes Road 502 708
Chula Vista, CA 91914

Website

(858) 774-3637 Website

Secure Funding Group

The home loan and mortgage financing company Secure Funding Group has served clients in the Chula Vista for over two decades. It helps clients wanting to refinance their homes get access to extra cash for a large purchase via home equity or reduce the payment terms on their current mortgages. The company helps to refinance FHA, VA, and jumbo loans. Additionally, it works with clients over the age of 62 who wish to take out reverse mortgages.

Click to Call

2371 Fenton St Ste 220-A
Chula Vista, CA 91914

Website Instagram

(619) 946-7333 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 (Better)

Total Reviews:

15 (Better)

Score Consistency:

Consistent (Best)

Superior Financial Services

Superior Financial Services is a mortgage refinancing bank founded in 1991 to serve residential and investment real estate properties in and around the Chula Vista area. The firm offers multiple loan products, including fixed-rate and adjustable-rate mortgages and FHA, VA, and home equity line of credit loans. The staff educates clients on real estate market trends and assists them in purchasing and refinancing their homes. Superior Financial Services also offers low down payment home loans and reverse mortgages.

Click to Call

9089 Clairemont Mesa Blvd
San Diego, CA 92123

Website

(619) 302-2664 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

Team Limon

Founded in 1932, Team Limon offers full-scale mortgage solutions in the greater Chula Vista area for single-family and multifamily homes, condominiums, townhouses, and manufactured homes. It provides first-time homeowners with fixed- and adjustable-rate mortgage options and USDA, jumbo, FHA, and VA loans. The company has several mortgage refinancing programs, including FHA streamline and cash-out, VA streamline and cash-out, conventional, and jumbo loan plans. Team Limon also assists new homeowners in selecting a customized loan that meet their goals.

Click to Call

910 Hale Pl Ste 201
Chula Vista, CA 91914

Website

(619) 869-0548 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 (Best)

Total Reviews:

28 (Best)

Score Consistency:

Consistent (Best)

Western Capital Mortgage

Western Capital Mortgage is a bank based in Chula Vista that provides mortgage refinancing loans for condominiums, townhouses, manufacturing companies, and single-family and multifamily homes. The loan experts help with conventional, VA, and FHA mortgage refinancing options. They also assist new home and commercial property buyers in accessing suitable mortgage loan packages, and they handle hard money mortgage loans. Additionally, new home buyers can benefit from the firm's GSFA PLATINUM down payment assistance program.

Click to Call

860 Kuhn Dr Ste 201
Chula Vista, CA 91914

Website Instagram

(800) 817-4157 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 (Best)

Total Reviews:

20 (Better)

Score Consistency:

Consistent (Best)

Wheelhouse Credit Union

Wheelhouse Credit Union is one of the mortgage refinance lenders in Chula Vista and surrounding communities. Its professional lenders help homeowners save money through lower interest rates, shorter terms, and different loan programs when they refinance their mortgages. The company offers a number of loan programs with both fixed and adjustable rates, including VA, FHA, and USDA loans. Wheelhouse Credit Union also offers standard banking service plus energy-efficient and solar loans.

Click to Call

344 F St
Chula Vista, CA 91910

Website Instagram

(619) 297-4835 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.1 / 5 (Better)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

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