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Best Homeowners Insurance Agencies in The Woodlands

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April Roberts - State Farm Insurance Agent logo
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April Roberts - State Farm Insurance Agent

1525 Lake Front Circle, The Woodlands, TX 77380
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  • Multiple Policy Types
  • Personal Property Insurance

Business Description

April Roberts is a State Farm Insurance Agent based in The Woodlands. She helps her clients protect their properties and possessions with the right insurance policy. With almost 25 years of experience in the field, Roberts has extensive knowledge regarding various types of insurance like homeowners' insurance. She also offers auto, small business, life, and health insurance to all kinds of clients. Roberts serves clients from her local community up to the greater Houston area.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (78)
Facebook
5.0 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cody McCown - State Farm Insurance Agent logo
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Cody McCown - State Farm Insurance Agent

4714 Farm to Market Road 1488, The Woodlands, TX 77384
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  • Multiple Policy Types

Business Description

Cody McCown is a State Farm insurance agent offering property damage coverage to homeowners in the Woodlands. The agent evaluates damage costs incurred from natural disasters such as lightning, wind, or hail; instances of fire, theft, or vandalism; and frozen plumbing and tearing or bulging in HVAC systems. The offered home insurance plans also cover select personal belongings, including keepsakes, hobby items, and housing and gardening equipment. Beyond home insurance, Cody also offers other lines of coverage, including auto, life, and health.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (82)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Haley Insurance Agency, Inc. logo
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Haley Insurance Agency, Inc.

27351 Blueberry Hill Drive, Conroe, TX 77385
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood
  • Earthquake
  • Condos

Business Description

Haley Insurance Agency, Inc. is an insurance company in The Woodlands that provides financial security and protection for personal lines. The firm ensures that individuals and families receive the proper compensation for any damages or losses outside and inside of their homes resulting from disasters and other unfortunate events. Its licensed agents provide coverage options like dwelling, personal property, loss of use, owner's liability, and medical payments from top insurance carriers. Other insurance offerings include vehicle and property plans. The company is a consistent recipient of the People’s Choice Award from the Ride Texas magazine.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (11)
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hart Insurance Group logo
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Hart Insurance Group

2203 Timberloch Pl Suite 135, Spring, TX 77380
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

The agents at Hart Insurance Group help families and individuals in The Woodlands protect their homes and belongings. The company represents reputable insurance providers, including the Americal International Group, Allstate Insurance Group, and MetLife. With 15 years of experience, its professionals can research and compare policies, seeking to provide competitive rates suited to each client's budget. They can also enhance policies with supplemental coverages for natural disasters and expensive items. Hart Insurance Group also offers boat, motorcycle, and auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Momentum Insurance and Financial Services, Inc. logo
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Momentum Insurance and Financial Services, Inc.

1776 Woodstead Court, The Woodlands, TX 77380
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  • Multiple Policy Types

Business Description

Momentum Insurance and Financial Services, Inc. serves clients in The Woodlands. It is an independent insurance agency with more than 50 years of experience. This agency provides insurance policies for the home, which cover the house and valuable items. It has a Personal Articles floater, which may provide additional coverage for jewelry. Optional supplemental coverage for earthquakes, floods, and intentional acts is also available. The agency also provides insurance plans for vehicles, motorcycles, ATV & Powersports, collector cars, and many others.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (25)
Facebook
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Paragon Independent Insurance Agencies logo
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Paragon Independent Insurance Agencies

25700 Interstate 45, The Woodlands, TX 77386
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  • Renter's Insurance
  • Multiple Policy Types

Business Description

Paragon Independent Insurance Agencies Inc. helps residents around The Woodlands determine available coverages for their home structures, interiors, exteriors, contents, and surroundings. The firm focuses on securing financial protections for replacement costs and additional expenses for temporary living arrangements. Paragon Independent Insurance Agencies also works to address liability coverage issues to protect clients in cases of damages or injuries within their property. Founded in 2003, the firm also offers services for business, auto, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pinnacle Point Insurance logo
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Pinnacle Point Insurance

2219 Sawdust Road, The Woodlands, TX 77380
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  • Multiple Policy Types

Business Description

Pinnacle Point Insurance is an insurance company that operates in The Woodlands. It provides financial coverage to help homeowners protect and repair their homes from natural damage by fire or wind. It also covers the medical bills of those injured within the premises. Its agents discuss with and advise clients on what to consider when choosing coverage. They also guide them in other plans like auto insurance. The company was founded in 2007 and believes in long-term planning.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (162)
Facebook
5.0 / 5 (19)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Kimball Group logo
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The Kimball Group

9955 Woodlands Parkway, The Woodlands, TX 77382
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  • Renter's Insurance
  • Flood

Business Description

The Kimball Group is an independent insurance agency in The Woodlands that offers a variety of insurance policies like home insurance. This insurance covers both the property and possible liability issues. Clients also increase the coverage by having supplemental policies to protect their homes from natural disasters. The company's insurance agents provide quotes and help their clients find the insurance policy that will suit their needs. The Kimball Group represents a wide range of insurance companies, including Ace Insurance, Chubb, Fidelity, Progressive, and Safeco Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (58)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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