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Best Homeowners Insurance Agencies in Surprise

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2023
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Aabar Insurance Services logo
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Aabar Insurance Services

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15027 West Bell Road, Surprise, AZ 85374
  • Fire
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers

Business Description

Aabar Insurance Services is an independent agency catering to the needs of residents in the Surprise metro and nearby areas. Its team of agents assists clients in selecting homeowners insurance products from a wide variety of network that suits their protection needs and budgets. These agents explain the financial coverage of policies for different insurance products such as life, motorcycle, RV, and commercial insurance products. The agency is a family-owned and family-operated business established in 1995.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (35)
Yelp
5.0 / 5 (2)
Ideal Insurance Agency logo

Ideal Insurance Agency

14239 West Bell Road, Surprise, AZ 85374
  • Condos
  • Renter's Insurance

Business Description

Ideal Insurance Agency, a full-service insurance solutions provider in Surprise, has served families and businesses since 1983. The company's agents handle clients' various insurance needs, including homeowners' insurance, which covers property insurance, liability protection, replacement costs, personal injury, and more. The agents customize the policies to suit the clients' budget as well as financially protect the policyholders from unexpected circumstances. Ideal Insurance Agency is an independent agency connected with several insurance carriers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (113)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
InsuranceBeacon.com logo
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InsuranceBeacon.com

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15270 West Brookside Lane, Surprise, AZ 85374
  • Multiple Carriers
  • Multiple Policy Types

Business Description

Opened in 2000, InsuranceBeacon.com has been partnering with reputable insurance providers to offer reliable solutions to clients in the Surprise area. Its experienced agents provide condo, townhouse, manufactured home, renters, mobile home, and concrete block structure homeowners with reliable insurance plans. The home insurance products guarantee protection against financial setbacks that result from storm and fire damage or dog bite liability and septic backups. Clients can also work with the agents on staff to secure flood insurance options.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Katie Campbell - State Farm Insurance Agent logo
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Katie Campbell - State Farm Insurance Agent

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9200 West Union Hills Drive, Peoria, AZ 85382
  • Multiple Policy Types

Business Description

Katie Campbell - State Farm Insurance Agent has been serving homeowners in the Surprise area since 1997. She caters to their insurance needs by providing the coverage that allows them to repair or replace homes and valued items. She helps clients recover from unexpected occurrences, such as lightning, wind or hail damage, and random acts of vandalism. In addition, Ms. Campbell provides insurance and financial reviews, business insurance evaluations, and retirement planning. She doesn't charge for initial quotes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (73)
Facebook
4.8 / 5 (17)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Oasis Insurance logo
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Oasis Insurance

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12751 West Bell Road, Surprise, AZ 85378
  • Fire
  • Personal Property Insurance

Business Description

Oasis Insurance is an independent insurance agency with access to multiple insurance providers. The business represents over 40 insurance carriers, including Safeway Insurance, Gainsco Insurance, Mercury Insurance, Progressive Insurance, AAA Insurance, and Bristol West Insurance. Agents address clients' insurance needs by shopping for insurance coverages to protect their homes and other assets. Homeowners' insurance covers losses from weather, non-weather, and sudden or accidental destructive events. The house insurance policy also pays for the damages in the house and other structures, hotel expenses, lawsuits, and personal belongings.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.7 / 5 (132)
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Professional Insurance Strategies logo

Professional Insurance Strategies

15331 West Bell Road, Surprise, AZ 85374
  • Flood
  • Earthquake
  • Personal Property Insurance

Business Description

Professional Insurance Strategies is a family-owned and operated company that's been dedicated to serving the insurance needs of clients around Surprise since 2006. Backed by leading insurance carriers, the company is uniquely positioned to offer comprehensive homeowners' insurance policies that protect the property owner against personal liability and personal property damage. The policies also include loss-of-use and dwelling coverage as well as flood and earthquake insurance plans. Additional coverage options are available for other structures built around the home.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.8 / 5 (36)
Yelp
4.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.