Best Renter's Insurance Companies in Glendale

Frequently Asked Questions

• Are landlords in Glendale allowed to require tenants to get renter's insurance?

  Yes, landlords in Glendale can require tenants to get renter's insurance as long as it is in the lease contract. The landlord cannot compel a renter to get a policy if it is not stated in the contract. However, they can do so when the contract is up for renewal and, therefore, updating.

• What is the difference between additional interest and additional insured in a renter's insurance policy in Glendale?

  An additional interest is a person who has a financial interest in the property being insured while an additional insured is a person who also needs to be covered by the renter's insurance. Landlords in Glendale usually request tenants to put them as the additional interest in a policy. This way, they can be notified if a tenant cancels the policy or makes changes to it.

• What kind of medical payments are covered by renter's insurance in Glendale?

  Renter's insurance covers expenses for treating the injuries of persons other than the insured or their family members. This applies to accidental injuries that happened in the rented apartment in Glendale. For example, if a guest visiting the insured is rushed to the hospital after slipping on the rented apartment's staircase, the insurance would kick in.

• Is there a right amount of coverage in a renter's insurance policy in Glendale?

  Experts recommend choosing renter's insurance coverage that can provide adequate financial benefits to replace personal belongings if they get damaged. Renters in Glendale also need to consider their monthly budget. If they have expensive stuff like jewelry, sophisticated cameras, and fine art, they must consider purchasing extra coverage so these items are adequately covered.

• Should a renter in Glendale purchase flood insurance in addition to renter's insurance?

  It depends. A renter in Glendale may be required by their landlord to have flood insurance if the rental apartment is located in a high-risk area. Properties in high-risk areas that are backed by government-sponsored mortgages will be legally required to have flood insurance. Renters can purchase a low-cost policy from the National Flood Insurance Program. They can also learn more about flooding in their area by filling out the Flood Zone Determination form and submitting it to City Hall's Engineering Department.