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2024

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Best Homeowners Insurance Agencies in Peoria, AZ

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Peoria Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

105Reviewed

66Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

15396 N 83rd Ave G103, Peoria, AZ 85381

Expertise.com Rating

Review Sources

Google
5.0 (148)
Yelp
4.5 (11)

Why choose this provider?

Just Insurance Services, Inc., is a local, independent agency in Peoria that delivers personal and business insurance solutions to the residents of the city and the surrounding areas. Aside from the usual dwelling, personal property, and living expenses coverage, the company also offers both extended dwelling coverage and building law coverage. The firm has umbrella policies for more comprehensive coverage, as well as specific plans for vehicle, business, and rental property insurance.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

16165 North 83rd Avenue, Peoria, AZ 85382

Expertise.com Rating

Review Sources

Google
5.0 (17)
Facebook
5.0 (11)
Yelp
5.0 (1)

Why choose this provider?

Ensign & Associates has been providing personal and commercial insurance solutions in Peoria for more than 17 years. The firm offers home insurance products from multiple companies, aiming to protect homeowners' financial interests and finding deals that meet their needs. These home insurance policies cover risks associated with home structures, liability claims, and personal belongings. These coverages include rebuilding cost estimates for home structures, replacement costs for home inventories, and property or bodily injuries.

  • Multiple Carriers
  • Renter's Insurance
  • Flood

9299 W Olive Ave STE 304, Peoria, AZ 85345

Expertise.com Rating

Review Sources

Google
4.8 (61)
Facebook
5.0 (12)
Yelp
4.0 (5)

Why choose this provider?

Bovaird Insurance is a locally-owned and operated insurance agency that is headquartered in Peoria. It is composed of specialized agents who offer a homeowners' insurance plan that gives financial protection to families and individuals in case of the complete loss of their home, or damage to their property. Bovaird Insurance also provides insurance protection for mobile home and condo owners, as well as renters. It also has business insurance products that include workers' compensation, general liability, and cyber liability.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

6677 W Thunderbird Rd k182, Glendale, AZ 85306

Expertise.com Rating

Review Sources

Google
4.8 (19)

Why choose this provider?

Henderson Anderson Insurance is a family-owned and -operated agency that provides personalized homeowners' insurance plans for families and individuals in Peoria. Agents at this firm are dedicated to providing home insurance policies that cover dwelling, other property structures, personal property, and liability protection. They also have the right insurance policies for motor homes, trucks, cars, boats, and recreational vehicles. Henderson Anderson Insurance represents different insurance carriers like Progressive, MetLife, and Nationwide.

  • Personal Property Insurance
  • Multiple Policy Types

9210 W Union Hills Dr # 100, Peoria, AZ 85382

Expertise.com Rating

Review Sources

Yelp
4.5 (156)
Google
5.0 (15)

Why choose this provider?

Schaller & Thomas Family Insurance serves Peoria through its independent insurance agents. This firm works with several different insurance carriers to help clients obtain the best possible deals. Its agents assist homeowners in protecting their financial security through insurance options that consider the age, value, and size of homes. Home insurance policies cover diverse financial risks, including vandalism, water damage, and theft. Owner Steve Thomas is an insurance agent who started the company after 17 years of insurance industry experience.

  • Earthquake
  • Flood
  • Fire

16080 North 59th Avenue, Glendale, AZ 85306

Expertise.com Rating

Review Sources

Google
4.8 (4)

Why choose this provider?

Cactus Insurance Agency is a Glendale-based homeowners' insurance agency that serves families in Peoria and the surrounding areas. This family-owned and family-operated firm offers various home insurance options for the owners' condo, primary home, second home, or townhome. The agents at Cactus Insurance Agency also sell landlord insurance and renters' insurance to owners or tenants of rental properties. In addition, they offer an auto and home package, and personal liability insurance policy.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

10204 W Happy Valley Pkwy 175, Peoria, AZ 85383

Expertise.com Rating

Review Sources

Google
5.0 (31)
Yelp
4.5 (3)

Why choose this provider?

Jennifer Jasper is a State Farm insurance agent located in Peoria. She provides homeowners with coverage to protect their homes from damages caused by sleet, frozen plumbing, and lightning. She meets with clients and talks about their objectives and inventory to build a fitting insurance plan for them. She also advises them on coverage for other events like fire, earthquakes, or wildlife invaders. With over eight years of experience, Jennifer also helps clients with coverage for automobiles, condos, and businesses.

  • Personal Property Insurance
  • Multiple Policy Types

8751 N 51st Ave STE 120C, Glendale, AZ 85302-4925

Expertise.com Rating

Review Sources

Facebook
4.3 (6)
Yelp
5.0 (4)

Why choose this provider?

Ron Heyman - American Family Insurance has been providing dependable insurance coverage near Peoria to individuals and businesses for more than 90 years. Its agents offer customized home insurance policies to protect homes and personal possessions from damage due to fire, tornadoes, wildfires, theft, and falling objects. It also has farm and ranch insurance packages that cover the replacement costs of dwellings, livestock, feed, equipment, and outbuildings. American Family Insurance has various automobile, life, health, and boat insurance options.

  • Multiple Policy Types

7121 W Bell Rd #240, Glendale, AZ 85308

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
5.0 (6)
Yelp
3.0 (2)

Why choose this provider?

Serving clients near Peoria, Ideal Insurance Agency is an independent insurance company that works with several insurance carriers to help homeowners find the right insurance policy to protect their investment. As a family-owned and -operated agency established in 1983, Ideal Insurance Agency helps homeowners customize their policies to suit their specific needs. Aside from homeowners' insurance, the agency also offers auto insurance, business insurance, and medicare-related plans. Ideal Insurance Agency represents carriers such as Safeco Insurance, MetLife, Progressive, and Employers Mutual.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Just Insurance Services, Inc
15396 N 83rd Ave G103, Peoria, AZ 85381
Ensign & Associates
16165 North 83rd Avenue, Peoria, AZ 85382
Bovaird Insurance
9299 W Olive Ave STE 304, Peoria, AZ 85345
hendersonanderson.com
6677 W Thunderbird Rd k182, Glendale, AZ 85306
Schaller & Thomas Family Insurance
9210 W Union Hills Dr # 100, Peoria, AZ 85382
Cactus Insurance Agency
16080 North 59th Avenue, Glendale, AZ 85306
Jennifer Jasper - State Farm Insurance Agent
10204 W Happy Valley Pkwy 175, Peoria, AZ 85383
Ron Heyman - American Family Insurance
8751 N 51st Ave STE 120C, Glendale, AZ 85302-4925
Ideal Insurance Agency
7121 W Bell Rd #240, Glendale, AZ 85308

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What types of damage are not covered by homeowners' insurance policies in Peoria?

    Homeowners insurance policies in Peoria highly vary. Generally speaking, though, the insured is not usually compensated for losses due to natural disasters like floods and earthquakes; wars, nuclear accidents; intentional damage; and even normal wear and tear. In most cases, these types of damages can only be covered if additional coverage is purchased.

  • Are you allowed to include expensive possessions in your Peoria homeowners' insurance policy?

    Yes. For expensive possessions that are beyond the value of the coverage limits of your homeowners' insurance policy in Peoria, such as jewelry, fine art, and electronic equipment, you can purchase additional coverage through an endorsement to your existing policy to extend the limits of coverage. Alternatively, you may acquire a separate policy for the specific items you intend to insure.

  • Should you notify your insurer if you made changes to your Peoria home and you carry a replacement cost homeowners' insurance policy?

    Yes. It is imperative that you tell your insurance agent about your plans to make any changes to your home, like adding a new section or doing a remodel. Only then will the appropriate replacement cost changes be accounted for following your recent home improvement projects.

  • Will your homeowners' insurance policy in Peoria pay for a guest’s injuries if they are attacked by your house pet in your residence?

    Yes. Among the most common coverages included in standard homeowners' insurance policies in Peoria is personal liability coverage. This takes care of the costs and your legal responsibility for property damage and bodily injury, including injuries inflicted by your pet on a guest. It can also shoulder the medical costs of someone who sustains an injury after slipping and falling on your property.

  • Do homeowners' insurance companies in Peoria perform house inspections?

    There are some homeowners' insurance companies in Peoria that enlist the help of third-party inspection companies to perform exterior inspections of the residential properties they insure. These inspectors do not usually enter the home of the insured. Instead, they examine houses from the outside and take pictures for the reference of the insurance company.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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