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Best Local Car Insurance Agencies in Chico

2024

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Providers

Last updated:

Website
426 Broadway Street, Chico, CA 95928
  • Motorcyle & ATV

Why choose this provider?

Jeff Fowler Insurance Services is a locally owned and operated independent insurance agency located in Chico that provides business, home, farm, life, and auto insurance. The agency believes that accidents can happen anytime and therefore it's important to keep cars insured. The agency provides premium auto insurance with a personalized approach to give clients the best coverage that suits them. Whether it's liability, comprehensive, or collision coverage, its team can help find clients a policy that keeps them protected at all costs.

License Verified:

License: 0L07979

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (51)
Yelp
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
45 Jan Court, Chico, CA 95928
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

Eddy Rodriguez is a State Farm insurance agent based in Chico. A native Spanish speaker, he helps clients with their auto insurance needs. The auto insurance coverage options include collision, comprehensive, and ridesharing. He has a highly experienced team that has a strong focus on assisting clients to achieve a high quality of life. The team also believes in a responsible way of managing risk can help build a better community for the future.

License Verified:

License: 0K70113

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (89)
Facebook
5.0 / 5 (3)

Website
290 Airpark Boulevard, Chico, CA 95973
  • Multiple Carriers
  • Motorcyle & ATV

Why choose this provider?

Established in 1978, Heritage Insurance Agency serves clients in and around Chico. The company provides auto insurance plans to cover general damages caused by fire, weather, and theft. It also reimburses policyholders affected by accidents, either for the injured or the underinsured drivers. Heritage Insurance Agency is an independent company and can review plans from different carriers like Nationwide and Atlas. It also covers motorcycles, snowmobiles, classic cars, and RVs. The company's other plans include agriculture and homeowners' insurance.

License Verified:

License: 0F22446

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (262)
Facebook
5.0 / 5 (101)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1600 Mangrove Avenue, Chico, CA 95926
  • Multiple Carriers

Why choose this provider?

Nevin and Witt Insurance and Financial Services is a locally owned and operated agency that has been in the industry since 1950. Its insurance agents provide auto insurance information to families, individuals, and small businesses in Chico and nearby areas. They search for the best auto coverage that protects clients financially in an event of the unexpected. Its educated and licensed customer service representatives can accommodate additional auto insurance options such as requesting an ID card, adding a driver to the policy, and removing the vehicle from the policy.

License Verified:

License: 0D26864

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.6 / 5 (14)
Yelp
3.0 / 5 (11)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
175 East Avenue, Chico, CA 95926
  • Bundling Option

Why choose this provider?

Matt Davis Insurance Agency is an independent auto insurance agency located in Chico, helping clients find the perfect combination of coverage that fits their needs at the best price. The company prides itself on its commitment to giving expert guidance and customer service that is transparent, friendly, and detailed. Under their auto insurance products, they offer a variety of options including medical, liability, and property coverage. They also offer bundling options for their auto, home, and renters insurance

License Verified:

License: 0I72002

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2611 Forest Avenue, Chico, CA 95928
  • Multiple Carriers
  • Bundling Option
  • Boats

Why choose this provider?

Serving the residents of Chico, Butte Community Insurance Agency offers different insurance products throughout Northern California. Its agents assist vehicle owners by offering auto insurance policies for cars and watercraft, such as boats. Locally and independently owned, the company also provides commercial, crop, farm, disability, and home insurance products and services. With access to multiple providers, Butte Community Insurance Agency can customize policies that suit its clients' needs and lifestyles.

License Verified:

License: 0E61909

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2056 Talbert Drive, Chico, CA 95928
  • Bundling Option

Why choose this provider?

Golden Apple Insurance and Financing is a professional and independent insurance agency that serves commercial and residential clients in Chico, Butte, Glenn, Tehema, and nearby areas. It offers a comprehensive range of insurance products and services such as auto insurance, life, and retirement insurance, home insurance as well as liability insurance coverage. The company has ties with trusted and reputable insurance companies such as Horace Mann, Progressive, Foremost, California Fair Plan, Wright, Chubb, and Aegis Insurance.

License Verified:

License: 0H49926

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Facebook
4.7 / 5 (6)
Google
3.0 / 5 (4)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
500 Cohasset Road, Chico, CA 95926
  • Multiple Carriers

Why choose this provider?

Chico Creek Insurance Services is an independent insurance agency based in Chico that provides insurance products to clients in the metro. The agency specializes in all kinds of auto insurance solutions as well as other personal and business insurance lines. Its auto insurance policies provide state-required coverage for liabilities and other additional coverage for towing, roadside assistance, and rental reimbursements. Chico Creek Insurance Services is conveniently located in front of the local DMV in Chico.

License Verified:

License: 0I56088

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (32)
Yelp
5.0 / 5 (4)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Are married couples generally offered lower car insurance rates in Chico than single individuals?

    Yes, car insurance is more affordable for married policyholders in Chico, resulting in an average monthly premium of $40. This is because insurance companies offer discounts to policyholders who have multiple vehicles covered under the same policy. Carriers typically offer savings ranging from 25% to 30% to married people when they insure more than one vehicle. Conversely, individuals who are single tend to incur a higher average monthly premium of $48.

  • What is the main reason why teenage drivers in Chico pay significantly higher insurance rates than other age groups?

    The high cost of car insurance for teenagers in Chico can be attributed to their tendency to engage in risky driving behaviors. Due to their increased likelihood of accidents and traffic violations, insurance providers impose higher premiums on this demographic. Sixteen-year-olds who have their own insurance policies can expect to pay approximately $136 per month for basic coverage or as much as $459 per month for comprehensive coverage.

  • What are the minimum coverage limits for bodily injury liability and property damage liability in Chico?

    Prior to driving on California roads, Chico drivers must have a minimum liability insurance policy that includes $15,000 in bodily injury liability per individual, $30,000 for each accident, and $5,000 for property damage. This type of coverage is referred to as 15/30/5 coverage. By having this basic liability insurance in place, motorists will receive protection up to the limits specified in their policies.

  • What types of discounts are typically available for car insurance in Chico?

    In Chico, motorists can find various car insurance discounts, such as the safe driving discount, which is open to drivers with excellent records. Additionally, some insurance companies extend discounts to military personnel, veterans, and their families. Residents who combine multiple insurance policies with a single provider may also be eligible for further discounts.

  • Why is collision coverage necessary for Chico residents who either have a car loan or lease their vehicles?

    The majority of Chico's auto financing and leasing firms require borrowers to have collision coverage in their loan or lease contracts. This requirement protects the lender's vested financial interest in the vehicle. Individuals who have fully paid for their vehicles have the option to decide whether they want to carry collision insurance or not.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

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