Best Mortgage Refinance Companies in Surprise

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
Arnaiz Mortgage logo

Arnaiz Mortgage

15331 W Bell Rd Ste 212, Surprise, AZ 85374
Visit Website
  • Multi-Family Loans
  • New Construction
  • Reverse Mortgages

Arnaiz Mortgage caters to the needs of residential property owners and buyers across the Surprise area. The broker offers clients various mortgage loan programs and lending options, which include home refinance. Its home refinance process works by performing a home refinance analysis, getting options according to clients' unique criteria and scenarios, and comparing interest rates and terms. Other programs include fixed-rate mortgages, adjustable-rate mortgages (ARM), jumbo and super jumbo loans, and federal housing administration loans.

Visit Website
Infinity Financial Mortgage Corporation logo

Infinity Financial Mortgage Corporation

15396 N 83rd Ave., F-101, Peoria, AZ 85381
Visit Website

Infinity Financial Mortgage Corporation serves individuals and families in and around the Surprise metro. The firm takes customers through a thorough home refinance study, after which they receive options based on their particular criteria and scenario. They are then given time to evaluate and select mortgage interest rates and terms that match their specific requirements. Loan officer Derek Niday also offers his assistance to clients who are either buying, selling, or building their homes, providing them with a wide array of financing options.

Visit Website
Jen Loans logo

Jen Loans

15411 W. Waddell Road, Ste 107, Surprise, AZ 85379
Visit Website
  • New Construction
  • Reverse Mortgages

Jen Loans addresses the customers' home refinancing needs in Suprise. Primary associate Jennifer Lampe is a mortgage advisor operating under Radiant Financial Group. She works with individuals looking for refinancing options to replace their existing home loans and enables them to capture the equity that has built up over time. Lampe offers a variety of loan options for people looking to purchase a property, including jumbo, conventional, and government-insured loans. She maintains her affiliation with the Women's Mortgage Network.

Visit Website
Nathan Rufty logo

Nathan Rufty

2375 E Camelback Road #600, Phoenix, AZ 85016
Visit Website
  • New Construction
  • Reverse Mortgages

Nathan Rufty is a mortgage loan originator under Canopy Mortgage with more than two decades of industry experience. He accommodates homeowners and prospective buyers in Surprise, helping them secure purchase or refinance loans. These loans are available under conventional, VA, FHA, and USDA programs. He also handles HARP Streamline refinancing and down payment assistance, as well as Home Possible and HomeReady programs. Rufty empowers his clients by educating them on lending practices, enabling them to make better, informed decisions.

Visit Website
Nichols Mortgage Team logo

Nichols Mortgage Team

16165 N 83rd Ave., Suite 200−234, Peoria, AZ 85382
Visit Website
  • New Construction
  • Reverse Mortgages

Nichols Mortgage Team of Nexa Mortgage caters to clients in and around Surprise. It helps property owners find a refinance product that fits their financial goals. Upon completion of refinancing analysis, borrowers will receive program options based on their individual standings. A representative from the agency helps clients compare the rates and terms offered and guides them toward the deal that best meets their needs. Some of the available financing options for first-time homebuyers are FHA, VA, and USDA loans.

Visit Website
Nova Home Loans logo

Nova Home Loans

25 S. Arizona Place, Suite 210, Chandler, AZ 85225
Visit Website
  • New Construction

NOVA Home Loans handles mortgage and refinancing matters from clients in Surprise. Its personnel educates clients on opportunities involving debt consolidation, home improvement funds, and tuition payments in line with its refinancing options. Its thorough process includes in-depth credit reviews, discussions about homeownership needs and goals, and the processing of financial documents such as tax return statements. The organization contributes to the causes of various charitable organizations, such as the Court Appointed Special Advocates for Children and the American Foundation for Suicide Prevention.

Visit Website
Thomas Mancuso logo

Thomas Mancuso

14100 N 83rd Ave., Suite B245, Peoria, AZ 85381
Visit Website
  • Refinance
  • Purchase
  • New Construction
  • Reverse Mortgages

Thomas Mancuso of Amerifund helps homeowners and homebuyers in Surprise achieve their mortgage goals. Mancuso offers refinancing and purchase loans, including conforming, FHA, USDA, VA, and fixed-rate loans. Reverse mortgages are also available. He works to find the refinancing option that meets the client's objectives, from cashing out on equity to reducing interest rates. Working with the loan officer also gives homeowners access to tools that generate up-to-date home refinance evaluations and comparisons of terms and interest rates to assist in the decision-making process.

Visit Website
Zetta Mortgage logo

Zetta Mortgage

2942 North 24th, Ste. 114, Phoenix, AZ 85016
Visit Website
  • Multi-Family Loans

Zetta Mortgage caters to the home-buying needs of individuals and families in Surprise and nearby areas. Its owner and broker, Javier Porras, walks clients through the home refinance process and helps them change the length of their mortgage terms by selecting the best program for their situations and criteria. He provides various loan options, including FHA, USDA, jumbo, VA, and conforming mortgages. Porras also helps borrowers gain pre-approval for their loans, compare interest rates, and evaluate properties.

Visit Website
Back to Providers

Frequently Asked Questions

Q: What should you expect when refinancing a mortgage?

A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

Q: How often should you refinance your mortgage?

A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?

A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

Read All FAQS

Wrong city? Here are some nearby places:

Search for Mortgage Refinance Companies near you