Best Credit Repair Companies in Phoenix

2022

Credit Saint FEATURED

Credit Saint provides Phoenix consumers extensive credit assistance and helps them acquire good credit standing. The company erases unverifiable and inaccurate items that have been damaging the clients' credit reports. Through the company's credit repair packages, Credit Saint aggressively disputes these items against three credit bureaus and aims to remove them. It also helps its clients get a grasp of their credit scores and build positive credit standing to achieve financial stability. Credit Saint has been in the industry for more than 15 years.

The Credit Pros FEATURED

The Credit Pros provides credit repair assistance to individuals in the Phoenix metro. Its team creates personalized action plans according to clients' credit reports, and these may involve identifying negative items and sending cease and desist letters to collection agencies as well as dispute letters to creditors. The company's credit professionals also provide educational tools with an aim to help clients better understand their credit scores. For 5 years running, The Credit Pros has been ranked by Inc. Magazine as one of America’s 5,000 fastest growing companies.

1 Dream Consultants

• Credit Dispute
• Credit Monitoring

1 Dream Consultants is a credit repair company serving Phoenix and nearby areas. Its team of consultants helps dispute wrong information on its clients' records in order to restore and boost their credit scores in a matter of weeks or a few months. The company believes that changing one's credit can change one's life. One of its clients commented that her credit score jumped 180 points within two weeks of working with the credit restoration company.

1 Dream Consultants Credit Repair

1 Dream Consultants Credit Repair is a credit repair company based in Phoenix. It offers credit repair counseling for individuals who want to improve their credit scores. Depending on the client's needs, the company's credit repair specialists help them create personal plans of action and audit their personal credit. They have experience removing collection disputes, student loans, repossessions, and evictions off a client's credit report. The company aims to provide assistance to any client regardless of their credit score.

Andorra Credit Repair

Andorra Credit Repair is a company founded by Stephanie Black in 2003. It aims to help people improve their credit scores through a prompt action plan that will remove information that is unverifiable, misleading, and inaccurate. The company's credit repair process includes gaining access to its clients' credit reports, analyzing the credit reports, creating a plan on how to rebuild their credit, and executing the plan. Through this, its clients will have a better credit report and have the ability to get higher credit limits.

ASAP Credit Repair

ASAP Credit Repair is a credit repair company based in Phoenix. Its team reviews credit reports to find opportunities to increase scores. It develops strategies in how to dispute and correct inaccuracies impacting credit scores. The company communicates with credit bureaus on the clients' behalf. Once negative accounts have been removed, the team educates its clients on how to maintain good credit scores. The team specializes in credit fraud, late payments, foreclosures, debt collections, and bankruptcies.

ASAP Credit Solutions

ASAP Credit Solutions is a credit repair company based in Phoenix. It works directly with credit bureaus to dispute report items in the client's account that negatively affect the credit score. Its team of consultants helps clients with restoring their credit, addressing challenges like collections, bankruptcies, repossessions, charge-offs, and inquiries. Customer support is available 24/7. ASAP Credit Solutions has been featured on business and financial sites Yahoo Finance, Digital Journal, and MarketWatch.

Credit Absolute

Credit Absolute is a credit repair company in Phoenix. The team's mission is to help clients build a more stable financial future by helping them improve their credit health, knowledge, and habits. Their process involves performing a credit audit to find out each client's specific needs and filing credit disputes as overseen by the firm's credit attorney. Their services help some clients recover from the financial damage and stress coming from divorce, while others are given a chance to purchase a home.

Credit Ballers

Credit Ballers is a company specializing in credit repair that serves Phoenix and the surrounding metros. The firm helps clients figure out the underlying possibilities of why they have a low credit score. Credit Ballers does so by drafting dispute letters to credit bureaus and debtors and conducts audit validations removing any possible error in clients' credit reports. Owner Ariana Vazquez had the initiative to start the company as she had first-hand experience of bankruptcy and rebuilding her 419 credit rating to a 740+ score.

Credit World Financial Services

Credit World Financial Services offers credit repair assistance in Phoenix. This company helps clients resolve debt and bad credit problems, preserving their quality of life. The firm's professionals evaluate clients' credit profiles and create custom plans to improve their credit scores. They assist in debt relief procedures, providing options for collection calls and mortgage payments. In addition, they use an individual approach to handle diverse needs and provide tailored solutions. Credit World Financial Services also offers phone consultations.

Debt Advisors

Debt Advisors is a debt relief enrollment company that offers credit repair services in Phoenix. It provides various types of programs designed to help clients resolve their financial situations. The company's experts assist clients with identifying incorrect, outdated, or unfair credit report items. It communicates with the major credit bureaus to verify the details on each report and challenges them via debt validation. During this process, the experts at Debt Advisors educate their clients on how negative items, both inaccurate and correct, are adversely affecting their credit scores. The consultation includes a point-by-point breakdown of the credit score and offers tips on being able to self-identify red flags on a credit report.

My Credit Guy

• Debt Consolidation

My Credit Guy is a credit repair company that provides debt-relief services in the Phoenix metro. Its credit repair specialists helps remove incorrect items in the customer's credit report, dispute items that violate the Fair Credit Reporting Act and Fair Debt Collections Act, and communicate monthly to give updates and new information. When the client's credit score is restored, My Credit Guy assists the client to qualify for a mortgage, auto loan, and other financing programs. My Credit Guy gives long-term credit education and budgeting strategies.

Paragon Credit Advisors

• Credit Dispute

Paragon Credit Advisors assists clients in Phoenix in improving their credit scores. The company strives to remove as many negative items from credit reports as possible through its credit repair process. This takes around five months, with around four back-to-back dispute rounds. The process can help clients get lower interest rates for loans, have better chances of being approved for credit cards, and even land job opportunities. The company also provides educational resources regarding credit scores and reports.

Praxis Credit Consulting

Praxis Credit Consulting is a credit counseling service provider that's been repairing and rebuilding credit for individuals in Phoenix since 2004. It offers comprehensive credit restoration services, including credit report analysis and re-establishment, budgeting, financial education, credit qualification, and credit score repair. The firm uses strict compliance monitoring systems and personalized strategies to clean up credit reports by removing negative, inaccurate, and duplicate items. Its employees are experienced in handling collections, late payments, charge-offs, repossessions, and liens. The company can also deal with foreclosures and identity theft. Praxis Credit Consulting assists clients with judgments, bankruptcies, short sales, and harassment by creditors and collection agencies.

The Credit Clinic

The Credit Clinic is a credit repair company that helps improve credit scores. Established in 1993, the company is based in Tempe and serves clients around the area, including Phoenix. They give a three-step process in achieving better credit. Consultants first review the client's entire credit report in order to evaluate and give a comprehensive credit analysis. From there, the consultants will verify and challenge any questionable negative items. The client can then monitor the progress on their accounts in real-time.

Think Debt Relief

Think Debt Relief, also referred to as The Debt Relief Network, is a Phoenix debt relief services organization the connects clients to debt relief and several other programs aimed at assisting borrowers of consumer credit in resolving their financial situations. Its debt relief program provides clients with consultation, advising them of their options and analyzing their credit records. The agency uses this information to provide a plan tailored to the client's specific situation, including how they can dispute and remove inaccurate negative items. Think Debt Relief also offers assistance to clients undergoing bankruptcy or tax debt and helps them with student loan consolidation.

We Do it Free

Wedoitfree & Partners is a non-profit credit repair company in Phoenix. It refers clients to their pool of legal partners who help correct credit report errors. The company's partner attorneys also provide assistance in the investigation of identity theft cases and dispute any associated inaccurate information. Other areas of service include credit repair after bankruptcy, charge-off, late payments, student loans, foreclosure, and repossessions. The company also provides services in cases of landlord background checks, employer background checks, and telemarketer harassment.