Expertise.com
2024

Last updated:

Best Health Insurance Agencies in Renton

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Renton Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1887

Reviewed

1134

Curated

6

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

9259 57th Avenue South, Seattle, WA 98118
WebsiteLicense: 848788

Expertise.com Rating

Review Sources

Google
4.6 (16)
Facebook
5.0 (16)

Why choose this provider?

Established in 1945, Merrill & Merrill Insurance is a family-owned and family-operated insurance agency that caters to customers in the Renton area. Its product line includes individual and group health, homeowners', life, personal auto, and umbrella insurance products. It also provides dwelling fire, earthquake, home business, recreational vehicle, and renters' insurance policies. Merrill & Merrill Insurance represents a number of insurance carriers, including Griffin Underwriting Services, HCC Surety Group, Liberty Mutual, QBE Insurance Group, and The Hartford.

  • Individual Plans
  • Group Plans
  • Life Insurance

5191 South Spencer Street, Seattle, WA 98118
WebsiteLicense: 728617

Expertise.com Rating

Why choose this provider?

Norwest Insurance Agency is a locally operated and independently owned agency. It provides its services to clients in Renton and the surrounding areas. In partnership with multiple insurance companies, the agents at this firm help clients find the insurance coverages that satisfy their needs. Their insurance products include renters, homeowner, auto, life, off-road vehicle, and classic car insurance. Their life insurance products come in various types, including term life, whole life, and universal life.

  • Life Insurance

17849 1st Avenue South, Normandy Park, WA 98148
WebsiteLicense: 792482

Expertise.com Rating

Review Sources

Google
5.0 (144)
Facebook
5.0 (4)

Why choose this provider?

Fernando Gallegos is a State Farm health insurance agent serving clients in Renton. He provides assistance in obtaining the health insurance premiums and identifies potential gaps in coverages to find suitable policies for his clients. Fernando also handles other insurance products, such as auto, life, home, property, and pet policies. Living in Seattle for over 15 years, his service as an insurance agent is a way for him to give back to his community.

  • Individual Plans
  • Life Insurance

6951 Martin Luther King Junior Way South, Seattle, WA 98118
WebsiteLicense: 707447

Expertise.com Rating

Review Sources

Google
4.0 (13)

Why choose this provider?

Luan Vu is a State Farm agent specializing in health insurance services. He helps clients in Renton who want to plan their future healthcare needs and protect their families from the financial burden of medical expenses. He also offers several types of health insurance, including Medicare Supplement, individual medical, and supplemental health. In addition, Luan assists clients who are seeking short-term and long-term and individual credit disability benefits. He speaks English, Thai, and Vietnamese.

  • Life Insurance

545 Andover Park West, Tukwila, WA 98188
WebsiteLicense: 837137

Expertise.com Rating

Why choose this provider?

Seattle Insurance Group is an independent insurance brokerage firm that serves clients in Renton and the surrounding areas. The firm specializes in risk management solutions for personal and business clients, providing health insurance policies and Medicare. Its supplemental health insurance covers dental, vision, life, hospital indemnity, critical illness, and accident. Its Medicare plans, on the other hand, offers both Medicare supplement and Medicare advantage. Seattle Insurance Group represents insurance companies such as United Healthcare, Aetna, Humana, and TransAmerica.

  • Life Insurance

1230 South 336th Street, Federal Way, WA 98003
WebsiteLicense: 926958

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

Seattle Benefits Consulting is an insurance broker providing an array of policy solutions and employee benefits. It caters to individuals, families, and businesses in Renton. The company offers plans like health, short-term medical, long-term care, disability, dental, and vision insurance policies. Also available are life insurance coverages, such as term life, variable life, permanent life, and final expense plans. Seattle Benefits Consulting’s team is made up of employee benefits professionals specializing in voluntary benefit plan crafting and implementation.

  • Life Insurance

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How many hours do you have to work to be eligible for employer-sponsored health insurance in Renton?

    Employees working 30 hours a week, a.k.a. full-time, are eligible for employer-sponsored health coverage. However, if your employer has less than 50 employees, they are not legally mandated to offer you health insurance. Employers that are required to sponsor health insurance must provide a health plan that covers minimum health benefits.

  • Will you get penalized if you don’t have health insurance while living in Renton?

    Washington has no individual mandate that requires its residents to carry health insurance. Previously, federal law imposed a tax penalty on people without health insurance. This has now been repealed. It is recommended to have health insurance to maintain your health and protect your finances during illness. Renton residents can use subsidies on the state's insurance marketplace to lower costs.

  • Are immigrants in Renton able to get health insurance coverage?

    Most immigrants are eligible for health insurance plans in Renton, including refugees, permanent and temporary residents, asylees, and conditional entrants. Even non-immigrants like student and work visa holders are eligible. Low-cost and free coverage may also be available to qualifying immigrants. However, undocumented immigrants may only be eligible for Alien Emergency Medical and Washington Apple Health for Kids and Pregnant Women.

  • When can Renton residents enroll in health plans on the Washington health insurance marketplace?

    Renton residents can enroll in a new health plan or make changes to their current one during the open enrollment period, which starts on November 1 and ends on January 15 of the following year. If you miss this enrollment period, you’ll have to wait for the next OEP or apply for a special enrollment period if you have a qualifying life event, such as marriage or job loss.

  • Are abortion services covered by health insurance plans in Renton?

    Under the state’s Reproductive Parity Act, state-regulated health insurance plans that include maternity benefits must also provide coverage for abortion. The same rule applies to student health plans in Renton as of the year 2022. If you have an employer-sponsored health plan and your employer refuses to cover abortion services, the insurer must still honor the coverage and provide it to you at no cost. This particular coverage includes medical abortion.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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