Expertise.com
2024

Last updated:

Best Renter's Insurance Companies in Chico

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Chico Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

41

Reviewed

28

Curated

9

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
2056 Talbert Drive Suite 150, Chico, CA 95928
  • Multiple Carriers

Why choose this provider?

Golden Apple Insurance & Financial Services Inc. is a local agency that provides property, auto, life, and retirement products to its clients. The company specializes in providing policies for educators and their families. It offers renters' insurance, which provides personal liability coverage and medical protection to tenants. The firm gives back to the community by hosting workshops to help teachers pay for classroom supplies and equipment. Golden Apple Insurance & Financial Services serves clients in and around the Chico metro.

License Verified:

License: 0L50933

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2454 Notre Dame Blvd, Suite 120, Chico, CA 95928-7246
  • Home and Auto Insurance

Why choose this provider?

Vicki Sayer is a State Farm insurance agent who serves clients in Chico with their needs in insurance and financial services. Since she began working in the industry nine years ago, she has assisted with auto, home, life, and renters' insurance. In 2018, Vicki opened her own office and continued to serve the people in the metro. Her team also helps renters and other property owners get value on their insurance. Their other services include giving solutions for banking and annuities.

License Verified:

License: 0N07760

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (48)
Facebook
5.0 / 5 (12)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
55 Independence Circle Suite 108, Chico, CA 95973
  • Multiple Policy Types

Why choose this provider?

For over 60 years, GCI Insurance Brokers has been providing a wide variety of insurance solutions to individuals and businesses in Chico and the surrounding communities. The agency primarily offers business, personal, agriculture, life and health insurance, and employee benefits from some top-rated insurance carriers. For clients who need protection for their belongings and lifestyle while renting, the renters' insurance policy provides coverage for damaged or lost personal properties, as well as liability claims.

License Verified:

License: 0328375

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1600 Mangrove Avenue Suite # 195, Chico, CA 95926
  • Home and Auto Insurance

Why choose this provider?

Nevin & Witt Insurance & Financial Services, Inc., is a locally owned independent agency serving clients in Chico and nearby locations. It offers renters' insurance that covers the personal belongings of policyholders in case of a loss event. The agency also offers insurance products for homeowners, motorcycles, and recreational vehicles. It partners with multiple insurance carriers, including Allied Insurance, Mercury Insurance, and Capital Insurance Group. Nevin & Witt Insurance & Financial Services has more than 70 years of industry experience.

License Verified:

License: 0D26864

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (35)
Facebook
5.0 / 5 (28)
Yelp
3.2 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
40 Bellarmine Ct, Chico, CA 95928
  • Home and Auto Insurance

Why choose this provider?

Matt Davis Insurance Agency Inc. provides customized insurance coverages to help individuals and families achieve their protection goals. Serving the Chico metro and nearby areas, the independent agency offers an array of personal lines of insurance, including renters' policies. It caters to people living in rental properties, such as townhomes, apartments, and single-family homes. Its agents also process home, umbrella, auto, and recreational vehicle insurance. Matt Davis Insurance Agency has been delivering risk management solutions since 1991.

License Verified:

License: 0I72002

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2615 Forest Ave Suite 130, Chico, CA 95228
  • Home and Auto Insurance

Why choose this provider?

Rhio Nelson Insurance Agency offers products and services to families and individuals in the Chico metro. It provides a wide range of personal insurance plans, including renters' policies. The company aims to protect tenants and their valuables from unexpected events like theft, vandalism, and natural disasters. It helps clients secure reimbursements for lost and damaged belongings. Rhio Nelson Insurance Agency also processes seasonal home, umbrella, and auto insurance. Its founder and owner, Rhio Nelson, has been in the insurance industry for over 30 years.

License Verified:

License: 0I98726

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2735 Esplanade, Chico, CA 95973
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

Avrit Insurance Agency, Inc. is an independent brokerage that has been catering to residents and businesses in Chico since 1984. It offers a range of risk management solutions, including insurance policies for renters, covering personal possessions, like clothes, furniture, sports gear, and computer, against accidental damage or theft. Renters' insurance can also cover bodily injury and property damage liability claims. In addition, the locally operated insurance agency provides life and health insurance, coverage for automobiles and business, and retirement plans.

License Verified:

License: 0F06687

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1268 Calla Ln, Chico, CA 95926
  • Home and Auto Insurance

Why choose this provider?

Nugent Insurance Brokers, LLC, is a third-generation family business with over 30 years in the industry. The company provides financial products for individuals, families, and businesses in the Chico metro. The agency offers renters’ insurance, which can cover medical expenses and property damage in the event of a fire, accident, or theft. The plan also covers the policyholder’s visitors in the event of an injury. Nugent Insurance Brokers offers other products, including general liability, workers’ compensation, and automobile insurance.

License Verified:

License: 0G44957

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.2 / 5 (5)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1041 Village Lane, Chico, CA 95926
  • Home and Auto Insurance

Why choose this provider?

Luquin's Insurance Services serves Chico and the surrounding areas. It provides insurance solutions to individuals, families, and businesses. The agency assists with personal auto, home, renters', recreational vehicle, and commercial vehicle insurance policies. Its insurance agents also help drivers with multiple traffic violations to get insured. The agency is locally owned and operated and aims to secure coverage for each client's specific budget and liability needs. It has agents that are fluent in Spanish.

License Verified:

License: 0L13229

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.8 / 5 (22)
Google
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • In what ways does your Chico landlord benefit from being listed on your renters' insurance policy?

    Your landlord in Chico can rest easy knowing that their property is adequately covered because they have been included in your renters' insurance policy. Including your landlord on your policy can assist in preventing any gaps in their landlord insurance in the event of property damage. Furthermore, this coverage can aid in defraying costs in case of legal claims, safeguarding their monetary interests in the course of events.

  • Will your Chico renters' insurance policy cover the property damage or harm you inflicted on someone else if you are the one who started the fire?

    Yes. Your Chico renters' insurance policy will provide coverage for any losses incurred in the form of damages or emergency expenses in the event that you accidentally start a fire. If you unintentionally create a fire in your apartment, the insurance provider for your landlord may attempt to collect damages from you. Your renters' insurance may then cover a portion of the liabilities up to a certain amount.

  • Are solar panel replacement or repairs covered by Chico renters' insurance policies?

    Only if the policyholder purchased equipment breakdown coverage will their Chico renters' insurance cover the cost of replacing or repairing solar panels. The solar panels must experience actual physical damage that calls for replacement or repair before the equipment breakdown coverage applies. Under the equipment breakdown coverage, there will be a deductible for each claim.

  • Are misplaced items covered by renters' insurance in Chico?

    Yes. The personal property coverage of a basic renters' insurance policy in Chico will pay for misplaced jewelry, art, clothing, and other valuables. You may be able to extend coverage for your highly-valued possessions that the basic insurance does not cover entirely by using a supplemental policy known as scheduled personal property.

  • Is power outage coverage included in renters' insurance in Chico?

    Yes. In Chico, most renters' insurance policies include coverage for power outages. For example, renters' insurance may cover the cost of other accommodation if a bolt of lightning strikes your house, resulting in a power outage and structural damage that renders your home uninhabitable. In addition, renters' insurance can assist you in recovering the cost of eating out, as well as any spoiled food in the refrigerator if a power outage causes a temporary loss of electricity.

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