Expertise.com

2024

Last updated:

Best Homeowners Insurance Agencies in The Woodlands

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored The Woodlands Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

68Reviewed

44Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
888 South Greenville Avenue Suite 134, Richardson, TX 75081
  • Personal Insurance
  • Property Insurance
  • Business Insurance
  • Auto Insurance

Why choose this provider?

Insurance Source of Dallas assists people in finding the right coverage for their homes in The Woodlands. For over 20 years, the company has been offering various insurance options as an independent brokerage with connections to over 170 insurance carriers. Its agents furnish homeowners insurance policies covering fire and personal liability. They also complement basic plans with add-ons for storm and earthquake coverages. In addition, the team offers products for other purposes, including automobile, RV, and motorcycle insurance.

License Verified:

License: 2986338

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (458)
Facebook
5.0 / 5 (99)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Call for a Quote

The Woodlands, TX

Why choose this provider?

Need help contacting a Homeowners Insurance Agency in The Woodlands? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
27351 Blueberry Hill Drive, Conroe, TX 77385
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood
  • Earthquake
  • Condos

Why choose this provider?

Haley Insurance Agency, Inc. is an insurance company in The Woodlands that provides financial security and protection for personal lines. The firm ensures that individuals and families receive the proper compensation for any damages or losses outside and inside of their homes resulting from disasters and other unfortunate events. Its licensed agents provide coverage options like dwelling, personal property, loss of use, owner's liability, and medical payments from top insurance carriers. Other insurance offerings include vehicle and property plans. The company is a consistent recipient of the People’s Choice Award from the Ride Texas magazine.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (11)
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
25700 Interstate 45, The Woodlands, TX 77386
  • Renter's Insurance
  • Multiple Policy Types

Why choose this provider?

Paragon Independent Insurance Agencies Inc. helps residents around The Woodlands determine available coverages for their home structures, interiors, exteriors, contents, and surroundings. The firm focuses on securing financial protections for replacement costs and additional expenses for temporary living arrangements. Paragon Independent Insurance Agencies also works to address liability coverage issues to protect clients in cases of damages or injuries within their property. Founded in 2003, the firm also offers services for business, auto, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2203 Timberloch Pl Suite 135, Spring, TX 77380
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

The agents at Hart Insurance Group help families and individuals in The Woodlands protect their homes and belongings. The company represents reputable insurance providers, including the Americal International Group, Allstate Insurance Group, and MetLife. With 15 years of experience, its professionals can research and compare policies, seeking to provide competitive rates suited to each client's budget. They can also enhance policies with supplemental coverages for natural disasters and expensive items. Hart Insurance Group also offers boat, motorcycle, and auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9955 Woodlands Parkway, The Woodlands, TX 77382
  • Renter's Insurance
  • Flood

Why choose this provider?

The Kimball Group is an independent insurance agency in The Woodlands that offers a variety of insurance policies like home insurance. This insurance covers both the property and possible liability issues. Clients also increase the coverage by having supplemental policies to protect their homes from natural disasters. The company's insurance agents provide quotes and help their clients find the insurance policy that will suit their needs. The Kimball Group represents a wide range of insurance companies, including Ace Insurance, Chubb, Fidelity, Progressive, and Safeco Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (58)
Facebook
5.0 / 5 (4)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1525 Lake Front Circle, The Woodlands, TX 77380
  • Multiple Policy Types
  • Personal Property Insurance

Why choose this provider?

April Roberts is a State Farm Insurance Agent based in The Woodlands. She helps her clients protect their properties and possessions with the right insurance policy. With almost 25 years of experience in the field, Roberts has extensive knowledge regarding various types of insurance like homeowners' insurance. She also offers auto, small business, life, and health insurance to all kinds of clients. Roberts serves clients from her local community up to the greater Houston area.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (78)
Facebook
5.0 / 5 (33)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4714 Farm to Market Road 1488, The Woodlands, TX 77384
  • Multiple Policy Types

Why choose this provider?

Cody McCown is a State Farm insurance agent offering property damage coverage to homeowners in the Woodlands. The agent evaluates damage costs incurred from natural disasters such as lightning, wind, or hail; instances of fire, theft, or vandalism; and frozen plumbing and tearing or bulging in HVAC systems. The offered home insurance plans also cover select personal belongings, including keepsakes, hobby items, and housing and gardening equipment. Beyond home insurance, Cody also offers other lines of coverage, including auto, life, and health.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (82)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1776 Woodstead Court, The Woodlands, TX 77380
  • Multiple Policy Types

Why choose this provider?

Momentum Insurance and Financial Services, Inc. serves clients in The Woodlands. It is an independent insurance agency with more than 50 years of experience. This agency provides insurance policies for the home, which cover the house and valuable items. It has a Personal Articles floater, which may provide additional coverage for jewelry. Optional supplemental coverage for earthquakes, floods, and intentional acts is also available. The agency also provides insurance plans for vehicles, motorcycles, ATV & Powersports, collector cars, and many others.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (25)
Facebook
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2219 Sawdust Road, The Woodlands, TX 77380
  • Multiple Policy Types

Why choose this provider?

Pinnacle Point Insurance is an insurance company that operates in The Woodlands. It provides financial coverage to help homeowners protect and repair their homes from natural damage by fire or wind. It also covers the medical bills of those injured within the premises. Its agents discuss with and advise clients on what to consider when choosing coverage. They also guide them in other plans like auto insurance. The company was founded in 2007 and believes in long-term planning.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (162)
Facebook
5.0 / 5 (19)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What are the optional homeowners' coverages in The Woodlands?

    The optional homeowners' coverages in The Woodlands are those for certain natural disasters. These include defenses against hail, hurricane-related floods, and strong windstorm damage. Depending on the provider, some of these perils may already be covered in the standard policy, which does not require further negotiation.

  • What are the pros and cons of increasing homeowners' insurance deductibles in The Woodlands?

    An upside to increasing one's deductibles in The Woodlands is that it lowers the premiums due on the homeowners' policy each month. Since deductibles refer to the sums the insured has to pay in case of a peril's occurrence, raising these lowers the risk that the insurer has to assume. The downside is that the client has to pay more out-of-pocket if a disaster happens.

  • Why is it advisable to bundle automobile and homeowners' insurance policies in The Woodlands?

    It is advisable to bundle automobile and homeowners' insurance policies together when shopping in The Woodlands because it allows the client to purchase both at a discount. Automobile assurance is a popular choice for bundling because it is the kind of policy that most citizens of the metro need.

  • What factors affect the amount of premiums a client has to pay for homeowners' insurance in The Woodlands?

    One factor in The Woodlands that affects the amount of premiums a client has to pay is the location of the home, as being in a riskier area translates to increased dues. The age of the home also influences the cost of the plan, as does the claims history of the homeowner, since companies are wary of those who ask for frequent payouts.

  • How does personal liability coverage differ from medical coverage in a homeowners' insurance policy in The Woodlands?

    In The Woodlands, personal liability indemnity refers to a homeowners' insurance policy's coverage of the payments a client has to make for torts committed around the world, not just the home. Medical coverage is narrower and refers to payments for the healthcare treatment of people hurt while on an owner's premises.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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