Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Seattle

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Seattle Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

11240Reviewed

6747Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
17125 Washington 9, Snohomish, WA 98296
  • Individual Plans
  • Life Insurance

Why choose this provider?

Nutu Insurance has provided insurance packages and assistance to those who want to avail themselves of any insurance plans for individuals, families, and businesses in the Seattle area through the years. They specialize in a wide range of services, such as home insurance, health insurance, business insurance, AFH insurance, and health insurance. Nutu Insurance aims to provide the matching insurance plan to the needs and budget of the client. Trusted Choice also recognizes the company as an independent insurance agency in the country.

License Verified:

License: 707544

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (7)
Yelp
1.0 / 5 (1)

Website
126 Northwest Canal Street, Seattle, WA 98107
  • Life Insurance
  • Group Plans
  • Small Group

Why choose this provider?

Established in 1990, Washington Dentists' Insurance Agency is an insurance agency affiliated with the Washington State Dental Association. The Seattle-based agency focuses on providing insurance products to dentists, their staff, and their families. These products include group medical, air medical transport, long-term care, and disability insurance plans. It also regularly reviews current insurance programs in order to determine if they satisfy the needs of their primary clientele. Moreover, revenue generated by the Washington Dentists' Insurance Agency is used to fund dental workshops, seminars, and legislation.

License Verified:

License: 76743

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
2811 Fairview Ave E STE 1001, Seattle, WA 98102
  • Life Insurance

Why choose this provider?

Headquartered in Seattle, Venture Life & Health is an insurance agency crafting custom health and medical insurance plans. It has been helping individuals, families, and businesses in the area and the surrounding communities for 15 years. It carries health insurance packages that can be offered through an employee benefits plan, like dental insurance, vision insurance, critical illness policies, and long-term care policies. Its list of clients includes Pulp Design Studios, Tooth & Nail Records, Retrofit Home, and NerdsToGo.

License Verified:

License: 914057

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (9)
Yelp
4.0 / 5 (5)

Website
3047 78th Avenue Southeast, Mercer Island, WA 98040
  • Life Insurance

Why choose this provider?

Independently owned and locally operated, All-Pro Risk Management, Inc. serves customers in Seattle. It provides products like health insurance, life insurance, home insurance, and auto insurance. The company also offers coverages for recreational vehicles, boats, landlord protection, flood protection, and personal umbrella. In addition, it has policy options like general liability, workers’ compensation, and bonds. With more than 20 years of industry experience, All-Pro Risk Management, Inc. assists clients in searching for customized insurance solutions.

License Verified:

License: 170819

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
12505 Bel-Red Road, Bellevue, WA 98005
  • Individual Plans
  • Group Plans

Why choose this provider?

Lehmann Wood Johnson, Inc. is a risk management company that specializes in health insurance. Serving Seattle, the insurance professionals furnish Medicare Advantage and Medicare Supplement plans. They have access to policies from providers like Kaiser Permanente and Aetna, allowing them to find plans that cover clients' individual needs. Terry Wood, Lehmann Wood Johnson's president, is a Registered Health Underwriter whose insurance career traces back to 1968. He is affiliated with various organizations, including the National Association of Health Underwriters.

License Verified:

License: 250923

Washington State office of the Insurance Commissioner

Website
11930 Slater Avenue Northeast, Kirkland, WA 98034
  • Individual Plans
  • Group Plans
  • Life Insurance

Why choose this provider?

Green Financial is an insurance agency in Kirkland that offers insurance services and products to clients in Seattle. The firm is an independent agency connected with various insurance providers in the region. It offers different options for life, health, and retirement insurance plans. Some of its health insurance options include Medi-Share, short-term medical coverage, long-term care insurance, disability insurance, and dental health coverage. It also provides personal insurance products to families, employees, and business owners. CEO Fred Green has been in the industry since 1982.

License Verified:

License: 45465

Washington State office of the Insurance Commissioner

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3614 California Avenue Southwest, Seattle, WA 98116
  • Life Insurance

Why choose this provider?

Skye Benefits Consulting provides insurance assistance to families, businesses, and individuals in Seattle and neighboring areas. It offers medical, dental, and vision coverage. The company also delivers specialty policy options like short-term medical, critical illness, cancer, disability, and life insurance solutions. The company's other services include Medicare Supplement, Medicare Advantage plans, and Part D coverage. Skye Benefits Consulting works with association health plans and major carriers to search for appropriate insurance coverages that suit client needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
5.0 / 5 (6)
Google
3.0 / 5 (3)
Facebook
1.0 / 5 (1)

Website
1420 156th Avenue Northeast, Bellevue, WA 98007
  • Life Insurance

Why choose this provider?

Hayk Tadevosyan is a State Farm insurance agent serving clients in Seattle. He provides an array of insurance products like health insurance, life insurance, and business insurance. Hayk also offers coverage for pets, property, homes, and cars. His other services offered include banking. Moreover, Hayk has been delivering insurance needs as an associate with State Farm for almost 15 years. A long-time resident of King County, Hayk is also a notary public in the state.

License Verified:

License: 705826

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (272)
Yelp
4.5 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Are pre-existing conditions covered under employment-based health insurance in Seattle?

    Yes, under employment-based benefits, group health plans are not permitted to deny coverage for pre-existing conditions. This applies to both the employee and their dependents in Seattle. However, these plans may impose a 90-day waiting period before coverage begins. Insurance companies, on the other hand, are prohibited from charging higher premiums based on previous health claims.

  • Can you appeal a health insurance company's claim denial in Seattle?

    Yes, you have the right to appeal a health insurance company's claim decision in Seattle. Claim denials typically occur when insurance companies refuse to approve doctor-ordered treatment or dispute payment of a bill. When such denials occur, you can request more information from your insurer and file an appeal. If you get a no, request that your case be reviewed by an independent review organization. Concurrently, file a complaint with the Insurance Commissioner's Office.

  • How can you get Medicaid in Seattle?

    You can apply for Medicaid at a local Home and Community Services office. Visit the King County HCS in person or by mail at 1737 Airport Way S Suite 130 & P. O. Box 24847 Seattle 98134. This HCS office can be reached at 206-341-7600. Applications can also be submitted online at the Washington Healthplanfinder website, which is the state's official health benefit provider.

  • How often do you have to pay the premiums on health insurance in Seattle?

    The majority of health insurance policies in Seattle are paid on a monthly basis. If you purchased an individual or family plan on your own, you are responsible for paying the monthly premiums. However, if you have a plan through your employer, the premiums are usually deducted from your paycheck.

  • What can you do if you are having trouble paying your insurance premiums in Seattle?

    Seek assistance from Public Health Seattle & King County, located at 1640 S 318th Pl., Federal Way, WA 98003. It can be reached at 1-800-756-5437 or by email at chap@kingcounty.gov. It can connect you with a broker who can assess your financial difficulties, shop around for plans that are appropriate for your situation, and enroll you. If you have a plan purchased through the Washington Healthplanfinder and are experiencing financial hardship, try updating relevant information on your account.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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