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Best Mortgage Brokers in Alexandria

2024

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Providers

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Website
4461 Cox Road, Glen Allen, VA 23060
  • Education
  • Commercial Financing
  • Mortgage Refinance
  • Reverse Mortgage
  • Debt Consolidation
  • NMLS #1907548
  • Conventional Loans
  • Foreign National Investor Loans
  • NMLS#376205
  • Jumbo / Non-conforming
  • Purchase Transactions
  • Refinancing
  • Alternative Income Documentation Loans
  • NMLS# 1005078
  • USDA
  • Purchase Home Loans
  • Refinance
  • FHA
  • Multi-Family Homes
  • Residential Mortgages
  • Purchase Loan Officer
  • Purchase Loans
  • HELOCs
  • Purchases
  • Renovation
  • Purchase
  • VA Home Loans
  • Non-QM
  • VA Home Loan Financing
  • VA Loans
  • VA & FHA Originations
  • No Tax Returns
  • Jumbo Loans
  • Residential Purchase and Refinance Lending
  • First Time Home Buyer Financing
  • Single-Family Loans
  • Mortgage Broker
  • FHA and VA mortgages
  • Commercial Mortgage
  • Reverse Loans
  • Home Purchase
  • New Construction and Non-QM Loans
  • First time buyers
  • Mortgage Loan Services in Las Vegas NV
  • Purchase Label
  • Consolidation
  • Multi-family
  • First Time Homebuyer
  • First Time Home Buyers
  • NMLS #181106
  • Reverse Mortgages
  • Commercial Loans
  • FHA Loans
  • Veteran Loan Specialist
  • Commercial
  • Cash-out Refinance
  • New Purchase Loan Approvals
  • Home improvement
  • VA Specialists
  • Purchase and Refinance
  • Multi-Family Loans
  • New Construction Mortgage
  • Bilingual Loan Officers
  • Mortgages
  • Purchase and Renovation Loans
  • Home Loans
  • VA Financing
  • Reverse Purchase
  • VA
  • HECM for Purchase
  • VA & FHA Loan organizations
  • New Construction

Why choose this provider?

Capital Center assists individuals in Alexandria who are looking to purchase a property. It renders mortgage services, offering FHA, VA, and jumbo loans. Capital Center has been in operation for over 25 years. Its team has time and again been recognized for its professionalism and transparency. One client related how the company’s market manager, Andy Latham, was able to take care of an issue with a typographical error that would have cost him extra fees.

License Verified:

License: 67717

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (431)
Yelp
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free quote

Alexandria, VA

Why choose this provider?

Need help contacting a Mortgage Broker in Alexandria? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
2275 Research Boulevard, Rockville, MD 20850
  • Refinance

Why choose this provider?

Brian Martucci Mortgage Lending serves clients in Alexandria and neighboring areas. Company leader Brian Martucci assists clients throughout the lending process and provides them with educational tools to help them reach appropriate decisions. Directly working with Capital Bank Home Loans as a VP and Sales Manager of a branch, Martucci shops for rates appropriate for his clients' requests. He proffers advice to clients seeking mortgage loans for new purchases and refinancing. Martucci has been in the mortgage industry since 1986.

License Verified:

License: 401599

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (174)
Google
5.0 / 5 (134)
Yelp
5.0 / 5 (109)

(+1 additional source)

Website
4075 Wilson Boulevard, Arlington, VA 22203
  • New Construction
  • Refinance

Why choose this provider?

Brian W. Kempf is the vice president and senior loan officer with George Mason Mortgage, who serves individuals, first-time home buyers, homeowners, and families in Alexandria. He specializes in a wide range of mortgage loan options, including conventional mortgage options, high balance and jumbo loans, VA loans, and USDA loans. He also offers clients bridge loans, second home or investment property loans, doctor's mortgage programs, and condo loans. Additionally, Brian focuses on adjustable-rate mortgage and new construction and renovation loan options.

License Verified:

License: 483525

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (50)
Facebook
5.0 / 5 (39)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2121 Eisenhower Avenue, Alexandria, VA 22314
  • Multi-Family Loans

Why choose this provider?

SpringBank Mortgage provides financing assistance from its Alexandria location. Its team of home loan specialists offers a wide range of programs for borrowers, from jumbo, HARP 2.0, and VA to FHA loans. They also provide financing options for homeowners who need assistance with refinancing outstanding mortgages or consolidating debt, and these include cash out and home equity loans. The mortgage professionals assist homebuyers in various aspects, including helping them get pre-approved within an hour and providing written pre-approval certificates.

License Verified:

License: 189829

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10400 Eaton Place, Fairfax, VA 22030
  • New Construction

Why choose this provider?

USA Loans is a mortgage financing company that offers services to the Alexandria metro. The company was established by Alessandro Ibanez in 2007 to assist clients via a step-by-step process that streamlines the entire application aspect for both families and individuals. USA Loans offers conventional loans, FHA loans, USDA loans, VA loans, and non-QM loans that all aim to help clients attain the house or property they desire. The company also assists in applying for a tax ID and hard money probate loans.

License Verified:

License: 299131

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (59)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8305 Richmond Highway, Alexandria, VA 22309
  • Refinance

Why choose this provider?

First Meridian Mortgage Corporation is an Alexandria-based mortgage broker providing clients loan products and refinancing services since 1996. The veteran-owned business partners with over 30 banks and mortgage providers in order to better advise clients on their available mortgage options. Its loan products include debt consolidation, home equity loans, and conventional mortgage loans. Owner and founder Kevin Retcher has been featured in the Mortgage Originator News, Mortgage Executive, and Scotsman Guide as being in the top 200 loan officers in the nation.

License Verified:

License: 180004

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.0 / 5 (30)
Zillow
5.0 / 5 (24)
Facebook
5.0 / 5 (20)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7619 Little River Turnpike, Annandale, VA 22003
  • Multi-Family Loans

Why choose this provider?

Washington Mortgage Group is a mortgage company that serves the residents of Alexandria and surrounding areas. It helps clients choose from multiple home purchase loan programs, such as FHA, VA, USDA Rural Development, and jumbo loans. It also handles a wide variety of mortgage rates, including 10-year fixed-rate, 30-year fixed-rate, adjustable-rate, interest-only, and graduated payment mortgages. Washington Mortgage Group has been in operation for more than 15 years, committed to embodying its mission of providing services with integrity, competence, and honesty.

License Verified:

License: 210550

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5990 Kingstowne Center, Alexandria, VA 22315
  • New Construction
  • Refinance

Why choose this provider?

First County Mortgage is an Alexandria-based brokerage providing different loan programs for home buyers and sellers. These include FHA, VA, conventional, construction/permanent, and refinance loans. Its website contains a learning center section to help clients in making well-informed decisions regarding mortgage calculations and credit score improvement. The firm's founder, Todd A. Hetherington, established a residential real estate company after serving in the military. He is also the co-owner of NM Management, Inc., an organization that provides title and property management services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (77)
Google
4.9 / 5 (29)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3201 Jermantown Road, Fairfax, VA 22030
  • Refinance

Why choose this provider?

Scott Kinne is a loan officer and vice president at First Heritage Mortgage serving clients in Alexandria. He specializes in mortgage funding for primary residences, investment properties, second homes, and vacation properties. Scott also offers various loan options for borrowers, including interest-only loans, construction loans, FHA home loans, VA home loans, and jumbo loans. Since 1990, he has been providing mortgage loans in Northern Virginia. He also works with real estate agents and financial advisors to create financial plans for homeownership.

License Verified:

License: 182351

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5262 Dawes Avenue, Alexandria, VA 22311
  • New Construction
  • Refinance

Why choose this provider?

Harwood Mortgages is an Alexandria-based business that has been operating for over 40 years. Founded by a former Air Force pilot Robert K. Harwood, the mortgage lender offers various loan packages for commercial enterprises, homeowners, and clients with construction projects. Its officers process short-term residential loans that can last up to one year or less. They can also help borrowers who need to remodel distressed properties. Aside from loan officers, the company has a mortgage loan originator and real estate agents on board.

License Verified:

License: 395676

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2587 Crain Highway, Waldorf, MD 20601
  • Refinance

Why choose this provider?

Waterstone Mortgage is a mortgage broker and lending company that has been serving the Alexandria community and its surrounding areas for more than 20 years. Founded in 2000, the company has worked with families to achieve their homeownership dreams. Waterstone Mortgage provides home loan services and offers assistance for first-time homebuyers. Its team assists them from finding a loan originator to applying for a mortgage. In addition to that, the company also offers refinancing of loans.

License Verified:

License: 186434

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (123)
Facebook
4.0 / 5 (46)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
526 King Street, Alexandria, VA 22314
  • Refinance
  • Reverse Mortgages
  • Purchase Transactions

Why choose this provider?

Since its foundation in 2011, Atlantic Coast Mortgage has been providing borrowers with a wide range of loan products. Its office in Alexandria addresses the home purchasing and refinancing needs of local clients. Its team of loan officers handles conventional, jumbo, FHA, VA, and USDA loan programs. In addition, they assist seniors looking to tap into the equity of their homes. Atlantic Coast Mortgage also uses proprietary technologies, systems, and processes to make the lending process simple.

License Verified:

License: 1287694

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
5.0 / 5 (47)
Facebook
4.0 / 5 (33)
Yelp
3.5 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9260 Davis Drive, Lorton, VA 22079
  • Refinance

Why choose this provider?

Homestead Mortgage helps families and individuals in Alexandria achieve their real estate goals through suitable mortgage solutions. Its loan officers assist clients in navigating their loan options, such as VA, jumbo, FHA, and 203K loans, and offer guidance on reverse mortgages and mortgage refinancing programs. They also aid in the qualification and application phases, whether for debt consolidation or home purchases. Homestead Mortgage is committed to handling transactions in a way that creates long-term client relationships and earns their referrals.

License Verified:

License: 184402

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Zillow
5.0 / 5 (14)
Facebook
4.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2900 South Quincy Street, Arlington, VA 22206
  • New Construction
  • Refinance

Why choose this provider?

Kevin Rudorfer is a mortgage broker who serves Alexandria and the surrounding areas. He is associated with the FitzGerald Financial Group. Kevin offers several loan options to clients looking to buy a home, invest in a property, or refinance. Some of his services include conventional loans, FHA and VA loans, USDA rural development loans, and jumbo loans. Kevin guides his clients throughout the whole mortgage process. He helps clients make informed financial decisions for their future by educating clients at every step of the way.

License Verified:

License: 1617958

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
207 South Alfred Street, Alexandria, VA 22314
  • Refinance

Why choose this provider?

MortgageFool is a subsidiary of HomeFirst Mortgage Corp., a privately owned mortgage banker and broker in Alexandria. Established in 2000, it acts as an online portal for borrowers looking to purchase, refinance, or renovate homes with the aim of improving the efficiency of online lending and mortgage banking. Clients can use PreApp 1003, a mobile application where clients can purchase pre-approval on their smartphone. MortgageFool is affiliated with the DOD Housing Network, an organization that provides base housing and relocation information to DoD personnel.

License Verified:

License: 2919

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11325 Random Hills Road, Fairfax, VA 22030
  • New Construction

Why choose this provider?

Intercoastal Mortgage, LLC is a mortgage broker that serves clients in Alexandria. The company guides clients who are set to buy or refinance a residential property with the right loan options for them. Its team of experienced brokers handles a wide selection of mortgages such as conventional, jumbo, super jumbo loans, VA, and FHA loans. Other choices include bridge, renovation, and construction loans. The firm has been providing its expertise to the community since 1987.

License Verified:

License: 56323

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (99)
Facebook
4.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
8001 Braddock Road, Springfield, VA 22151
  • New Construction
  • Refinance

Why choose this provider?

Scott Hardy is a branch manager at American Security Mortgage who serves clients in Alexandria. He specializes in offering and processing mortgage loans for local financial advisor clients. Since 1998, Scott has helped fund more than 1,200 loans in the Washington, D.C., metro area. He is supported by a mortgage firm whose founders have over 100 years of combined experience in mortgage banking. Chairman emeritus Jim A Abbott worked with First Union Mortgage Corp. for 34 years.

License Verified:

License: 111VA

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4807b Eisenhower Avenue, Alexandria, VA 22304
  • Refinance

Why choose this provider?

CBM Mortgage is a locally owned company offering feasible solutions for home mortgages, refinancing, and real estate loans in Alexandria since 2005. The available programs include conventional purchase, FHA, new construction, and cash-out refinance. CBM Mortgage holds licenses in 10 states across the country and is a direct lender that handles the entire process, from processing to underwriting until closing. It aims to carry out its mission of helping clients achieve their homeownership goals through personalized service and responsible lending practices.

License Verified:

License: 1732121

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2810 Laurian Lane, Dunkirk, MD 20754
  • Refinance

Why choose this provider?

Jeffrey Halbert is a loan officer at First Home Mortgage that has been operating in Alexandria, Dunkirk, and surrounding areas. Halbert has been in the loan industry since 2001. He educates clients on home purchases and the mortgage process and matches financing opportunities with their capabilities and needs. Halbert assists veterans with long-term financing that is issued by federally qualified lenders. He is also experienced with conventional loans that may have fixed or adjustable rates.

License Verified:

License: 71222

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (46)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.