Expertise.com

Best Homeowners Insurance Agencies in Goodyear

2024

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Providers

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Website
18103 West Paseo Way, Goodyear, AZ 85338
  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Why choose this provider?

Family-owned and operated West Valley Insurance Agency is an independent insurance agency serving clients near Goodyear. The agency offers homeowners' insurance policies to help property owners protect themselves from financial ruin in the event of accidents, liabilities, and disasters. It also provides renters, condo, motorhome/RV, rental property, and flood insurance policies. West Valley Insurance Agency works with more than 100 insurance carriers to provide clients what they need, including top companies like Progressive, Mercury, Hartford, Travelers, and Safeco.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.8 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12409 West Indian School Road, Avondale, AZ 85392
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Condos

Why choose this provider?

A1 Insurance LLC is an independent agency that provides a variety of insurance options throughout Goodyear and the surrounding areas. Its group of agents provides homeowners' insurance services to financially protect customers from unforeseen circumstances, such as fire incidents and other disasters. The home insurance policy has two types of property coverage, namely all-risk and named perils. Its team of insurance agents also offers general liability, workers' compensation, mortgage protection, commercial property, and business owner insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
700 North Estrella Parkway, Goodyear, AZ 85338
  • Multiple Policy Types

Why choose this provider?

Jared Fink is an insurance agent operating in Goodyear. He works for State Farm and provides homeowners insurance. He researches each clients' house and its risks to find customized plans to fit their budget and location. This includes repair and replacement fees for hail, lightning, theft, and vandalism. He also provides medical liability insurance to pay for any injuries to guests. He has been helping long-time residents and new homeowners since 2003 and believes in connecting with all his clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (112)
Yelp
4.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13166 West McDowell Road, Goodyear, AZ 85395
  • Flood
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

Powers-Leavitt Insurance Agency, Inc., has been providing personal and business insurance solutions to clients in Goodyear and the surrounding communities for more than five decades. Its team of agents advises clients on the right insurance policy to get in order to safeguard their homes and personal items in case of financial loss or damage due to disasters. The agents simplify the process and assess the client's needs before matching the corresponding personal insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (5)
Facebook
5.0 / 5 (4)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1440 North Dysart Road, Avondale, AZ 85323
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

AALL Insurance Group has been catering to the insurance needs of residents and businesses in Goodyear for more than 35 years. The company guides homeowners and home buyers in choosing the right home insurance policy among several insurance providers. Its agents evaluate the coverage needs of each customer and create a customized policy that can cover home damage repairs, lost or stolen personal possessions, and legal liability in times of peril. Other insurance offerings include auto and commercial policies. The company also provides tax filing and preparation services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (360)
Google
4.7 / 5 (131)
Yelp
1.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What are the factors that affect the cost of homeowners' insurance premiums in Goodyear?

    Homeowners' insurance premiums in Goodyear can be affected by several factors, such as the size, value, and location of the residence, the policy deductible, the owner's credit and claims history, and the insurance company's reputation. The premium will also depend on the types of insurance coverage needed. This may include dwelling, personal property, liability, and water damage coverages.

  • What are the risks that are not covered by homeowners' insurance policies in Goodyear?

    In general, coverage for flood and earthquake damage and high-value belongings is not automatically included in a standard homeowners' insurance policy in Goodyear. Coverage for structures that are separate from the main house and protection against routine wear and tear are also not included. However, homeowners may choose to include additional coverages or endorsements to pay for these risks.

  • How does replacement cost and actual cash value affect your homeowners' insurance claim in Goodyear?

    When choosing a homeowners' insurance policy in Goodyear, you can base it on replacement cost or actual cash value. If you choose to set your policy on replacement cost, the insurance company will pay for the amount needed to repair or replace your damaged residence. On the other hand, if you decide to go for actual cash value, the insurance company will only pay for the current market value of your home.

  • How do you file a complaint against an insurance company or agent in Goodyear?

    In Goodyear, you may file a complaint with the Arizona Department of Insurance and Financial Institutions if you suspect that your insurance company or agent violated state law. You need to scan and save an electronic copy of the front and back of your insurance card, all pages of your policy, and your correspondence with the people involved in the case. File a complaint online and call (602) 364-2499 or send an email for further inquiries.

  • What is the difference between named and open peril homeowners' insurance policies in Goodyear?

    In Goodyear, open peril policies pay for your personal property and dwelling in every case, unless excluded in writing. On the other hand, peril policies cover losses that are named and listed in the homeowners' insurance. These may include the following:

    • Fire and lightning
    • Hail or windstorm
    • Explosion
    • Civil commotion
    • Aircraft Other standard named perils are vandalism and malicious mischief, volcanic eruptions, accidental water heater damage, and theft.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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