Expertise.com

2024

Last updated:

Best Life Insurance Companies in Springdale

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Springdale Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3461Reviewed

2081Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3790 Bellafont Boulevard, Fayetteville, AR 72703
WebsiteLicense: 100103700

Expertise.com Rating

Review Sources

Google
5.0 (99)
Facebook
5.0 (5)

Why choose this provider?

Located in Fayetteville, Davis & Garratt Insurance Group is an insurance agency that serves individuals, families, and businesses in Springdale and the surrounding communities. It represents different insurance carriers, including AmTrust Financial, The Hartford, and Travelers. It offers term, universal, and whole life insurance policies. Additionally, it provides auto, farm, home, personal umbrella, and workers' compensation insurance products. Drew Bradley, a co-founder, started his career in the insurance industry in 2001, working at a local independent agency.

  • Life Insurance

202 North Walton Boulevard, Bentonville, AR 72712
WebsiteLicense: 1672870

Expertise.com Rating

Review Sources

Facebook
5.0 (3)
Yelp
3.0 (3)

Why choose this provider?

DeWayne Trichell is a State Farm insurance agent who serves clients in Bentonville. DeWayne has been with State Farm since 1989 offering assistance with various insurance policies including life, home, pet, auto, business, and renter’s. They assist clients by establishing personal relationships, helping them assess their risks, and navigating through their available insurance options. Throughout its years of service, his agency has won company awards such as State Farm President’s Club and State Farm Ambassador for Life.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

809 West Emma Avenue, Springdale, AR 72764
WebsiteLicense: 100108280

Expertise.com Rating

Review Sources

Facebook
4.9 (45)
Google
4.5 (42)

Why choose this provider?

Variety Insurance is an independent agency that serves individuals, families, and businesses in Springdale. It offers a range of risk management strategies, including life insurance, which provides benefits to the beneficiaries in the event of death. Additionally, it provides health policies and coverage for travelers to Mexico and special events, like weddings and quinceañera. The full-service brokerage has been in the business since 2013. It works with different insurance carriers to help connect clients with a variety of programs that matches their needs.

  • Life Insurance
  • Health Insurance

2816 North Thompson Street, Springdale, AR 72764
WebsiteLicense: 832869

Expertise.com Rating

Review Sources

Google
4.0 (7)

Why choose this provider?

Sheron Harp is a local insurance agent serving residents and businesses in Springdale. She offers a range of risk management solutions, including accident and life insurance as well as coverage for critical illnesses, dental, and vision. She also provides cancer and hospitalization coverage and short-term disability insurance. Sheron is an insurance agent with Aflac, a Fortune 500 company founded in 1955. Aflac has operations in the USA and Japan and is active in its community involvement through its foundation.

  • Life Insurance

322 North Bloomington Street, Lowell, AR 72745
WebsiteLicense: 3000108065

Expertise.com Rating

Review Sources

Google
4.0 (7)
Facebook
5.0 (3)

Why choose this provider?

NWA United Insurance Group LLC is an independent company that offers services to families and individuals in the Springdale metro. It is a life insurance service provider that helps clients acquire term, whole, and universal coverages. In addition, the company's insurance specialists deal with other types of personal and business policies such as homeowners', flood, auto, workers' compensation, and general liability insurance. NWA United Insurance Group works with various carriers in creating customized coverages, including Aegis, Safeco, and Progressive.

  • Life Insurance

6800 Isaac's Orchard Road, Springdale, AR 72762

Expertise.com Rating

Review Sources

Google
4.1 (11)
Yelp
5.0 (1)

Why choose this provider?

Walker Brothers Insurance is an independently owned insurance company offering services in Springdale and entire Northwest Arkansas. The company has two types of life insurance products: term insurance and permanent insurance. Additionally, it has been providing insurance coverage for homes, auto, health, farms, and businesses for more than 80 years. Walker Brothers Insurance strives to deliver complete insurance protection for clients by assisting them in insurance planning and acquiring coverage.

  • Individual Plans
  • Life Insurance
  • Group Plans

3880 Willowood Avenue, Springdale, AR 72762
WebsiteLicense: 1672776

Expertise.com Rating

Review Sources

Google
4.0 (84)
Facebook
4.8 (20)
Yelp
5.0 (1)

Why choose this provider?

Tim Pruitt is an insurance agent who has been with State Farm since 1989. He provides personalized life insurance solutions in Springdale. He also addresses personal and commercial needs in the area with health, home, property, auto, and business insurance. Moreover, Pruitt and his team also offer these services in Spanish. He is a National Convention Qualifier and an Ambassador Travel Qualifier with State Farm. Lastly, he is a Chairman Circle Award and an Arkansas President's Club Top 50 winner.

  • Life Insurance
  • Health Insurance

1722 North Gregg Avenue, Fayetteville, AR 72703
WebsiteLicense: 100113271

Expertise.com Rating

Review Sources

Facebook
5.0 (14)
Google
5.0 (3)

Why choose this provider?

Paul E. Dunn Insurance Agency is an insurance company located in Fayetteville. Serving clients in and around the Springdale area, the agency provides a variety of personal insurance plans. Its life insurance plans include universal life insurance, term-life insurance, and whole-life insurance plans. Its team of insurance specialists also offers clients customized packages to better suit their needs and financial goals. Paul E. Dunn Insurance Agency is an independent insurance agent that has been in the industry for over 19 years.

  • Life Insurance
  • Whole Life Insurance
  • Long Term Care

7058 West Sunset Avenue, Springdale, AR 72762
WebsiteLicense: 17992519

Expertise.com Rating

Review Sources

Google
5.0 (24)
Facebook
4.0 (5)

Why choose this provider?

Sean Simons is an insurance agent of American National Insurance Company based in Springdale. He provides personal and commercial insurance options for individuals, families, and businesses in the metro and the surrounding communities. He carries life insurance plans like whole life, term life, universal life, indexed universal life, and guaranteed universal life. Additionally, Sean provides business insurance packages like property coverage and liability insurance. American National Insurance Company was founded in 1905. It is headquartered in Galveston, TX.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

3906 B Kelley Ave, Springdale, AR 72762

Expertise.com Rating

Review Sources

Google
4.0 (9)
Facebook
5.0 (1)

Why choose this provider?

Boone Ritter Insurance provides life insurance solutions to the residents of Springdale and the surrounding areas. Its products extend to auto, home, and business insurance policies. Business owners looking for health benefit options for their employees can also consult with the company regarding preventive and wellness services, dental and vision, short-term and long-term disability, and prescription drug plans. Boone Ritter Insurance has been around since 1968. Outside Arkansas, it's licensed to operate in Oklahoma, Missouri, and Louisiana.

  • Health Insurance
  • Life Insurance

9 Halsted Circle, Rogers, AR 72756
WebsiteLicense: 3000221503

Expertise.com Rating

Review Sources

Google
5.0 (273)
Facebook
4.0 (66)

Why choose this provider?

OZK Insurance is an independent insurance agency that serves individuals, families, and businesses in Springdale and the rest of Northwest Arkansas. It offers term life insurance and whole life insurance. Additionally, it carries health insurance, long-term care plans, and disability coverage. The agency also provides Medicare Supplement, Medicare Advantage, and Medicare Part D plans. In 2019, OZK Insurance received awards from the magazines Best of Northwest Arkansas and Celebrate Arkansas.

  • Life Insurance

3075 North Market Avenue, Ste. 1, Fayetteville, AR 72703
WebsiteLicense: 2042146

Expertise.com Rating

Review Sources

Google
4.0 (26)

Why choose this provider?

Adams Insurance & Financial is an insurance company that serves businesses and individuals throughout the Springdale area. Headquartered in Fayetteville, the company offers an extensive range of insurance products, including life insurance. Its team of insurance specialists guides clients in assessing what type of life insurance best suits their needs and financial goals. Working with multiple insurance carriers, the company offers numerous coverage options and can also combine policies. Adams Insurance & Financial is a locally owned and operated business licensed in Arkansas and Missouri.

  • Life Insurance

422 West Walnut Street, Rogers, AR 72756
WebsiteLicense: 100115214

Expertise.com Rating

Review Sources

Google
4.0 (90)

Why choose this provider?

Noble Insurance is an independent insurance agency that serves Springdale and the surrounding areas. It provides life insurance services such as individual life, group life, long-term care, and mortgage protection insurance. Business owners can also take advantage of commercial insurance plans that include business owners' policy (BOP), commercial auto, professional liability, and workers' compensation. Additionally, Noble Insurance also offers auto, home, and farm insurance policies. Its team of experienced professionals works with clients on a one-to-one basis and personalizes policies based on clients' needs.

  • Life Insurance

FAQs

  • Can a life insurance policy in Springdale be canceled for late payment?

    The policy cannot be canceled for late payment if the insured in Springdale pays their life insurance premiums within the 30-day grace period. In Arkansas, this grace period ensures that a life insurance policy cannot be canceled and prevents insurance companies from refusing coverage due to an acceptable late payment.

  • When will the insurance company in Springdale pay the benefits to the surviving members of the deceased policyholder?

    There is a regulatory mandate in Springdale that requires insurance companies to pay out the sum of a life insurance claim to the designated beneficiary within a certain timeframe, specifically two months from the date the claim is officially submitted. Noncompliance with this rule may result in penalties for the insurer.

  • Is it possible to have more than one beneficiary in a life insurance policy in Springdale?

    Yes, it is possible to have more than one beneficiary in a life insurance policy in Springdale. There are two approaches to naming multiple beneficiaries:

    • Per capita: The process of dividing the profit across all identified beneficiaries equally. If one of them is no longer alive, their share is not created, and the others get more.
    • Per stirpes: The act of distributing a beneficiary's share equally to their heirs in the event that they have passed away.
  • When an insured person in Springdale passes away, how will their family members receive a payout?

    When the policyholder dies, the family members or designated beneficiaries will receive the guaranteed death benefit if the policy premiums have been paid on time. This payment is tax-free and equals the face amount of the policy, less any policy indebtedness. The majority of life insurance claims are settled within 10 days of the death certificate being submitted.

  • What happens to life insurance plans if the insurer in Springdale fails to operate?

    The Arkansas Life and Disability Insurance Guaranty Association, an organization that supports legally regulated insurance carriers in Arkansas, will protect the life insurance policies handled by an insurer in Springdale if it ceases to function or goes out of business. Policyholders must have made all of their payments on time to qualify.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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