Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Federal Way

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Federal Way Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1790Reviewed

1075Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1407 Willow Road East, Tacoma, WA 98424
  • Individual Plans
  • Group Plans

Why choose this provider?

Maddock & Associates is an independent agency that offers a number of insurance products for Federal Way residents, including individual healthcare plans. Furthermore, the company specializes in providing group health insurance plans and medical benefits for employees. It works with carriers such as Kaiser Permanente and Molina to furnish benefit plans. The agency currently works with over 500 employers in the western part of the state. Maddock & Associates has been providing health insurance for more than five decades.

License Verified:

License: 1005853

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
10209 Bridgeport Way Southwest, Tacoma, WA 98499
  • Individual Plans

Why choose this provider?

Pacific NW Insurance Brokerage, Inc., is a risk management specialist that serves the Federal Way area. Its team helps clients obtain different types of policies, including individual health insurance plans, covering both major and comprehensive medical insurance. The agents can furnish policies with vision benefits while dental insurance is obtained as a separate plan. In addition, they specialize in working with business owners and providing employee benefits packages with the help of their partner carriers.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4001 North 26th Street, Tacoma, WA 98407
  • Individual Plans
  • Life Insurance

Why choose this provider?

Basin Pacific Insurance Benefits is a health insurance agency founded in 1997. The agency offers assistance in life and health insurance, with a focus on disability insurance as well as family and individual health insurance. It also provides services in group health insurance, covering dental and vision needs. Founder Gary Trautman has 36 years of experience in the industry. His firm also offers aid in business insurance policies for clients in Federal Way.

License Verified:

License: 134145

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1010 South 336th Street, Federal Way, WA 98003
  • Health Insurance

Why choose this provider?

INW Benefits offers Medicare Advantage Plans and Medicare Supplement Insurance for individuals residing in Federal Way. The company strives to help clients obtain suitable insurance programs to help them address the specific risks that they are preparing for in the future. Its professionals possess more than 30 years of combined experience in the field, allowing them to walk clients through the process of researching and selecting policies. INW Benefits also specializes in helping employers construct an effective benefits program that will help attract and retain employees.

License Verified:

License: 116651

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Are Federal Way residents required to have health insurance?

    Residents of Federal Way are not penalized in any way if they do not have health insurance, but they are strongly encouraged to get one. A new law that went into effect in 2017 eliminated a penalty that had been imposed on anyone in the state who did not have a minimum level of health insurance coverage.

  • Should individuals in Federal Way covered by Washington Healthplanfinder health insurance disclose any alterations to their income?

    Yes, once you have health insurance, a person in Federal Way should quickly tell Washington Healthplanfinder about any changes to their household, income, address, or ability to get health insurance. It is important to report changes so that you keep your information correct and make sure you get the right amount of financial help.

  • How do the federal No Surprises Act and the Balance Billing Protection Act protect consumers in Federal Way?

    If these laws apply to your plan, they protect Federal Way residents from various types of out-of-network surprise bills. The billing maximum for emergency and non-emergency services provided by an out-of-network facility or provider cannot exceed the in-network cost-sharing amount, especially when services are provided at an in-network hospital or outpatient surgical facility.

  • Where can you report health insurance fraud in Federal Way?

    You can report health insurance scams in Federal Way to the Office of the Insurance Commissioner in Washington State. The fraud report, as well as any other documents you send, will be made public. A complaint can be filed online at https://www.insurance.wa.gov/report-insurance-fraud-washington-state. If you require any additional information, please contact their office at 360-586-2566.

  • What do Federal Way tobacco surcharges in health insurance policies mean?

    In Federal Way, a Tobacco Use Premium Surcharge represents an extra fee, typically amounting to $25, added to the monthly medical plan premium for dependents who use tobacco products. Exemption from this surcharge is granted when individuals can substantiate the absence of tobacco product usage among themselves and their enrolled dependents. Furthermore, those covered by their medical plan's tobacco cessation program, including all tobacco-using dependents, also qualify for exemption.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

Related Articles

Featuredcovid-vaccine-health-insurance-banner

Survey: 3 Out of 10 Think Unvaccinated Should Pay More for Health Insurance

We surveyed 600 adults, asking them questions, if they’ve gotten vaccinated, why they decided to get vaccinated, and if they ...

FeaturedHow To Get Health Insurance

How To Get Health Insurance

Explore employer plans, individual options, Medicare, and Medicaid. Navigate the ACA Marketplace, shop for rates, and get exp...