Is there a tax credit for having health insurance?

The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Do employers have to offer health insurance?

The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Do you have to pay a health insurance deductible upfront?

In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

6 Best Fort Smith Health Insurance Agencies

Affordable Insurance Solutions

1316 U.S. 71 Business, Fort Smith, AR 72901

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Life Insurance

Affordable Insurance Solutions is an insurance firm based in Forth Smith. The company's team assists clients in obtaining car, commercial auto, house, and health, and life insurance. The company's goal is to ensure that clients are protected by understanding their needs and creating a tailored, straightforward plan that's easy for clients to comprehend. The insurance company works with well-known insurance carriers such as The Hartford, MetLife, Nationwide Insurance, and Safeco Insurance.

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Arvid Bean

3620 South 91st Street, Fort Smith, AR 72903

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Individual Plans
Life Insurance

Arvid Bean is an insurance agent offering his services to the residents of Fort Smith. He provides health insurance with individual coverage plans, supplemental health, and Medicare supplement options. Disability insurance is also available. Arvid has been a State Farm agent since 1981 and heads a team of fellow insurance agents. They offer other services such as auto, renters, business, life, and pet insurance, along with annuities, banking, and mutual funds.

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BHC Insurance

5500 Euper Lane, Fort Smith, AR 72903

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Life Insurance

BHC Insurance is a Fort Smith insurance brokerage that specializes in business, personal, and group insurance lines for clients in the metro. The firm has been in business for more than a century and works with various A-rated insurance providers in presenting diverse quotes for life and health insurance coverage. Some of its health insurance products include vision care coverage, dental care coverage, and disability insurance. It also provides health coverage options for individuals, groups, and families.

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Dustin Booth

1001 North 44th Street, Fort Smith, AR 72904

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Life Insurance

Dustin Booth is an agent under State Farm that has been serving Fort Smith and the surrounding areas for more than 13 years. He offers life insurance products, including term life, whole life, and universal life policies. Dustin and his team of bilingual insurance professionals also offer various personalized policies, including auto, homeowners', and health insurance. Business clients can also consult with him if they need coverage for commercial auto, workers' compensation, surety and fidelity bonds, and contractors' policies.

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Konecny Insurance Services

5003 Old Greenwood Road, Fort Smith, AR 72903

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Life Insurance

Konecny Insurance Services is an independent agency located in the Fort Smith area that specializes in Employee Benefits. They provide human resources and insurance solutions and services to clients in the metro. The firm is headed by Keith Konecny, an insurance professional with over 30 years of experience. Their ongoing investments in technology help their clients be more successful by improving efficiency and employee satisfaction. Some of the agency's products include health, life, dental, vision and disability for employer plans and individuals.

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The Pride Insurance Agency

423 Rogers Ave Ste 202A, Fort Smith, AR 72901

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Life Insurance

The Pride Insurance Agency is an independent firm that caters to individuals and families in Fort Smith and the surrounding areas. Agency founder and broker Ryan Millican offers a selection of products, such as health, life, and disability insurance, with the aim of protecting his clients' families and assets. His health insurance options include dental and vision coverage. He also handles annuities and property coverage. The firm works with various carriers, including Medica, Humana, Cigna, Bright Health, and Golden Rule.

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Best Health Insurance Agencies in Fort Smith

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Health Insurance Agencies FAQs

Affordable Insurance Solutions

Arvid Bean

BHC Insurance

Dustin Booth

Konecny Insurance Services

The Pride Insurance Agency

Frequently Asked Questions

Q: Is there a tax credit for having health insurance?

Q: Do employers have to offer health insurance?

Q: Do you have to pay a health insurance deductible upfront?

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