Best Credit Repair Companies in Scottsdale

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Credit Repair Companies FAQs

Learn more
Credit Saint logo
FEATURED
Visit Website
Free credit evaluation

Credit Saint

Scottsdale, AZ
Visit Website

Business Description

Credit Saint offers credit repair services for consumers in Scottsdale. In business for more than a decade, the company provides a credit monitoring system to clients as it evaluates their credit history for inaccurate, incomplete, unverified, and outdated information. These include charge-offs, collections, foreclosures, and repossessions. Credit Saint also counsels clients on the impact of their scores on financial activities such as loans, as well as on utilizing a positive report when paying bills and opening or closing credit.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.8 / 5 (5317)
Yelp
2.5 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free credit evaluation

Visit Website

Credit Saint

Andorra Credit Repair logo
Visit Website

Andorra Credit Repair

17470 N Pacesetter Way, Scottsdale, AZ 85255
Visit Website

Business Description

Andorra Credit Repair is a credit repair company in Scottsdale that helps individuals of all income levels achieve higher credit scores. Once credit reports are evaluated, the company develops a comprehensive plan to rebuild a client's credit. Using proven methods, its experienced advisors contact the credit bureaus to challenge and dispute any negative items found. Depending on a client's financial situation, it can continue to have unverifiable accounts including bankruptcies, charge-offs, late payments, and tax liens removed. Andorra Credit Repair also teaches clients how to manage their credit properly and get lower interest rates.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Andorra Credit Repair

ASAP Credit Solutions logo
Visit Website

ASAP Credit Solutions

Scottsdale, AZ
Visit Website

Business Description

ASAP Credit Solutions assists individuals and families in Scottsdale and neighboring areas to achieve financial freedom. It works directly with the three major credit bureaus and files disputes for the removal of negative items like foreclosures, late payments, repossessions, charge-offs, medical bills, and hard inquiries from the clients' credit reports. Its specialists continuously work with clients to maintain and rebuild their credit scores. The firm has been featured on various media outlets like Time Magazine, ABC, NBC, and Yahoo! Finance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (441)
Facebook
5.0 / 5 (23)
Yelp
4.0 / 5 (4)
Visit Website

ASAP Credit Solutions

Compassionate Counsel logo
Visit Website

Compassionate Counsel

3260 N Hayden Rd Are. 210-1, Scottsdale, AZ 85251
Visit Website

Business Description

Founded in 2005, Compassionate Counsel is a credit repair agency in Scottsdale. Its legal advisers help clients identify options to remedy their debt and determine the best bankruptcy route to handle financial problems. The attorneys have experience in dealing with Chapter 7 and 13 bankruptcy to tackle credit card debts, medical bills, and payday loan issues. The debt settlement attorneys also negotiate on behalf of clients to secure reasonable terms for their loan repayment. Additionally, the firm assists in personal loan debt settlement. Compassionate Counsel provides financial advice to clients to avert future debt problems.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Compassionate Counsel

Credit Absolute logo
Visit Website

Credit Absolute

8723 E Via de Commercio Ste B101, Scottsdale, AZ 85258
Visit Website

Business Description

Credit Absolute is a credit repair company in Scottsdale. Its professionals help clients to take charge of their credit scores and financial futures by challenging negative or questionable items in credit reports. They offer complimentary credit audit services to evaluate credit needs. The company works with credit attorneys to protect the consumer credit file rights, with clients typically seeing results in around 30 to 90 days. It also provides credit counseling and education services as well as identity theft protection solutions. Credit Absolute supports small businesses in building their credit and applying for financing.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (49)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Credit Absolute

Credit Advisors logo
Visit Website

Credit Advisors

1850 S 72nd St, Omaha, NE 68124
Visit Website

Business Description

Credit Advisors has been providing credit repair solutions in and around Scottsdale since 1958. The team assesses and provides explanations for credit reports to determine the credit status of customers. It uses debt relief strategies to eliminate debts and improve credit scores. The credit rebuilding process involves consolidating bills into an affordable payment by facilitating a reduction in interest rates. The professionals help clients balance their budgets and manage finances to alleviate stress from creditors. They are well-trained in consumer credit laws and offer counseling services on sound money management. Credit Advisors also helps with bankruptcy issues.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.7 / 5 (52)
Google
3.9 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Credit Advisors

Crystal Clear Credit Repair, LLC logo
Visit Website

Crystal Clear Credit Repair, LLC

15333 N Hayden Rd Unit 2227, Scottsdale, AZ 85260
Visit Website

Business Description

Crystal Clear Credit Repair LLC is a credit repair agency in Scottsdale that helps consumers improve their credit scores and financial situation. The agency offers am in-depth credit analysis and creates an effective action plan to maximize a client's credit score. Its financial advisers send custom dispute letters to the credit bureaus and creditors to challenge any inaccurate negative items found on the client's credit reports. Clients of Crystal Clear Credit Repair have easy 24/7 access to their accounts to receive live updates on what has been removed and how their credit scores have improved.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Crystal Clear Credit Repair, LLC

Paragon Credit Advisors logo
Visit Website

Paragon Credit Advisors

11811 N Tatum Blvd, Ste 3031, Phoenix, AZ 85028
Visit Website
  • Credit Dispute

Business Description

Paragon Credit Advisors is a credit repair company that serves the Scottsdale metro. Its credit repair process, which is usually completed in five months, involves four back-to-back dispute rounds, with each one lasting about 40 days. The team also removes collections, charge-offs, bankruptcies, late payments, and repossessions from reports. In addition, it educates its clients about the steps to take to achieve a good credit score for them to buy a property, purchase a car, and get their credit card application approved.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.7 / 5 (123)
Yelp
2.5 / 5 (14)
Facebook
4.7 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Paragon Credit Advisors

Paragon Credit Services logo
Visit Website

Paragon Credit Services

1530 East Williams Field Road, Gilbert, AZ 85295
Visit Website

Business Description

Paragon Credit Services helps individuals in Scottsdale improve their credit scores. The credit repair company covers credit concerns including bankruptcy, charge-offs, debt consolidation, foreclosures, and liens. Its team of trained and certified credit coaches and specialists each has an average of 15 years of credit repair experience and subscribes to its patented Paragon Pay Per Delete model. Paragon Credit Services's office is located in Gilbert and offers special rates for prospective veteran clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (101)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Paragon Credit Services

Phoenix Credit Repair logo
Visit Website

Phoenix Credit Repair

5013 West Saint Kateri Drive, Phoenix, AZ 85339
Visit Website

Business Description

Phoenix Credit Repair helps individuals improve their credit ratings and achieve their goals. The company's experts evaluate each of their clients' three credit reports. They analyze all data and begin the process with sending dispute letters to each of the creditors reporting negative information. The company has been successful in legally removing obsolete, duplicate, or inaccurate items from clients' credit reports. The company's experts also examine positive items and make recommendations to increase favorable reporting.

Visit Website

Phoenix Credit Repair

The Credit Clinic logo
Visit Website

The Credit Clinic

60 East Rio Salado Parkway, Tempe, AZ 85281
Visit Website

Business Description

The Credit Clinic is a credit repair company in Scottsdale that has been providing its services for more than 20 years. The company offers consultations, credit analysis, and personalized dispute options that will address the credit repair needs of the clients. Clients will have an assigned case analyst and case advisor who will work with them. The Credit Clinic is also the one that will submit custom dispute letters on its clients' behalf.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (66)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

The Credit Clinic

Back to Providers

Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

Read All FAQS