Best Credit Repair Companies in Avondale

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Credit Repair Companies FAQs

Learn more
Credit Saint logo
FEATURED

Credit Saint

Avondale, AZ
Visit WebsiteWebsite

Business Description

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
1 Dream Consultants Credit Repair logo
Visit WebsiteWebsite

1 Dream Consultants Credit Repair

2920 E. Northern Ave Ste# 100-1, Phoenix, AZ 85028
Visit WebsiteWebsite
  • Credit Monitoring

Business Description

1 Dream Consultants Credit Repair serves the residents of Avondale. It offers credit restoration plans that are customized according to the needs and circumstances of each individual. Its team members take on the job of identifying entries in the reports that impact clients' credit scores, including inaccurate addresses or names. They reach out to credit bureaus, creditors, and other appropriate agencies to remove problematic items like medical collections, charge-offs, hard inquiries, and repossessions. The team also provides information to educate consumers about good credit building.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
3.9 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Amazing Credit Repair LLC logo
Visit WebsiteWebsite

Amazing Credit Repair LLC

16601 N 75th Ave Suite 3059, Peoria, AZ 85382
Visit WebsiteWebsite
  • Credit Dispute

Business Description

Amazing Credit Repair LLC helps improve the financial reputation of consumers in Avondale. With plans available for individuals and couples, its advisors perform report assessments to see which items contribute to the plummeting scores. They prepare letters and documents to be sent to bureaus and creditors for the removal and correction of derogatory accounts. They educate people about ways to help restore their credit scores faster and maintain their positive financial standing. The team provides monthly updates so that clients can keep track of their progress.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
ASAP Credit Solutions logo
Visit WebsiteWebsite

ASAP Credit Solutions

67 E Weldon Ave Ste 307, Phoenix, AZ 85012
Visit WebsiteWebsite
  • Credit Dispute

Business Description

ASAP Credit Solution caters to individuals in Avondale and the neighboring communities. The company has more than seven years of experience in the industry and helps clients increase their approval odds for various purchases. It employs aggressive dispute strategies and specializes in contesting late payments, child support, charge-offs, bankruptcies, and repossessions. The team also provides credit rebuilding and restructuring services to help customers improve their credit reports and scores. Its experts can speak English and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (441)
Facebook
4.8 / 5 (60)
New Beginnings Credit Repair LLC logo
Visit WebsiteWebsite

New Beginnings Credit Repair LLC

P.O. Box 7512, Goodyear, AZ 85338
Visit WebsiteWebsite
  • Credit Audit

Business Description

New Beginnings Credit Repair LLC caters to customers in the Avondale metro and the surrounding areas. It helps individuals get better employment opportunities and lower interest rates on car and home loans by offering credit repair solutions. Its work process involves examining the clients' reports from the three credit bureaus, developing personalized plans, and disputing negative items. The company gives clients access to its customer service website, allowing them to track their disputes' status and progress.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (11)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Repair My Credit logo
Visit WebsiteWebsite

Repair My Credit

Sun City, AZ 85345
Visit WebsiteWebsite
  • Credit Monitoring

Business Description

Repair My Credit serves clients in the Avondale metro and the neighboring areas. It carries out credit repair services. Its team works with clients to remove negative items listed on the reports provided by TransUnion, Equifax, and Experian. It offers credit analysis packages to couples and individuals. It also educates clients on building and maintaining good credit scores. The company caters to people from different walks of life, including home buyers, Realtors, and mortgage brokers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.5 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

Read All FAQS