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Best Credit Repair Companies in Laredo

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Laredo, TX 78040Laredo, TX 78040

Credit Saint LLC offers credit assistance to residents of Laredo and its neighboring areas. The credit repair company features a team of credit restoration specialists who identify and challenge unverifiable or erroneous information in customers' credit histories. They also educate customers on understanding their credit reports and achieving good credit. Headquartered in New Jersey, Credit Saint has been serving customers across the U.S. for more than 15 years.

Laredo, TX 78040Laredo, TX 78040

Website(720) 966-1844

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

4092 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1401 Calle del Norte Road, Laredo, TX 78041
Laredo, TX 78041

Acceptance Credit Care LLC has been repairing and restoring credit for over 25 years in the Laredo area. The company evaluates clients' credit reports to identify irregularities and help them clear their records. To be eligible for homeownership, the credit repair firm collaborates with the mortgage lender and client to assist with reaching the standards of FHA and VA mortgage loans. Other services offered by Acceptance Credit Care LLC are managing debts and counseling for finances.

1401 Calle del Norte Road, Laredo, TX 78041
Laredo, TX 78041

Website(956) 462-6032

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201 W Del Mar Blvd Ste 21, Laredo, TX 78041
Laredo, TX 78041

G L Credit Repair has provided credit repair services in Laredo for over 22 years, helping clients increase their purchasing power. The firm uses a line-by-line approach to identify and remove unverifiable and obsolete entries on credit reports. It handles bankruptcies, collections, judgments, unfavorable settlements, charge-offs, and tax liens. The credit experts assist clients faced with child support, late payments, repossessions, student loans, foreclosures, and personal identification challenges. Clients may benefit from credit reestablishment even after filing bankruptcy and can request the permanent deletion of reappearing items. G L Credit Repair has an online portal that gives clients 24/7 access to their files.

201 W Del Mar Blvd Ste 21, Laredo, TX 78041
Laredo, TX 78041

Website(956) 523-0908

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

39 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

107 Calle del Norte Ste 1C, Laredo, TX 78041
Laredo, TX 78041

H&H Credit Repair Service is a full-service credit repair agency in Laredo, which aims to help clients improve their credit scores and financial positions. It offers personalized credit help, carefully examining the client's credit reports from all bureaus before providing advice and information on how to improve their score, how credit scores work, and how to manage their finances. It also negotiates directly with credit bureaus and creditors to remove incorrect or outdated negative items from credit reports, including late payments, repossessions, foreclosures, and collections. H&H Credit Repair Service also provides services relating to personal income tax, identity theft protection, and tax liens.

107 Calle del Norte Ste 1C, Laredo, TX 78041
Laredo, TX 78041

Website(956) 509-0872

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: B+

Helpfulness: B+

Detail: --

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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