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Best Mortgage Brokers in Waukegan

2024

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Providers

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Website
2057 Green Bay Road, Highland Park, IL 60035
  • Refinance

Why choose this provider?

The Mindful Mortgage Team is a home financing specialist serving Waukegan and nearby neighborhoods. It assists clients through the process of applying for and purchasing loans, offering different programs such as fixed-rate mortgages and jumbo and FHA loans. The company also provides products that cater to first-time homebuyers and physicians, as well as investors looking to purchase vacation properties. It was established by David Goldhirsh. He and his team have over five decades of collective experience in real estate and mortgage.

License Verified:

License: 227765

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.9 / 5 (51)
Google
4.7 / 5 (49)
Zillow
5.0 / 5 (4)

Website
495 N Riverside Dr., Gurnee, IL 60031
  • Refinance

Why choose this provider?

Mike Vrba is a loan officer with Cherry Creek Mortgage who serves Waukegan and all of Illinois. Through planning sessions, Vrba helps clients understand how their mortgages are intertwined with all their finances. He originates conventional, FHA, VA, USDA, jumbo, and low down payment purchase loans. He works with homeowners who are seeking mortgage refinancing as well. His services include email alerts for property values and lower-rate opportunities. Vrba has 13 years of mortgage planning experience.

License Verified:

License: 217561

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (62)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
419 Center St Suite A, Grayslake, IL 60030
  • Refinance
  • New Construction

Why choose this provider?

Jim Strachan is a Fairway Independent Mortgage Corporation branch manager that helps locals in the Waukegan metro. Jim and his team help clients choose the best loan with reasonable rates, terms, and fees to fulfill their unique demands. They refinance loans to assist clients in trading their existing mortgage for a new one with more favorable terms. The team offers FHA, USDA, VA, jumbo, and conventional programs, as well as fixed and adjustable-rate mortgages. Jim Strachan also covers physician and renovation loans.

License Verified:

License: 527232

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (40)
Zillow
5.0 / 5 (33)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
935 North Plum Grove Road Unit H, Schaumburg, IL 60173
  • Refinance

Why choose this provider?

EZ Lending Solution is a family-owned and family-operated mortgage company serving Waukegan and its neighboring communities. Its team members, who have more than three decades of experience in providing financial services, help clients navigate the home loan process. They offer a variety of programs, including FHA, VA, and conventional loans. They also provide loans for non-qualified families and individuals, covering self-employed professionals and clients who lack the required documents. EZ Lending Solution is licensed in multiple states, including Mississippi, Georgia, Colorado, and Michigan.

License Verified:

License: 1705182

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (49)

Website
1860 West Winchester Road Suite 102, Libertyville, IL 60048
  • New Construction

Why choose this provider?

Great Lakes Home Mortgage, Inc., serves families and individuals in Waukegan and nearby areas. The business offers different loan programs, such as HomeReady by Fannie Mae, VA, HARP, FHA, conventional, and fixed- and adjustable-term mortgages. It collaborates with more than 30 lenders and investors, including Fifth Third Bank, Suntrust, and Wells Fargo, to shop and compare loan rates. Its team of loan officers has more than 75 years of collective industry experience. They are also licensed to accommodate customers in Wisconsin, Colorado, and Texas.

License Verified:

License: 177330

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (73)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
150 E. Cook Ave, Libertyville, IL 60048
  • New Construction

Why choose this provider?

Matt Brua is a mortgage consultant and branch manager at Fairway Independent Mortgage Corporation. He serves various clients in Waukegan and its surrounding areas, including financial advisors, Realtors, first-time home buyers, and real estate investors. He offers a variety of loan options, such as veteran, renovation, and reverse. Brua assists customers in selling, purchasing, and refinancing vacation rentals, condominiums, and investment properties. In addition, he has been active in the mortgage trade for more than 20 years.

License Verified:

License: 326044

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10555 W. Cermak Rd, Suite 2, Westchester, IL 60154
  • Refinance
  • New Construction

Why choose this provider?

Chicagoland Home Mortgage Services offers a range of financial solutions to borrowers in Waukegan. It provides government programs like FHA and VA loans and offers refinancing options to homeowners who want to reduce their monthly payments, get cash from equity, consolidate debt, and pay their mortgages faster. The team also assists homeowners who want second and reverse mortgages. Company president Ron Ricchio has been in the industry for 25 years and has served some 2,300 clients.

License Verified:

License: 283361

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (170)
Facebook
5.0 / 5 (29)
Zillow
5.0 / 5 (14)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
533 N. Milwaukee Ave., Libertyville, IL 60048
  • Refinance

Why choose this provider?

Diamond Residential Mortgage Corporation is a locally owned and operated independent brokerage serving individuals and families throughout Waukegan. It helps clients apply for a variety of home purchase loans, including Harp 2.0, jumbo, FHA, and VA Loans. The team also offers home equity and cash-out home loans. In addition, it assists with home refinancing. President Jan Leasure has been working in the lending industry for more than two decades. She is a member of the Illinois Association of Mortgage Professionals.

License Verified:

License: 186805

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (68)
Facebook
4.8 / 5 (67)
Zillow
5.0 / 5 (64)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
950 Skokie Blvd 204, Northbrook, IL 60062
  • Commercial Loans

Why choose this provider?

EON Mortgage Group Inc. caters to the home financing needs of individuals and families in Waukegan and the surrounding areas. It helps first-time and experienced homebuyers obtain loans and refinance existing mortgages. Its loan officers handle fixed-rate, adjustable-rate, and graduated-payment mortgage loans. In addition, they help students with an OPT F1 Visa purchase homes, using their expertise on international mortgage loans. EON Mortgage Group assists older homeowners in converting part of their home equity into cash through reverse mortgages.

License Verified:

License: 1547930

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (91)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1945 N. Elston Ave, Chicago, IL 60642
  • Refinance

Why choose this provider?

A and N Mortgage has been serving people throughout Waukegan since 2002. The company helps aspiring homeowners through loans guaranteed or insured by various federal agencies, including the VA and FHA. It has experience working with members of the LGBTQIAP+ community, assisting them in purchasing properties in inclusive neighborhoods across Chicago. The company also provides reverse mortgages for senior homeowners. Its CEO, Neena Vlamis, was recognized by the National Mortgage Professional magazine as part of its Top 40 Under 40 list in 2014.

License Verified:

License: 19291

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (69)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2700 Patriot Blvd Ste 110, Glenview, IL 60026
  • Refinance

Why choose this provider?

The Luchechko Mortgage Team serves residential homeowners across Waukegan and its neighboring areas. As an independent mortgage agency, it has access to a variety of mortgage products, allowing them to find a number of financing choices for clients looking to purchase their dream home or refinance their existing loan. In addition, its team caters to individuals looking to manage investment properties. Founder Lubomyr Luchechko has been in the brokerage industry for more than 15 years.

License Verified:

License: 267469

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3516 North Ashland Ave, Unit C, Chicago, IL 60657
  • Refinance

Why choose this provider?

Network Mortgage is a locally owned business that has been providing financial solutions to Waukegan residents since 2000. It offers loan programs and mortgage options that match its clients' home goals and needs. Its loan officers educate and guide borrowers throughout the lending process and scout for rates that meet their financial capacity. Its president and owner, Juan F. Lopez, is a certified mortgage planner and earned the National Association of Mortgage Brokers' Lending Integrity Seal.

License Verified:

License: 186422

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (22)
Yelp
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.