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Best Credit Repair Companies in Pharr

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2023
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Credit Saint logo
FEATURED
Free Credit Evaluation

Credit Saint

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Pharr, TX
  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Audit
  • Credit Repair

Business Description

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (6708)
Yelp
2.5 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

Lexington Law logo
FEATURED
Free Credit Report Consultation

Lexington Law

Pharr, TX
  • Consumer Credit Services
  • Credit Repair

Business Description

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (2911)
Google
3.0 / 5 (2)

Price: Free Credit Report Consultation

ASAP Credit Repair logo
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ASAP Credit Repair

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917 B-C Ave, McAllen, TX 78501
  • Credit Monitoring

Business Description

ASAP Credit Repair caters to individuals and business owners in Pharr and the neighboring areas. The company obtains clients' credit reports and creates plans on how to address negative items like excessive inquiries, late payments, repossessions, charge-offs, and collections. It challenges the negative items and secures the accuracy and fairness of credit reports in order to raise credit scores. ASAP Credit repair also shows clients how to rebuild their credit and teaches them techniques for maintaining positive credit.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.6 / 5 (260)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Big Joe logo
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Big Joe

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5522 North 10th, McAllen, TX 78504
  • Credit Monitoring

Business Description

Big Joe is a credit repair company serving clients in Pharr and the neighboring regions. Its services include improving credit scores that can help lower interest rates on loans for people considering significant purchases. The firm's consultants evaluate credit scores and counsel clients on their legal rights. The specialists also communicate with credit bureaus, prepare a case for disputing invalid entries, conduct investigations, request validations, and monitor reporting agencies' compliance. Big Joe is a member of the National Association of Credit Services Organizations.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.0 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Easy Solutions logo
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Easy Solutions

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711 W Nolana Ave #201B, McAllen, TX 78504
  • Credit Monitoring

Business Description

Easy Solutions serves the credit restoration needs of people throughout the Pharr metro and its surrounding communities. It provides credit repair services that legally remove inaccurate information from credit reports, such as late payments, foreclosures, repossessions, and charge-offs. The company's program includes monthly credit analysis and report improvements. Its certified credit counselors and debt specialists have served over 14,000 clients in more than 500 cities since 2010. As a technology-based company, it offers 24-hour online access to case progress and virtual customer assistance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
JJ Credit Repair logo
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JJ Credit Repair

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1106 W Veterans Blvd Ste C, Palmview, TX 78572
  • Credit Dispute

Business Description

JJ Credit Repair is a Palmview-based company that caters to the Pharr metro and the surrounding areas. It helps clients rebuild and maximize their credit scores by offering credit restoration solutions. Its team of case analysts and advisors develops personalized dispute options suited to the clients' repair needs and sends customized dispute letters to the credit bureaus. JJ Credit Repair also features a client portal, allowing customers to monitor their account's status and progress 24/7.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (51)
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
National New Beginnings logo
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National New Beginnings

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1313 E. Hackberry, Mcallen, TX 78501
  • Credit Monitoring

Business Description

National New Beginnings is a credit repair company that serves clients in Pharr and nearby areas. It works with credit bureaus and creditors to remove negative report items, including late payments, foreclosures, repossessions, bankruptcy, public records, and charge-offs. The company helps improve credit scores and provides a 24/7 monitoring system where clients can view their progress. National New Beginnings is an extension of the JVE Group. It is headed by Veronica Escamilla, who has been in the credit repair industry since 2007.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.6 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Xperts Credit Solutions logo
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Xperts Credit Solutions

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612 W. Nolana Ave. Ste 415, McAllen, TX 78504
  • Credit Monitoring

Business Description

Xperts Credit Solutions serves clients in Pharr and nearby areas. It offers consultation, analysis, credit building, and credit repair services. It identifies the negative items affecting credit scores and challenges the credit bureaus by using disputing tactics and strategies. It also educates clients on how to properly use their credit in order to accelerate the credit improvement process. To allow clients to monitor their files, the firm has an encrypted portal that is updated every 45 days.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (72)
Facebook
4.8 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Zap Credit Solutions logo
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Zap Credit Solutions

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2105 N 10th St B, McAllen, TX 78501
  • Credit Dispute

Business Description

Zap Credit Solutions caters to families and individuals in Pharr and nearby areas. It offers credit repair services to help clients achieve their investment properties and credit goals. The company evaluates current credit reports and discusses various derogatory items that affect clients' credit scores. Its specialists conduct investigations to permanently delete bad credit reports, which involve unpaid mortgages, tax liens, and repossessions. Zap Credit Solutions is a family-owned and family-operated business that has been in the industry for over three decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (201)
Google
4.9 / 5 (100)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Zap Credit Solutions logo
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Zap Credit Solutions

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1273 Alton Gloor Blvd STE E, Brownsville, TX 78526
  • Credit Monitoring

Business Description

Zap Credit Solutions has been serving the people of Pharr and the surrounding areas for over three decades. Its specialists help clients achieve their goals, including buying a home, purchasing a new car, or qualifying for a credit card by improving their credit rankings. They remove negative accounts from three credit bureaus, such as TransUnion, Experian, and Equifax, and dispute any identity theft that adversely affects credit scores. The team keeps the credit histories of clientele current and accurate.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (100)
Facebook
4.8 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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