Expertise.com
2024

Last updated:

Best Credit Repair Companies in Glendale

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Glendale Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

174

Reviewed

107

Curated

7

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
Glendale, AZ
  • Credit building
  • Credit Audit
  • Credit Repair
  • Credit Restoration
  • Money Back Guarantee

Why choose this provider?

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (6467)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

Lexington Law logo
FEATUREDExpertise.com

Lexington Law

Glendale, AZ
  • Consumer Credit Services
  • Credit Repair

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (2911)
Google
4.6 / 5 (386)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Report Consultation

Website
60 East Rio Salado Parkway, Tempe, AZ 85281
  • Credit Monitoring
  • Credit Audit
  • Credit Dispute

Why choose this provider?

The Credit Clinic is a credit repair company that has been serving clients in Glendale and the surrounding areas for over 20 years. The business works with credit bureaus ad creditors to review credit reports, validate negative items, and create plans to remove eligible items. Clients are assisted by experienced case analysts and advisors. In addition, the company works with mortgage brokers, real estate agents, tax professionals, attorneys, and auto dealers to have credit-challenged individuals increase their credit scores.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (80)
Facebook
5.0 / 5 (23)
Yelp
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4500 South Lakeshore Drive, Tempe, AZ 85282
  • Credit Monitoring
  • Credit Dispute
  • Credit Audit

Why choose this provider?

AZ Credit Medix, LLC, established in 2007, is a credit restoration and debt negotiation firm. Focused on providing solutions to clients, it guides and educates them from start to finish. It prepares all documents that will remove negative information on credit reports. Working directly with creditors and credit bureaus, then learning the laws, the company commits to timely restoring customers' improved ratings. CEO and founder Charles Parker worked over nine years in the financial aid industry for the University of Phoenix and The Art Institute of Pittsburgh.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (13)
Facebook
5.0 / 5 (9)
Yelp
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
17470 North Pacesetter Way, Scottsdale, AZ 85255
  • Credit Monitoring
  • Credit Dispute

Why choose this provider?

Andorra Credit Repair Corporation provides financial services specializing in credit repair for clients in Glendale to improve their FICO scores. The company is equipped to dispute inaccurate information, such as bankruptcies, late payments, and charge-offs, directly with the credit bureaus. Its team of financial professionals performs a full credit evaluation and a written action plan for individuals of all income levels. In addition, Andorra Credit Repair Corporation offers debt negotiation, credit education, and student loan rehab.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15333 North Hayden Road, Scottsdale, AZ 85260
  • Credit Monitoring

Why choose this provider?

Crystal Clear Credit Repair is a credit restoration company that serves clients throughout Glendale and its surrounding areas. This Scottsdale-based company offers various credit repair services, including custom dispute letters submitted on behalf of the client, credit analysis conducted by a case advisor, and personalized dispute options. The company works with creditors and credit bureaus, challenging the credit score and analyzing the negative report items. Furthermore, it provides clients updates on the case status and credit score improvements.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1820 East Ray Road, Chandler, AZ 85225
  • Credit Dispute

Why choose this provider?

Go Clean Credit serves the Glendale metro by helping individuals with credit issues raise their credit scores to achieve their personal goals. Its services include credit boost and monitoring, legal support for qualified cases, a DIY credit repair application, and customized plans to fit specific needs. Go Clean Credit has been in the credit restoration industry since 2003. It has assisted over 10,000 clients in legally removing unverified negative remarks from their credit reports. In addition, a mortgage credit correction program is available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (23)
Facebook
5.0 / 5 (15)

Frequently Asked Questions

  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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