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Best Mortgage Refinance Companies in Avondale

2024

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Providers

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Website
20359 N. 59th Ave., Glendale, AZ 85308
  • New Construction

Why choose this provider?

Dominick Santalucia provides mortgage refinancing services for clients in Avondale and the surrounding areas. As part of Fairway Independent Mortgage Corporation, he assists borrowers looking to refinance their mortgages to cash out their home equity to fund large expenses or lower their interest rates and monthly payments. He offers a variety of refinancing solutions, including FHA, VA, USDA, conforming, jumbo, and super jumbo loans. Santalucia has more than 16 years of experience in the mortgage industry.

License Verified:

License: 204938

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (27)

Website
16385 W Yuma Rd, Goodyear, AZ 85338
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Clear to Close Mortgage provides clients in Avondale and the surrounding areas with refinancing loans. It offers clients lending options for purchasing or refinancing homes and educates them about the mortgage application process. It offers programs such as FHA, VA, USDA rural development, and conventional home loans. The company’s vision is to create a mortgage loan and brokerage services brand that reflects its values and become the company of choice for military members, veterans, Latinos, and people of color.

License Verified:

License: 2130344

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
21173 W Palm Ln, Buckeye, AZ 85396
  • Reverse Mortgages

Why choose this provider?

NAK Mortgage is a team of brokers catering to the refinancing needs of homeowners in Avondale. The team guides mortgage borrowers in navigating the refinancing process, starting from pre-qualification and loan processing to underwriting and closing. These brokers keep in constant communication with clients throughout the refinancing process, create plans to overcome deal obstacles, and provide mortgage educational resources. Owner and broker Katie Compton develops strategies for borrowers with turned-down applications from other lenders. She gives back to the community by supporting the nonprofit WeMar.

License Verified:

License: 2133582

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3100 W Ray Rd Ste 201, Office 209, Chandler, AZ 85226
  • New Construction

Why choose this provider?

Brett Weiss is a branch manager and nationwide team lead of NEXA Mortgage. Weiss and his team assist individuals and families in Avondale who are looking to take advantage of refinancing or purchase a new home or investment property. They help through the home loan process by providing resources and knowledge to support along the road, beginning with a request for a pre-qualification letter. Some loan options available include conforming fixed, zero down payment options, FHA and VA loans, and home equity loans.

License Verified:

License: 227468

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4

Website
10451 Palmeras Drive, Suite 229, Sun City, AZ 85373

Why choose this provider?

1st Place Mortgage Company is a Sun City-based business that serves clients throughout the Avondale area. It assists homeowners seeking to refinance their mortgages and helps them achieve a range of goals, from reduced interest rates to shortened loan terms. The company addresses the homeowner's concerns involving matters like credit scores. It also helps military veterans purchase properties through loans guaranteed by the VA. It provides an online mortgage calculator to guide clients in their decision-making.

License Verified:

License: 142437

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2990 N Litchfield Rd., Suite 10, Goodyear, AZ 85395
  • Reverse Mortgages

Why choose this provider?

NEXA Mortgage implements diverse refinancing programs in Avondale and the neighboring communities. By providing decision-making tools and online application options, the company aims to minimize hassles in the refinancing process. Its mortgage professionals guide borrowers in analyzing their scenario and refinance benefits, checking current rates, and accomplishing transactions. Branch manager, Hector Camarillo Jr., has been in the loan origination industry since 2005. NEXA Mortgage is a member of AIME and also serves the state of California.

License Verified:

License: 2282698

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (364)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2950 North Litchfield Road, Goodyear, AZ 85395
  • New Construction

Why choose this provider?

Javier Ramos is a loan officer at Epiq Lending who offers refinancing solutions to borrowers in Avondale. He aids homeowners in getting reduced rates and payments, switching from an ARM to an FRM, or gaining access to cash through refinancing. Options to stop paying mortgage insurance are available. In addition, the agent provides conventional, FHA, VA, USDA, and jumbo mortgages, as well as an all-in-one loan program. Ramos helps clients see a clearer picture of their financial responsibilities with an online calculator that provides a comprehensive breakdown of payments.

License Verified:

License: 1587439

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1644 E Bethany Home Rd, Phoenix, AZ 85016
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Prostaff Mortgage, Corp., serves home buyers and owners in Avondale and the surrounding locations. The company specializes in various types of loan programs, which include home refinance, conventional, FHA, and VA loans. Its team of loan officers and processors also has experience dealing with jumbo, commercial, apartment, and multi-family property loans. Its owner, Cal Carlson, is a certified residential mortgage specialist and a certified mortgage consultant. He has been working in the mortgage industry in Phoenix as a mortgage and real estate professional since 1998.

License Verified:

License: 182448

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (27)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2432 W Peoria Ave #1073, Phoenix, AZ 85029
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Jamison Rich Mortgage Corporation is a service provider that strives to meet the refinancing needs of residents in Avondale. Its team of professionals assists mortgage borrowers in the decision-making process of refinancing by providing benefit calculators and searching for programs with competitive rates and minimal costs. The team guides clients throughout the loan refinancing process, from pre-qualification and application to appraisal, document signing, and funding. Additionally, the company has investment tools and online application options.

License Verified:

License: 1805820

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (45)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2942 North 24th, Phoenix, AZ 85016
  • Reverse Mortgages

Why choose this provider?

Zetta Mortgage is a brokerage providing multiple services to the homeowners and buyers of Avondale. The company assists clients in refinancing their mortgages. This process entails running a refinancing analysis, identifying mortgage options depending on specific needs, comparing terms and interest rates, and choosing an offer. Its team has a variety of mortgage loan plans, including 30-year and 15-year fixed, adjustable rate, and reverse options. Zetta Mortgage also offers additional loan alternatives, including FHA, VA, USDA, and jumbo programs.

License Verified:

License: 2348983

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7331 N 127th Dr,, Glendale, AZ 85307
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Your Mortgage Paradise offers refinance and loan consultation services to individuals and families in Avondale and the surrounding areas. It facilitates the mortgage process with government agencies for FHA, VA, and USDA loans. It also helps clients secure home equity, jumbo, and doctor loans. Additionally, the company provides a downpayment assistance program for qualified borrowers. Your Mortgage Paradise is run by Tyler Stetson, a loan officer who has been in the lending business for many years.

License Verified:

License: 1612977

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Website
12725 W. Indian School Rd. Ste. F-106, Avondale, AZ 85392
  • New Construction

Why choose this provider?

Rally Home Mortgage, LLC serves the home refinancing needs of clients in Avondale. It provides a variety of loan products, such as VA, USDA, FHA, and reverse mortgages, and recommends options based on customers' needs. Additionally, it offers programs like Fannie Mae, Freddie Mac, and 203k loans. The company caters to a diverse client base, including first-time home buyers, retirees, veterans, investors, and builders. Michael Acosta and Joshua Nelson founded the mortgage brokerage firm in 2018.

License Verified:

License: 1801367

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (18)
Google
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15411 W. Waddell Road, Ste 107, Surprise, AZ 85379
  • Purchase
  • New Construction

Why choose this provider?

Jen Loans is a mortgage advisory practice for clients in the Avondale area. Its mortgage advisor, Jennifer Lampe, handles refinancing through rate-and-term refinance, cash-outs, and the Home Equity Line of Credit. These services are available for self-employed business owners. In addition, Lampe offers government-insured loan types like VA, FHA, and USDA. Jen Loans also operates in California and is associated with the Radiant Financial Group. It partners with both the West Valley and East Bay Business Exchange.

License Verified:

License: 205573

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.8 / 5 (38)
Google
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • What should individuals in Avondale looking to explore refinancing options consider when choosing a bank?

    Those exploring the refinance option in Avondale should choose a bank that targets budget-friendly loan alternatives without excessive ancillary costs. Essential attributes encompass quick approvals using automated underwriting, efficient paperwork handling, precise written estimates, and timely closing processes. Selecting a financial institution that underscores stellar customer engagement can notably uplift the overall refinancing experience.

  • How can homeowners in Avondale utilize cash-out refinancing?

    With cash-out refinancing, homeowners in Avondale can extract equity as a new loan to use as they wish, possibly even to settle other obligations. This method may offer rates lower than their existing mortgage, potentially reducing monthly payments. When using this approach, especially for paying off credit card debts, it is vital to have a strategy to avoid falling back into debt.

  • What does the VA Streamline Refinance Loan offer to homeowners in Avondale?

    The VA Streamline Refinance Loan lets homeowners Avondale with a VA loan cut their interest rate, resulting in decreased monthly payments or a more abbreviated loan period. This option also changes an adjustable-rate mortgage to a fixed rate, possibly raising the payment based on the existing interest rate. Unlike standard mortgages, VA streamline refinancing bypasses typical requirements like appraisals and income verification.

  • What are the steps involved in refinancing a home loan in Avondale?

    Refinancing a home loan in Avondale involves three main stages: assessing with the lender if refinancing is suitable and identifying the right program; applying by filling out the mortgage application and providing necessary documents; and appraising, where the lender may need a home appraisal. Once approved and appraised, a closing date is scheduled, the existing mortgage is paid off, and new mortgage payments begin.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.