Expertise.com

2024

Last updated:

Best Homeowners Insurance Agencies in Cypress

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Cypress Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

82Reviewed

54Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
888 South Greenville Avenue Suite 134, Richardson, TX 75081
  • Business Insurance
  • Personal Insurance
  • Property Insurance
  • Auto Insurance

Why choose this provider?

Insurance Source of Dallas was established in 2004. As an independent agency, it carries insurance options from multiple companies, including Allstate, Progressive, Travelers, and Liberty Mutual. Its agents assist clients in securing homeowners insurance policies with coverages for fire, storm, and personal liability. They also offer insurance for renters and condominium dwellers and provide protection plans for businesses and personal belongings like automobiles, RVs, and motorcycles. Insurance Source caters to individuals in Cypress and the surrounding metros.

License Verified:

License: 2986338

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (458)
Facebook
5.0 / 5 (99)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Call for a Quote

Cypress, TX

Why choose this provider?

Need help contacting a Homeowners Insurance Agency in Cypress? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
13026 Cypress North Houston Road, Cypress, TX 77429
  • Fire
  • Flood

Why choose this provider?

InsureUS is an agency that helps homeowners in the Cypress area identify insurance coverage options suitable for their unique situations. The firm's insurance agents focus on ensuring financial protections for residential properties following unpredictable events such as fire, theft, floods, and foundation problems. InsureUS offers assistance throughout the insurance process and works to prevent clients from getting denied when filing claims. The agency also provides insurance services for renters, drivers, recreational vehicle owners, and businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (87)
Facebook
5.0 / 5 (1)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
20503 FM 529 Rd., Cypress, TX 77433
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

Why choose this provider?

The agents at Remco Auto Insurance - Cypress offer a wide range of products including homeowners' insurance. The team assists clients in acquiring home insurance policies that include various lines of coverage. Coverage types include pet bite coverage, possessions coverage, property and structure coverage, and personal liability coverage. Remco Auto Insurance - Cypress has been providing insurance services for more than three decades. Aside from home insurance, the firm offers flood insurance, renters' insurance, classic car insurance, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (33)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10920 Fry Road, Cypress, TX 77433
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Jerry Jungels - State Farm Insurance Agent offers a line of insurance products from its Cypress location. Included in the policies Jungels provides are home insurance plans. Jungels assists homeowners in acquiring insurance policies that compensate property repair and replacement costs. He also provides home insurance that covers personal belongings. The insurance professional has been working in the industry since 1987. He is a second-generation State Farm agent that assists policyholders with relocation. Jungels can speak Vietnamese and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9405 Huffmeister Road, Houston, TX 77095
  • Individual Plans
  • Life Insurance

Why choose this provider?

Ken W. Taylor Insurance Agency is an independent agency that has been serving Cypress and the surrounding areas for more than 25 years. It offers homeowners insurance products that protect clients and their properties in case of fire or flooding. It also provides auto insurance policies covering single or multiple vehicles, makes, and drivers. In addition, business owners can take advantage of plans like business liability, commercial auto and property, group health, and workers' compensation insurance.

License Verified:

License: 753517

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (16)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
6319 Cypresswood Drive, Spring, TX 77379
  • Flood
  • Multiple Policy Types

Why choose this provider?

Harmony National Insurance Brokerage handles the insurance needs of individuals, families, and business owners in Cypress and nearby areas. The agency offers homeowners' insurance policies that give protection to dwellings and valuable possessions. Other personal insurances offered are boat and marine insurance, mobile home insurance, personal umbrella insurance, and high net worth coverage. Harmony National Insurance Brokerage also has commercial business insurance that takes care of the liability, property, and workers' compensation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
14007 Telge Road, Cypress, TX 77429
  • Renter's Insurance
  • Personal Property Insurance
  • Flood

Why choose this provider?

Oncken Insurance Agency has a wide range of offerings, including home insurance. Serving the Cypress area, the company offers home insurance plans that include property and liability coverage. Property coverage protects the dwelling itself, structures around the property, and personal possessions. Home insurance plans may also compensate for expenses such as debris removal, tree damage restoration, fire department charges, and identity theft charges. Oncken Insurance Agency has been providing protection through insurance services since 2004.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (74)
Facebook
5.0 / 5 (8)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15835 Mueschke Road, Cypress, TX 77433
  • Flood
  • Personal Property Insurance
  • Multiple Carriers

Why choose this provider?

Cypress Insurance Team is an insurance agency that has been serving Cypress residents for over 15 years. The agency represents more than 50 insurance carriers, such as Allied Trust Insurance and Centauri Insurance, to ensure that clients find quality homeowners insurance solutions at affordable prices. These solutions include coverage for loss or damage caused by natural disasters and liabilities. Cypress Insurance Team, which was established by Tommy Johnson in 2003, also offers renters, automobile, recreational, flood, and other insurance coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (235)
Facebook
5.0 / 5 (30)
Yelp
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12906 Fry Road, Cypress, TX 77433
  • Fire
  • Multiple Policy Types

Why choose this provider?

Cleveland Stiff Insurance LLC is an independent insurance agency based in Cypress. The agency represents different carriers to help clients find insurance for their homes and protect themselves from financial losses caused by disasters. In addition, the agency also provides automobile, motorcycle and boat, business, and life and health insurance. Cleveland Stiff Insurance LLC currently offers 24/7 personal support services to clients located in Houston, Texas and other surrounding communities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.0 / 5 (4)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
21858 Northwest Freeway, Cypress, TX 77429
  • Multiple Policy Types
  • Renter's Insurance
  • Multiple Carriers

Why choose this provider?

Jess W. Akin Insurance Agency is an independent insurance agency located near Cypress that works with more than 30 insurance carriers to help customers find the right policies for their needs. Established in 1974, the agency helps homeowners protect their homes and investments through homeowners' insurance policies. As a full-service insurance agency, it also handles all kinds of insurance, be it personal, commercial, life, or health. The agency also offers personal umbrella insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.7 / 5 (12)
Facebook
5.0 / 5 (7)
Yelp
2.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13100 Wortham Center Dr 3rd floor, Houston, TX 77065
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood
  • Earthquake
  • Condos

Why choose this provider?

Steve Campbell Insurance Agency, Inc., caters to homeowners in Cypress. It provides coverage for repairs and replacement of houses damaged by lightning, hail, and theft. Its agents examine the property's size, material, and additions to find a fitting insurance plan. They also provide an "inflation guard", which adjusts the limit to updated construction costs. The company has been active for nearly thirty years. It works with nationally recognized partners like SageSure, Metlife, and AIG.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.4 / 5 (7)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15915 Katy Freeway, Houston, TX 77094
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood
  • Condos

Why choose this provider?

Kathye Carpenter Agency, LLC, offers personal and commercial insurance policies to individuals and business owners in Cypress and throughout the region. The homeowners' insurance options include dwelling coverage, personal property coverage, other structures coverage, personal liability coverage, and medical payment coverage. The policy takes effect either in actual cash value coverage or replacement cost coverage. The company has been in the industry for more than 25 years and has over 70 years of combined experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • In Cypress, when might a homeowner's insurance policy cover foundation damages?

    For residents of Cypress, their homeowners' insurance policy often provides coverage when their home foundation is damaged due to sudden incidents like pipe explosions or sudden fires. However, if the homeowner took a long time to notice the damage, they might need help with their claim. Hence, prompt detection and reporting are essential.

  • Is windstorm insurance mandatory in Cypress?

    In Cypress, windstorm insurance isn't obligatory. However, to secure a mortgage in high-risk zones, homeowners might need it. Many homeowner insurance policies in Cypress exclude wind, hail, or hurricane damages. Yet, tornado coverage often finds a place in numerous policies. This distinction is crucial, given the state's emphasis on windstorm insurance for its economic welfare and development.

  • Does homeowners' insurance cover rodent damage in Cypress?

    No, Cypress homeowners are responsible for preventing rodent damage. Squirrels, mice, rats, and other vermin can cause harm to walls, wiring, and insulation and might multiply rapidly if not addressed. Cypress residents should promptly seek professional extermination at the first signs of infestation, as typical home insurance policies do not generally cover rodent-related repairs due to the importance of regular maintenance.

  • Is power surge damage caused by lightning strikes covered by homeowners' insurance in Cypress?

    Depending on the policy, homeowners in Cypress may find that their insurance covers power surge damage resulting from direct lightning strikes on their property. According to the Insurance Information Institute (III), certain homeowners' insurance policies encompass such situations. If a power surge leads to damage, affected individuals in Cypress can initiate a claim with their insurance provider to recover the necessary expenses.

  • When do Cypress residents need additional coverage beyond homeowners' insurance?

    Cypress residents might need additional coverage beyond homeowners' insurance in several instances. These include when higher liability protection is necessary and when coverage for windstorm and hail damage is required, particularly in coastal Texas regions like Harris County. Flood insurance should be considered due to the potential for flood damage, even if not mandated by lenders. Moreover, extra coverage becomes essential for valuable items, sewer backup, and system leaks.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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