Expertise.com
2024

Last updated:

Best Mortgage Brokers in West Valley City

Our Recommended Top 20

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored West Valley City Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

52

Reviewed

39

Curated

20

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
11910 State Street, Draper, UT 84020
  • Refinance

Why choose this provider?

City Creek Mortgage offers mortgage services in West Valley City. Tobi and Mike Roberts founded the business to provide various purchase loan programs such as conventional, FHA, and VA loans. Some of its benefits are fixed-rate or adjustable-rate mortgages, no-downpayment-required loans, and loan terms that are available from 8-30 years. City Creek Mortgage also offers refinancing services for clients looking for lower monthly payments, lower interest rates, cash-out refinance assistance, and a way to consolidate debt.

License Verified:

License: 85855

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (2235)
Facebook
5.0 / 5 (191)
Yelp
4.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
750 South Main Street, Bountiful, UT 84010
  • New Construction
  • Refinance

Why choose this provider?

Russ Warner is a mortgage professional serving clients in West Valley City. He has been in the mortgage industry since 1996 and has managed hundreds of loan officers. He currently works at City First Mortgage Services, a mortgage lending firm established in 1992 by Gerret Van Wagoner that provides a wide range of loan programs, including adjustable-rate, fixed-rate, and reverse mortgage. Russ and his fellow professionals are well-versed in various aspects of residential and construction loans, including underwriting and contract law.

License Verified:

License: 70310

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7390 Creek Road, Sandy, UT 84093
  • New Construction
  • Refinance

Why choose this provider?

Anthony VanDyke is a mortgage broker associated with ALV Mortgage who serves West Valley City and the surrounding areas. He is an experienced broker that has been working for over 15 years in the industry. He offers services to residential and investment clients in both Utah and California. These include FHA, VA, jumbo, and USDA rural development loans. Anthony also actively gives back to the community by supporting organizations like A Child's Hope Foundation and the Make-A-Wish Utah Foundation.

License Verified:

License: 888979

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (130)
Facebook
5.0 / 5 (15)
Yelp
4.5 / 5 (11)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
South State Street, Orem, UT 84097
  • Refinance

Why choose this provider?

Evergreen Mortgage is a full-service brokerage that serves homebuyers in West Valley City. Its team of advisors educates clients on the home loan process and the financing options available to them, regardless if they are purchasing their first or third homes. Furthermore, the mortgage specialists work with homeowners seeking to refinance their loans. Evergreen Mortgage is owned by Kjell McCord, who has been working in the fields of mortgage, real estate, and marketing for the past 19 years.

License Verified:

License: 1303163

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
512 East Winchester Street, Murray, UT 84107
  • Refinance
  • Reverse Mortgages

Why choose this provider?

Christian Roberts Mortgage is a brokerage firm that serves clients in West Valley City and nearby locations. It assists and guides clients through the home loan process, giving them various mortgage options available. Christian Roberts Mortgage's loan programs include construction loans, home equity loans, conventional fixed-rate mortgages, adjustable-rate mortgages, and refinance mortgage loans. Steven Robert Saxton is the managing partner of the firm, and many clients have worked with him multiple times, citing his responsive service.

License Verified:

License: 3138

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (236)
Facebook
5.0 / 5 (47)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1262 West 12700 South, Riverton, UT 84065
  • New Construction

Why choose this provider?

Community Lending Group is a locally owned mortgage company serving the West Valley City area. It was founded by loan officers Brett Andersen and Brad Taylor in 2004, who still run the business with their team and continue to help clients with the home buying and refinancing processes. Community Lending Group acts as its clients' broker from start to finish and provides a wide range of mortgage programs, as well as loan options for veterans, investors, and property sellers.

License Verified:

License: 2727

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (253)
Zillow
5.0 / 5 (13)
Facebook
5.0 / 5 (12)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
500 North Marketplace Drive, Centerville, UT 84014
  • Refinance

Why choose this provider?

Richard Burt is a loan advisor who is affiliated with America West Financial. The Salt Lake County resident provides a wide range of financing options for borrowers in West Valley City, from construction and conventional to first-time homebuyer loans. In addition, he offers loan products that are backed by the government, including FHA and VA mortgages. Richard, who joined America West Financial in 2015, has been working in the field of mortgage for 20 years.

License Verified:

License: 197615

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (26)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2890 Cottonwood Parkway, Cottonwood Heights, UT 84121
  • New Construction
  • Refinance

Why choose this provider?

Network Funding and The Sargent Team is a privately owned residential mortgage lender that has been serving homeowners in the community of West Valley City for more than 20 years. It offers home loans, mortgages, refinances, and other lending services. In addition, it also has an online application that allows clients to manage their loan process, from e-signatures, document upload, application, and account sync. Network Funding and The Sargent Team is led by Keith Sargent, a senior loan officer who specializes in VA, FHA, UHC, USDA, and conventional loans.

License Verified:

License: 273045

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11925 South 700 East, Draper, UT 84020
  • Refinance
  • Reverse Mortgages

Why choose this provider?

Jon Linnett is a mortgage specialist who provides various personalized solutions for individuals and families in West Valley City. Some of the home loan products available are fixed and reverse mortgages, jumbo, VA, FHA, and USDA loans. Jon's mission is to provide services that prioritize the needs of his clients. He strives to guide them throughout the process by finding them the mortgage product that best fits their requirements. In addition, Jon works with Realtors by forming strategies for closing real estate transactions.

License Verified:

License: 1053680

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11576 South State Street, Draper, UT 84020
  • Refinance

Why choose this provider?

Cinch Home Loans is a Draper-based team of mortgage broker professionals. It handles home purchasing loans and refinancing. Cinch Home Loans offers mortgage origination services to clients in West Valley City with good credit history. It deals with wholesale lenders and makes wholesale interest rates accessible to its clients. It also serves in Salt Lake County, Utah, Colorado, California, Florida, and Idaho. Cinch Home Loans also partners with the Make a Wish Foundation to grant children's wishes in Utah.

License Verified:

License: 399255

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (68)
Facebook
5.0 / 5 (41)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12180 South 300 East, Draper, UT 84020
  • New Construction
  • Refinance
  • Reverse Mortgages

Why choose this provider?

Peterson Funding is a mortgage broker that offers home loan solutions for individuals who wish to refinance their existing loans, consolidate debts, or buy new homes in West Valley City. It delivers a wide range of lending and mortgage products, such as stated assets and income mortgages, jumbo, VA, FHA, and 100% purchase loans. Peterson Funding is committed to developing a long-term relationship with every client by providing loan options to help them achieve their dream homes.

License Verified:

License: 845088

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (119)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9272 South 700 East, Sandy, UT 84070
  • Refinance

Why choose this provider?

Founded in 2001, RanLife offers flexible residential loan programs to West Valley City and the surrounding areas. Whether a client is a new homebuyer or a savvy investor, the company will assist them in finding the best mortgage program to meet their financial goals. Its underwriters, in-house processors, closers, and funders are available anytime to walk their clients through the whole mortgage process. Its financing options include VA Home Loans, USDA loans, and home grant programs.

License Verified:

License: 3151

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Facebook
4.0 / 5 (95)
Yelp
3.0 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10808 South River Front Parkway, South Jordan, UT 84095
  • Refinance

Why choose this provider?

Troy Warner is a mortgage banker that has served homeowners in West Valley City and in nearby areas for over 20 years. He runs a team of 21 loan processors and educates clients about the mortgage process, from pre-qualification to closing. Troy can also calculate the monthly payments of different loan programs based on interest rates and contract duration. He has helped multiple homeowners with various objectives such as saving money, paying off debts, and funding renovation projects.

License Verified:

License: 102983

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (29)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5526 West 13400 South, Herriman, UT 84096
  • Refinance

Why choose this provider?

Corey Moser is a loan officer and the president of Aspen Hills Mortgage, which caters to homeowners in and around West Valley City. With over 20 years of experience, he can recommend loan programs to help clients pay off construction debts, renovation costs, or save money from their existing deals. Corey also educates his clients about mortgaging terms and conditions such as interest rates and amortization. Previous clients have praised Corey and his team for their close communication and prompt response.

License Verified:

License: 274942

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (178)
Facebook
5.0 / 5 (21)
Google
1.0 / 5 (1)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
West Valley City, UT 84047
  • Refinance

Why choose this provider?

Gaby Aguillon is a mortgage broker affiliated with NEXA Mortgage LLC. She operates in and around the Sandy area, including West Valley City. She is experienced in helping clients apply for and acquire a variety of financing options, ranging from reverse and fixed-rate mortgages to FHA, VA, and USDA loans. Gaby works to educate her clients about the mortgage process in order to ensure that they can choose the financing options best suited for them.

License Verified:

License: 1033853

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9730 South 700 East, Sandy, UT 84070
  • New Construction
  • Refinance

Why choose this provider?

Alliance Lending Services is a team of mortgage professionals in West Valley City with more than 20 years of experience. This mortgage firm in Utah helps clients in purchasing a new house, cashing out their home equity, or refinancing their mortgages. It offers jumbo loans, interest-only loans, fixed-rate loans, USDA loans, VA loans, and FHA home loans. In addition, it provides clients with an option to apply online that connects them directly to loan officers and Realtors.

License Verified:

License: 304510

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (149)
Zillow
5.0 / 5 (46)
Facebook
5.0 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9089 South 1300 West, West Jordan, UT 84088
  • Reverse Mortgages

Why choose this provider?

Reverse Freedom Mortgage is a mortgage company serving the financial needs of senior homeowners aged 62 and up in the West Valley City metro area. Its reverse mortgage programs include HECM, HECM for purchase, deferred payment loans, property deferral loans, and proprietary reverse mortgages. Owner Chad G. Peck carries 15 years of experience in the industry and meets with clients face-to-face in his office or their homes. He also offers educational seminars to help people understand the advantages of a reverse mortgage.

License Verified:

License: 1382816

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (47)
Facebook
5.0 / 5 (4)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2277 Fort Union Boulevard, Salt Lake City, UT 84121
  • Refinance
  • Purchase Loan Officer

Why choose this provider?

Ryan Sparks is a loan specialist serving clients in West Valley City, throughout Utah, and in other states. Sparks started his career in the mortgage industry in 2001 and has been assisting individuals interested in buying investment properties or availing themselves of renovation loans. He is a loan officer with Supreme Lending who handles various loan options, including FHA, VA, jumbo, and conventional mortgages. He also deals with refinancing for those who wish to get cash out of their home equity.

License Verified:

License: 1455482

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12401 South 450 East, Draper, UT 84020
  • Refinance

Why choose this provider?

Innovative Mortgage Alliance is a firm of mortgage brokers in Draper that provides mortgage solutions to clients in the West Valley City metro. The firm is owned by Peter Skaggs, a licensed loan originator who has been in the mortgage industry since 2007. He started the firm in 2009 and leads a team of 15 loan officers that specialize in conforming loans, government loans, and specialty loans. Innovative Mortgage Alliance has its own mobile app which helps applicants track their loan progress in real-time.

License Verified:

License: 175407

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (361)
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11075 State Street, Sandy, UT 84070
  • Refinance
  • Reverse Mortgages

Why choose this provider?

South Towne Mortgage is a home loan specialist that serves West Valley City. Its team guides clients throughout the loan process and helps them choose financing options that suit their individual needs. Some of the programs the company offers include second mortgage, jumbo, and construction loans. John Gonzales, South Towne Mortgage's owner and broker, has been working in the industry for over 20 years. He was appointed to the state's Residential Mortgage Regulatory Commission by Gary Herbert in 2012.

License Verified:

License: 1843923

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.