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Best Local Car Insurance Agencies in Surprise

2024

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Website
9844 West Yearling Road, Peoria, AZ 85383
  • Multiple Carriers

Why choose this provider?

Arrowhead Insurance LLC - Peoria is an independent insurance agency that offers car insurance policies in Surprise. Being independent means that its agents have in-depth knowledge of a wide variety of insurance products and guidelines from multiple companies. This allows them to provide objective and unbiased advice to clients. Its agents can review clients' existing policies and compare them with other insurers' policies to determine if they are getting the best coverage at fair rates.

License Verified:

License: 1800005958

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.8 / 5 (25)
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15270 West Brookside Lane, Surprise, AZ 85374
  • RV & Motorhome
  • Golf Cart & Scooter
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Insurance Beacon is a Surprise-based insurance agency that traces its roots to Freedom Insurance in 1987. The independent insurance agency helps its clients protect their assets in case of damage or loss. Its auto insurance policies also protect policyholders from liability in case someone is injured in an accident involving their vehicle. It also offers collision and comprehensive coverage. Insurance Beacon can help its clients design a custom insurance portfolio suitable to their needs.

License Verified:

License: 6753617

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (140)
Facebook
4.7 / 5 (42)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
24654 North Lake Pleasant Parkway, Peoria, AZ 85383
  • Multiple Carriers

Why choose this provider?

Bennett Insurance Group, Inc. is an independent insurance agency that provides various insurance products in Surprise. A local company serving Arizona, Benneth Insurance Group, Inc. offers personal and commercial insurance. Some of the personal insurance protection they offer applies to cars, motorcycles, boats, yachts and personal watercraft, homes, and condos. Their commercial insurance covers business interruption, workers compensation, surety bonds, and general liability. The company's commitment is to listen to its client's needs and providing a prompt response.

License Verified:

License: 1800006251

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
3.7 / 5 (3)
Facebook
5.0 / 5 (1)

Website
14955 West Bell Road, Surprise, AZ 85374
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

A Sun Country Insurance Agency, LLC is a car insurance agency serving clients in the Surprise metro and surrounding areas. The agency was founded in 2007, created on the principle of doing business with integrity. It helps its clients understand the importance of consulting a local agent who is familiar with the unique set of vehicular and financial regulations in Arizona. Additional services include home, condo, boat, motorcycle, and RV insurance. Alongside its service in its industry, the agency gives back to the community by supporting charitable organizations.

License Verified:

License: 1800005372

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Website
15331 W Bell Rd #212, Surprise, AZ 85374
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Professional Insurance Strategies is a family-owned insurance agency that started in 2006. The company provides car insurance plans for clients living in and around Surprise. It covers any potential expenses caused by accidents on the road or weather-related damage. It reimburses any medical fees the client takes responsibility for and pays for car repair fees. The company covers other types of vehicles, including classic cars, motorcycles, and watercraft. Commercial clients can get plans for their delivery or taxi fleets as well.

License Verified:

License: 1800005132

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (10)
Google
4.8 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9200 West Union Hills Drive, Peoria, AZ 85382
  • Multiple Carriers

Why choose this provider?

Katie Campbell has been an insurance agent since 1997, and now operates her own State Farm agency that serves Surprise and nearby communities. Her team assists teen drivers and professional driving clients who need auto insurance to protect them against financial losses due to accidents. The essential types of coverage included are for collisions, comprehensive risks, car rentals, and ridesharing. The firm aims to share knowledge, uncover needs, and create convenience for its clients.

License Verified:

License: 6735466

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (16)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
14239 W Bell Rd Unit 205, Surprise, AZ 85374
  • RV Insurance
  • Mexico Insurance
  • Golf Cart Insurance
  • Motorcycle Insurance
  • Classic Car Insurance
  • Auto Insurance

Why choose this provider?

Ideal Insurance Agency delivers local car assurance services to the residents of Surprise and the surrounding locales. Its automobile coverage includes products focused on the owners of golf carts, classic vehicles, and motorcycles. The firm's property insurance options extend to renters' and landlords' plans and the agency also provides life indemnity contracts ranging from term to universal choices. It offers products from Liberty Mutual, CNA, and Foremost. Ideal Insurance Agency has selections catering to members of the American Association of Retired Persons.

License Verified:

License: 1800004129

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (142)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is the required liability coverage for drivers in Surprise?

    Each driver in Surprise must carry the minimum liability coverage for bodily injury and property damage as follows:

    • $25,000 for bodily injury per person.
    • $50,000 for bodily injury per accident.
    • $15,000 for property damage per accident. The coverage will only pay for the damage to another party, not the policyholder's own. Any excess in the coverage amount has to be shouldered by the policyholder.
  • In Surprise, is it the driver or car that insurance follows?

    The insurance follows the car. This goes to say that any member of the policyholder's household in Surprise who uses the car will be covered by the insurance. It is even extended to non-household members, such as friends, so long as they have permission. However, insurance points usually follow the driver, not the car, so if there is an accident, the points will be accrued on the driver's record.

  • When do you need liability coverage for car insurance in Surprise and throughout Arizona?

    When in Surprise, you must be able to show state-required liability coverage if you have been a local resident for at least seven months or work in the state. The same is also applicable if you operate a state-based business or have one that has vehicles traveling around the state. Also, if you are already a registered voter or pay in-state tuition, you must have liability coverage.

  • How do you transfer a car title in Surprise?

    Be ready with the required documents such as the signed vehicle title and completed Title and Registration Application form. The same also goes for applicable documents like lien release forms and powers of attorney. Submit the application using the secure online system on AZ DOT's website. When necessary, you can also go to the local MVD office at 13009 W Bell Rd, Surprise, 85378.

  • What penalties can you get in Surprise if you drive without car insurance?

    You can be penalized with license suspension and a fine of up to $1,000 if caught driving without insurance in Surprise. In addition, you will be required to get an SR-22 insurance certificate, which is costlier than the regular ones. The penalties for a first offense may be less severe than subsequent offenses.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

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