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Best Mortgage Refinance Companies in Glendale

2024

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Providers

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Website
17505 North 79th Avenue, Glendale, AZ 85308
  • Reverse Mortgages
  • NMLS #: 39166

Why choose this provider?

Founded in 1992, City First Mortgage Services LLC is a nationwide mortgage lender that specializes in home mortgage refinance in Glendale. It offers a range of lending options, including FHA, VA, USDA, and conventional refinance mortgages. Loan officers work directly with customers to determine the terms of the loan such as fixed, adjustable, or hybrid rates and a 15 or 30-year term. City First Mortgage Services also handles reverse mortgages, construction and land loans, and first-time homebuyers' programs.

License Verified:

License: 3117

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Website
3230 East Broadway Road Suite B-220, Phoenix, AZ 85040
  • Reverse Mortgages

Why choose this provider?

Agave Home Loans assists Glendale homeowners in refinancing their mortgages. It helps clients convert existing equity to meet various financial goals, such as paying off debt and remodeling homes. This option also allows borrowers to change the terms of their loans to save on interest and make mortgage payments more predictable. It also shops for conventional, FHA, non-QM, and VA loans. Agave Home Loans is an independent mortgage broker that works with over 50 lenders nationwide.

License Verified:

License: 1951574

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (597)
Facebook
5.0 / 5 (91)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15411 West Waddell Road, Surprise, AZ 85379
  • Reverse Mortgages
  • NMLS #: 39166

Why choose this provider?

Radiant Financial Group is a full-service mortgage broker and refinancing specialist located near Glendale. The group’s program includes VA, FHA, and USDA low-downpayment loans, giving clients advice and support from start through closing. The refinancing process includes pre-qualification, application processing, underwriting, and closing. The personal loan officers on the team work directly with each client to thoroughly discuss lending options, the terms of particular loans, and their impact on the client.

License Verified:

License: 149484

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
20359 North 59th Avenue, Glendale, AZ 85308
  • Reverse Mortgages
  • NMLS #: 39166

Why choose this provider?

Mike Roman is a senior mortgage loan officer with Fairway Independent Mortgage who can find the best lender for home mortgage refinance in Glendale and its surrounding cities. With over 25 years in the sector, Mr. Roman can tailor the most appropriate mortgage for his client's circumstances, such as FHA for those who need to reduce their monthly payments, jumbo loans for customers with good credit, and VA loans for past and present members of the military.

License Verified:

License: 182425

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (22)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7170 West Camino San Xavier, Glendale, AZ 85308
  • Reverse Mortgages
  • NMLS #: 39166

Why choose this provider?

Lund Mortgage Team, Inc., is a family-owned company attending to the needs of its patrons in Glendale. It is focused on homeowners, assisting with their financing demands. Some of the options it offers include 15 years fixed mortgage, 30 years fixed mortgage, adjustable-rate mortgages, and jumbo loans. The firm also provides refinance assistance as a way of paying off an existing mortgage with a new one. Its team is filled with members equipped with knowledge that strives to offer personalized solutions for loan demands.

License Verified:

License: 162701

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (187)
Yelp
4.0 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6424 W Misty Willow Ln, Glendale, AZ 85310

Why choose this provider?

Mortgage Power, Inc. is a financial services company that caters to clients in the Glendale metro.It provided both purchase and refinancing solutions across a broad spectrum of programs, including conventional, jumbo, VHA, VA, USDA, and Home Equity Lines of Credit (HELOC). It discusses with clients available interest terms and rates. It also works with new home buyers and guides them through the mortgage pre-approval process. The company has over 25 years of experience. Randy Howell, one of the company's members, holds Certified Residential Mortgage Specialist and Certified Veteran Loan Specialist designations.

License Verified:

License: 1770856

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (4)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • Is it a good idea to buy a car before refinancing your mortgage in Glendale?

    No. You should avoid making large purchases before refinancing in Glendale because they can lower your credit score. Closing unused credit cards and incurring new debts may also have an impact on your credit score. It is best to maintain your regular credit usage and avoid late payments. Paying off loans can also help you improve your credit score.

  • How can a refinance help you with student loans in Glendale?

    Refinancing your mortgage in Glendale by cashing out on your home value can give you access to additional funds that you can use to pay off your student loan. You can look for mortgage companies that offer programs tailored to this purpose. Through a refinance, you might be able to consolidate your debts, pay less interest, and save time and effort scheduling payments with educational loan servicers.

  • Does your home need to undergo another appraisal when you refinance in Glendale?

    Yes. Many lenders in Glendale will conduct an appraisal when underwriting your refinance, even if your home was previously appraised when you took out the loan. You can expect a higher home value if you have made improvements or have been diligent with property maintenance. This, in turn, can help you get better terms on your new loan, such as no PMI or a higher cash-out.

  • What are the benefits of refinancing your Glendale mortgage early on?

    Consider a refinance early in the life of your loan to help reduce your balance faster. Mortgages are typically structured so that interest makes up a large portion of the initial monthly payments. You can refinance to get better terms in Glendale, especially if current interest rates are lower than your current rate.

  • Do you have any other options if you need money but do not qualify for a cash-out refinance in Glendale?

    Yes. A Home Equity Line of Credit (HELOC), like a cash-out refinance, allows you to tap into the equity in your Glendale home. The difference is that you would not receive a lump sum payment, but rather a credit line from which you could withdraw funds within a certain time frame. You could also get a second mortgage or a personal loan.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.