Expertise.com

Best Mortgage Brokers in Salt Lake City

2024

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Mortgage Brokers FAQs 〉

Last updated:

Website
4568 Highland Drive, Salt Lake City, UT 84117
  • Refinance

Why choose this provider?

Loan Remedy is a mortgage brokerage providing services to Salt Lake City and the surrounding areas. It helps prospective homeowners find loan program options that fit their needs. These include conventional, FHA, VA, and USDA loans. It also provides online technology that allows clients to see the status of their mortgage loans. In addition, its team specializes in home refinancing services to help individuals lower their interest rates. Loan Remedy is a Gephardt-approved mortgage brokerage.

License Verified:

License: 1827478

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (193)
Zillow
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11910 S. State Street, Draper, UT 84020
  • Refinance

Why choose this provider?

City Creek Mortgage serves the mortgage needs of clients in Salt Lake City. The mortgage company's team of professionals assists clients by facilitating the loan shopping and application process and helping them make informed decisions to ensure they get the loan that meets their needs. They offer a wide variety of mortgage products such as FHA, VA, conventional, and jumbo loans. In addition to Salt Lake City residents, City Creek Mortgage also serves clients in West Jordan and Draper.

License Verified:

License: 85855

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (2244)
Facebook
4.0 / 5 (214)
Yelp
4.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2029 Sidewinder Drive, Park City, UT 84060
  • Reverse Mortgages

Why choose this provider?

Intermountain Mortgage Company is a locally owned and operated firm that has been serving Salt Lake City customers for over 25 years. The company offers conventional, jumbo, FHA, and VA loans. It also helps its clients acquire straight and one-time close construction loans. With its commitment to provide quality customer service, its team of loan originators and support staff strives to remove the confusion of its customers in finding the right home loan for themselves.

License Verified:

License: 74889

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (166)
Yelp
5.0 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
––
Detail
––

Website
1086 E Hwy 193, Layton, UT 84040
  • Refinance

Why choose this provider?

Beam Lending, LLC, is a Layton-based mortgage firm that also serves clients in the Salt Lake City area. The company offers various loan options for homeowners and homebuyers, including FHA, VA, jumbo, and USDA home loans, as well as mortgage refinancing and reverse mortgages. Beam Lending also provides strategies to aid borrowers in the closing of mortgage loans, such as paying bills on time, paying revolving credit balances, and heeding the recommendations of loan officers.

License Verified:

License: 1104582

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (42)
Facebook
4.0 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2091 East 1300 South, Salt Lake City, UT 84108
  • Refinance

Why choose this provider?

Sugar House Mortgage is a brokerage firm that serves Salt Lake City and the neighboring cities. It offers several loan programs, including conventional, FHA, USDA rural development, and HARP 2.0 loans. Senior citizens looking to get some cash from their home's equity can also take advantage of reverse mortgage services offered by the company. Through this program, they can get a one-time lump sum payment or arrange to have monthly installments paid to them to supplement their income or pay for medical expenses.

License Verified:

License: 539102

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1165 Wilmington Avenue, Salt Lake City, UT 84106
  • Refinance
  • Commercial Loans
  • Multi-Family Loans

Why choose this provider?

Primary Residential Mortgage, Inc is a broker that caters to individuals in the Salt Lake City area. The company handles different types of home loans and assists people who need to adjust their mortgage plan or are interested in installing an energy-saving upgrade along with their house purchase. In addition, it serves customers who want a refinance loan. Primary Residential Mortgage, Inc helps homeowners with varying demands and is dedicated to providing guidance and information.

License Verified:

License: 919520

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (52)
Facebook
4.7 / 5 (32)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1240 East 2100 South, Salt Lake City, UT 84106
  • Refinance

Why choose this provider?

Wasatch Direct Lending is a team of mortgage professionals located in Salt Lake City. They guide clients along the loan process, from pre-qualification, processing, and underwriting to closing. The mortgage specialists educate clients on various types of loans such as foreign national, conventional, USDA, VA, and reverse mortgages. Furthermore, they provide refinancing assistance. Wasatch Direct Lending is headed by James Burroughs. He began his career in finance in 1999 and started focusing on real estate finance five years after.

License Verified:

License: 1872798

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
512 East Winchester Street, Murray, UT 84107
  • Refinance

Why choose this provider?

Utah Low Rate is a home mortgage lender that operates out of Salt Lake City. They help clients get approved financing for loans to cover home mortgages. They have licensed mortgage brokers who can assist new home buyers or help with refinancing an existing property or support new builds with their construction loan product. Through their mortgage lending products, loan parameters with 560 to 850 credit scores can easily avail of loan financing. They have competitive rates for their FHA, jumbo, conventional, and VA financing.

License Verified:

License: 840729

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (94)
Facebook
3.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2750 Cottonwood Parkway, Cottonwood Heights, UT 84121
  • Refinance

Why choose this provider?

Paul Hasna is a loan officer and mortgage advisor at Intercap Lending, a mortgage lending company founded in 1978. He has been serving residential clients in Salt Lake City and the rest of the state for nearly two decades. Paul works with first-time homebuyers and offers loan programs such as VA, FHA, and rural development loans. He also provides conventional home loans, including 15- to 30-year fixed-rate mortgages. Shorter loan terms with lower rates are also available. Moreover, Paul serves clients in California and Nevada.

License Verified:

License: 325447

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (25)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
111 East Broadway, Salt Lake City, UT 84111
  • Refinance

Why choose this provider?

Synergy One Lending is a mortgage lender that serves clients in Salt Lake City. It specializes in offering a wide range of mortgage loan options for homebuyers and homeowners, including VA, FHA, conventional, jumbo, and USDA home loans. The lender also holds a license to lend in 23 states. Chief executive officer Steve Majerus has more than 25 years of experience in mortgage banking. In addition, he has experience in expanding manufacturing channels for brands in the online and wholesale mortgage industry.

License Verified:

License: 1907235

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.8 / 5 (181)
Google
4.8 / 5 (106)
Yelp
3.6 / 5 (48)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1165 Wilmington Avenue, Salt Lake City, UT 84106
  • Refinance

Why choose this provider?

Kaley Giessing is a mortgage broker that offers home financing guidance to homebuyers and realtors in Salt Lake City. Along with conventional loans, its lending options include fresh start loans, HUD programs, and the Chenoa Fund assistance program. The business also works to simplify the lending process with its in-house team of underwriters and loan processors. Serving as the senior loan officer, Kaley Giessing helps self-employed individuals and clients with major derogatory marks on their credit reports.

License Verified:

License: 1292078

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (108)
Zillow
5.0 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1495 East 3300 South, Millcreek, UT 84106
  • Refinance
  • Purchase Transactions

Why choose this provider?

For over 25 years, Integrity First Financial has been serving the mortgage financing needs of Salt Lake City and other surrounding metros. It finds loan programs that fit the financial and personal goals of homebuyers and investors. It handles FHA, VA, Conventional, and non-conforming loans. It also assists homebuyers who need quick closings, such as house flippers, to acquire private money loans. In addition, It has a secure online portal for loan applications. Company founder, Byron Goates, has been in the industry since 1996.

License Verified:

License: 249981

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7351 Union Park Avenue, Midvale, UT 84047
  • Refinance

Why choose this provider?

Kody Sheffield is a mortgage specialist operating in and around the Salt Lake City area. He is affiliated with United First Mortgage. Sheffield utilizes his 18 years of experience in the mortgage industry to assist clients in acquiring financing options that fit the client's needs. These options include graduated payment mortgages, USDA loans, VA loans, fixed-rate mortgages, and reverse mortgages. He can also connect clients to local real estate agents and builders he maintains relations with.

License Verified:

License: 273127

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (19)
Facebook
5.0 / 5 (5)
Google
5.0 / 5 (4)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6375 South Highland Drive, Salt Lake City, UT 84121
  • New Construction
  • Refinance

Why choose this provider?

Arch Lending provides mortgage services to people living in Salt Lake City and other surrounding areas. The company offers a wide array of loan options for customers to choose from, such as jumbo loans, 15-year and 30-year fixed mortgage plans, adjustable-rate mortgages, FHA loans, VA loans, and USDA loans. It helps clients with their refinancing and property purchase needs. Its team of mortgage brokers and other loan officers can assist the customers in accessing mortgage options and loans for their property needs.

License Verified:

License: 1838169

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Wells Fargo Center 299 South Main Street, Salt Lake City, UT 84111
  • Commercial Loans
  • Multi-Family Loans

Why choose this provider?

CPA Mortgage Services is a mortgage broker in Salt Lake City, helping individuals consolidate their debt, purchase a new home, or refinance their homes. It provides a wide array of loan options, such as conventional loans, jumbo loans, fixed-rate mortgages, and adjustable-rate mortgages. The firm also offers government-backed loan programs, such as FHA, VA, and USDA loans. Dave Tucker, the company's founder and lending manager, has been originating loans for more than 25 years. He also has experience in public accounting.

License Verified:

License: 1878

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
124 Charles Lindbergh Drive, Salt Lake City, UT 84116
  • Refinance
  • Commercial Loans
  • Multi-Family Loans

Why choose this provider?

Based in Salt Lake City, Veterans First Mortgage provides access to government-backed loan programs, such as VA home loans. The company helps veterans understand the benefits of a VA loan, such as a streamlined refinancing program. It also assists them in determining their loan eligibility. Its team educates clients about the reasons for VA refinancing, which include reducing loan terms and monthly payments and converting equity into cash. Veterans First Mortgage has over three decades of experience focusing on VA mortgages.

License Verified:

License: 449042

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.6
Facebook
4.0 / 5 (355)
Google
3.0 / 5 (198)
Yelp
2.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2156 North Hill Field Road, Layton, UT 84041
  • Refinance

Why choose this provider?

Uniform Services Veterans Mortgage, LLC, is a mortgage firm that serves clients in Salt Lake City. The company specializes in offering loan options for veteran homebuyers and homeowners, including VA home loans, VA refinancing, and VA cash-out mortgage loans. It is committed to helping veterans and their families achieve their homeownership goals using their VA benefits. It is also familiar with the differences between VA home loans and conventional mortgage loans and military spouses' guide to VA home loans.

License Verified:

License: 1022989

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.0 / 5 (23)
Yelp
5.0 / 5 (3)
Realtor
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6740 South 1300 East, Salt Lake City, UT 84117
  • Refinance
  • Commercial Loans
  • Multi-Family Loans

Why choose this provider?

Jason Skinrood is a mortgage lending broker based in Salt Lake City. His loan programs cover VA, conventional, FHA, jumbo, and USDA options. He also offers doctor home loans targeted to medical residents and newly licensed doctors who do not meet conventional loan guidelines. His doctor loan house program is open to dentists, osteopaths, ophthalmologists, and surgeons. Skinrood is currently licensed to lend on house mortgages in nine states and is affiliated with another lending firm named Supreme Lending.

License Verified:

License: 180306

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (22)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4685 South Highland Drive, Holladay, UT 84117
  • New Construction
  • Refinance

Why choose this provider?

Home Quest Lending is a company that offers mortgage services to clients in Salt Lake City. It aims to provide its clients with simple, timely, and efficient loan processing. It helps clients with refinancing services, which include debt evaluation, loan pre-qualification, appraisals, and underwriting. The company is also a resource for real estate and connects clients with agents that will help them buy and or sell their homes. Home Quest also has experience with helping veterans with home purchases.

License Verified:

License: 1945211

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (48)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
––
Detail
––

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.