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2024

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Best Mortgage Refinance Companies in Goodyear

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Goodyear Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

51Reviewed

34Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

21173 W Palm Ln, Buckeye, AZ 85396
WebsiteLicense: 2133582

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

NAK Mortgage offers refinancing programs to locals across Goodyear. The company’s mortgage broker, Katie Compton, believes in integrity, morality, and transparency and implements these fundamental principles by keeping borrowers informed and educated throughout the lending process. She works to save deals for clients who have been previously denied loans by viewing their situation from a different perspective and going over their history to take advantage of overlooked opportunities. Her team also supports buyers, Realtors, and sellers.

  • Reverse Mortgages

2990 N Litchfield Rd., Suite 10, Goodyear, AZ 85395
WebsiteLicense: 267621

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Review Sources

Google
5.0 (23)
Yelp
5.0 (2)

Why choose this provider?

Hector Camarillo helps individuals with mortgage refinancing needs in Goodyear. He is a branch manager and loan originator at Nexa Mortgage. He assists clients with loan programs that include jumbo, USDA, FHA, and VA, with terms ranging from five to 30 years. The firm offers fixed-rate and adjustable-rate mortgages for first-time homebuyers and regular buyers. Its website includes calculators and tools to help customers make informed decisions. Customers can compare interest rates and terms and get options based on their scenarios and criteria.

  • New Construction

7331 N 127th Dr, Glendale, AZ 85307
WebsiteLicense: 1612977

Expertise.com Rating

Why choose this provider?

Your Mortgage Paradise is a company operated by broker Tyler Stetson. He helps clients in Goodyear achieve their refinancing goals. Stetson guides mortgage borrowers in applying for refinancing to get reduced monthly payments, secure lower interest rates, and cash out the equity. He develops refinancing solutions for borrowers with non-traditional incomes, such as business owners, contractors, freelancers, and seasonal or gig workers. He also conducts seminars on home buying. The broker started his career in the field in 2017. He is affiliated with Handshake Home Loans, Inc.

  • New Construction

Goodyear, AZ
WebsiteLicense: 1280514

Expertise.com Rating

Review Sources

Google
5.0 (24)

Why choose this provider?

The Bearded Mortgage is operated by Richard Reisinger, a professional serving the refinancing needs of the Goodyear community. He assists mortgage borrowers in calculating the benefits of refinancing, costs of processing, and pros and cons of obtaining lower rates or cashing out. He and his team at Fairway Independent Mortgage Corporation advise homeowners on how to expedite the loan approval and application process. Reisinger has been providing lending services for over seven years and has catered to over 700 families.

  • New Construction

17505 N 79th Ave, Suite 305C, Glendale, AZ 85308
WebsiteLicense: 2145796

Expertise.com Rating

Review Sources

Google
5.0 (27)

Why choose this provider?

Sonoran Lending assists the home buyers of Goodyear. Its team of mortgage advisors guides individuals throughout the buying or refinancing process. It offers cash-out refinancing options to help clients with existing loans take cash from equity to consolidate debts or remodel their homes. The company provides various loan options such as fixed-rate, adjustable-rate, FHA, VA, USDA, and jumbo loans. Its president, Jay Lessard, has over 20 years of experience in the credit and lending industry.

  • New Construction

11811 N. Tatum Blvd. Suite 3031-4B, Phoenix, AZ 85028
WebsiteLicense: 1752943

Expertise.com Rating

Review Sources

Google
5.0 (232)

Why choose this provider?

Road to Home Mortgage is a locally owned and operated company that caters to first-time homebuyers and seasoned veterans in Goodyear and nearby communities. The business helps customers consolidate their debt and address their home upgrade needs by offering to refinance mortgages. Co-partner and mortgage advisor Evan White has over eight years of real estate industry experience, including leasing properties, remodeling homes, and mortgage loan processing. Road to Home Mortgage also guides clients in refinancing their properties in Colorado, Oregon, and Nevada.

  • Reverse Mortgages
  • New Construction

Phoenix, AZ 85001
WebsiteLicense: 1909669

Expertise.com Rating

Review Sources

Google
5.0 (7)

Why choose this provider?

ASJ Mortgage Solutions offers its programs to potential refinancing applicants in communities throughout Goodyear. The firm's comprehensive application process includes an evaluation of each client's credit history and income situation, as well as assessments of available options from local lenders. Its options include cash-in and cash-out refinancing plans and rate-and-term mortgages for reducing monthly loan payments, paying off debts, and funding property purchases and improvements. Its team is led by G.S. Jajj, who has more than two decades of finance-related experience.

  • Reverse Mortgages

1645 E. Bethany Home Rd., Phoenix, AZ 85016
WebsiteLicense: 1788135

Expertise.com Rating

Review Sources

Facebook
4.8 (13)
Google
5.0 (1)

Why choose this provider?

Western Alliance Mortgage deals with clients throughout Goodyear. It helps them lower their interest rates through assistance with the mortgage refinancing process. The company takes into consideration the individual's income and loan amount as part of its work process. It also offers fixed-rate and adjustable-rate mortgages for self-employed borrowers looking to purchase homes. It provides other loan programs backed by the VA, FHA, and USDA. The company runs a blog that updates clients on trends in the real estate market.

  • Reverse Mortgages

3420 E. Shea Blvd Suite 200, Phoenix, AZ 85028
WebsiteLicense: 214634

Expertise.com Rating

Review Sources

Facebook
5.0 (37)

Why choose this provider?

Home Loans by Paige supports clients throughout Goodyear. It assists individuals in applying for mortgage refinance to help them lower their interest rates or take cash out from their home's equity. Additionally, it offers homebuyers a variety of lending options, including FHA, VA, and jumbo loans. Reverse mortgages are also available for seniors aged 62 and above. Owner Paige Martinez has been in the industry since 1989 and is available 24/7 via phone, email, or text to respond to customers' concerns.

  • New Construction

505 E Plaza Circle Dr Ste D, Litchfield Park, AZ 85340
WebsiteLicense: 151034

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

True North Mortgage Company caters to residents of Goodyear and the surrounding communities. It helps clients refinance outstanding mortgages on single-family, multi-family, townhouses, manufactured homes, and condo properties. The rate options it offers include FRM, ARM, interest-only, and graduated payment loans. True North Mortgage aims to serve as a compass that helps customers navigate the home loan process. It was formed by childhood friends Dan and Jim, who were reunited when they joined the mortgage industry.

  • New Construction

FAQs

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • What is mortgage refinancing, and why would homeowners in Goodyear consider doing it?

    Homeowners in Goodyear should consider refinancing if they find a new mortgage arrangement that offers lower interest rates, a longer payment period, or more flexible terms than their current loan. Mortgage refinancing refers to the process of paying off an existing debt by taking out a new house loan.

  • Who is likely to be qualified for mortgage refinancing in Goodyear?

    Homeowners whose property is worth more than the amount they owe on a mortgage are good candidates for mortgage refinancing in Goodyear. Lending companies will also check if the homeowner has built substantial equity in the property. In addition, those with a good credit score are likely to be granted mortgage refinancing options.

  • What is cash-out refinancing in Goodyear?

    A cash-out refinance is a type of mortgage refinancing option that largely depends on the equity you have built over time in Goodyear. As the name suggests, you will receive cash in exchange for taking on a larger loan. This means you will borrow more than the amount you currently owe on your mortgage. You get to keep the difference, which you can use on other things, such as investments or home improvement projects.

  • How can mortgage points lower rates in Goodyear?

    During a loan closing in Goodyear, any upfront payments made by the borrower or homebuyer in exchange for a lower interest rate are called mortgage points. Each point costs 1% of the total loan amount and can lower the interest rate by 0.25%. With lower interest rates, one will have lower monthly dues and higher savings.

  • What is an adjustable-rate mortgage option in Goodyear?

    As its name explains, an adjustable-rate mortgage in Goodyear has interest rates that change over time. The initial interest rate starts lower than the interest rate imposed by a fixed-rate mortgage. This rate, however, may increase over months or years. ARM is a good option for those who do not intend to stay in the house for a long time.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.