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Best Homeowners Insurance Agencies in Pasadena

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ABM Insurance & Benefit Services, Inc. logo
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ABM Insurance & Benefit Services, Inc.

333 North Sam Houston Parkway, Houston, TX 77060
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  • Renter's Insurance
  • Fire
  • Condos

Business Description

ABM Insurance & Benefit Services Inc. provides an array of personal insurance lines for clients in Pasadena and throughout its nearby areas. This company's home insurance policies can cover homeowners in the event that an accident or disaster leaves their home or its contents damaged. Additionally, policies may cover clients in case of theft or burglary, as well as a liability when a guest is injured on their property. Other personal insurance products sold by ABM include health, flood, and auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Affordable Quality Insurance logo
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Affordable Quality Insurance

1411 Richey St, Pasadena, TX 77502
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  • Multiple Carriers
  • Multiple Policy Types

Business Description

Affordable Quality Insurance provides homeowners' insurance to clients in Pasadena and the surrounding areas. The insurance agency quotes over 100 insurance couriers to help clients build a policy fit for their homes. It offers home insurance with different types of coverage, including dwelling, other structures, loss of use, personal property, and personal liability. Finding the right insurance coverage will protect homeowners from unexpected damages. The agency also specializes in windstorm, flood, auto, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (131)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Aim Insurance of Texas logo
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Aim Insurance of Texas

3322 Shaver St, Pasadena, TX 77504
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  • Flood
  • Multiple Policy Types

Business Description

AIM Insurance of Texas is a full-service insurance company that has been serving the Pasadena metro area since 1983. The company guides individuals and families in protecting their homes and personal assets against disasters through a homeowners' insurance policy. Agents at the firm also provide all types of personal and commercial insurance, including vehicle, property, flood, and windstorm coverages. Other products include general liability, workers' compensation, and bonds insurance policies. The company represents 11 insurance carriers in Texas.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (48)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
AKG Insurance Agency logo
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AKG Insurance Agency

Houston, TX 77073
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  • Multiple Policy Types

Business Description

AKG Insurance Agency sells personal insurance products for clients in Pasadena and throughout its nearby areas. Its agents consult with homeowners to determine how much coverage they need, as well as the types of insurance they should consider buying. They then shop around to obtain quotes from various carriers, ensuring that clients are able to access their coverage at the best possible rates. Other products AKG sells include auto, life, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Amco Auto Insurance logo
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Amco Auto Insurance

888 West Sam Houston Parkway South, Houston, TX 77042
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  • Renter's Insurance
  • Multiple Policy Types

Business Description

Since 1987, Amco Auto Insurance has been helping residents and businesses in Pasadena to obtain financial security for their homes and investments. The company provides customized homeowners insurance policies that cover property damages, personal items, owner's liabilities, as well as excess living costs due to relocation or temporary dwellings. Its licensed agents also handle other insurance policies like renters, auto, motorcycle, flood, bonds, and SR-22. The company serves clients and represents insurance carriers throughout Texas.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
3.5 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
genglerinsurance.com logo
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genglerinsurance.com

211 East Parkwood Drive, Friendswood, TX 77546
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  • Fire
  • Condos
  • Multiple Policy Types
  • Multiple Carriers
  • Flood

Business Description

Founded more than 40 years ago, Gengler Insurance Agencies provides homeowners insurance policies for clients in Pasadena and its nearby communities. This agency works with a variety of carriers to offer clients policies that cover them in case of accidental loss or damage, as well as medical liability when someone is injured on their property. Other types of insurance sold by Gengler Insurance Agencies include flood, auto, health, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hubbard Insurance Agency logo
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Hubbard Insurance Agency

4574 Farm to Market 1960 Road East, Humble, TX 77338
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  • Multiple Policy Types

Business Description

Hubbard Insurance Agency provides residents of the Pasadena area with an array of insurance products and services. Its agents represent homeowners in their search for insurance policies, helping out with selecting products and obtaining quotes from various carriers. In addition to homeowners policies, Hubbard Insurance Agency also sells auto and truck insurance for individuals and businesses, as well as an array of commercial insurance lines. Carriers include Farmers, Liberty Mutual, and Safeco Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kicker Insures Me Agency logo
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Kicker Insures Me Agency

1109 Fairmont Pkwy, Pasadena, TX 77504
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  • Multiple Policy Types

Business Description

Kicker Insures Me Agency offers insurance services from its Pasadena location. The independent and locally-owned agency assists clients with a wide range of insurance needs, including homeowners' insurance. Its team provides clients with insurance plans that cover home replacement costs and personal property such as clothing, electronics, and furniture. Home insurance policies may also include coverage for the medical expenses of guests injured on a client's property. Aside from homes, the company also insures condominiums, cars, and boats.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (205)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tom Clay - State Farm Insurance Agent logo
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Tom Clay - State Farm Insurance Agent

3602 Vista Rd ste b, Pasadena, TX 77504
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  • Multiple Policy Types

Business Description

Tom Clay is a State Farm Insurance Agent that has been serving Pasadena for the past 30 years. State Farm delivers homeowners' insurance coverage for homes, valuables, vandalism or threat, and selected forces of nature to minimize losses and add value to properties. The agency also extends medical or liability coverage in accidents that caused injury to a houseguest, or in accident-related lawsuits. Tom Clay's years of experience ensure that policyholders are equipped with the necessary information for them to understand their rights, coverages, and empower them to make the best decisions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (28)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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