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Best Health Insurance Agencies in Pharr

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Pharr Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



4Top Picks

Learn about our selection process.


featured provider = Featured Provider

300 East Expressway 83, Pharr, TX 78577 Rating

Review Sources

4.9 (7)

Why choose this provider?

Legacy 1st Insurance is a locally owned and operated independent agency that has been serving individuals, families, and business owners in Pharr since 2010. It works with clients in securing some of the best health insurance coverages in the state. It guides them in crafting a plan that meets their insurance needs. The firm also offers dental, vision, and life insurance products. In addition, its agents assist clients in planning their Medicare coverages. Some of its partner carriers are Molina Healthcare and Ambetter.

  • Individual Health Insurance
  • Health Insurance

2900 N Sugar Rd Suite D, Pharr, TX 78577
WebsiteLicense: 2158366
Website Rating

Review Sources

5.0 (26)
5.0 (3)

Why choose this provider?

Infinitus helps individuals and families, as well as groups and large corporations, find appropriate insurance plans in Pharr. It offers indemnity solutions like life, health, dental, vision, Medicare, and retirement planning. The agency also guides consumers in signing up for cancer, critical illness, and hospital indemnity. It also has health coverage packages and group insurance options for companies' employee benefit plans. Infinitus, whose founders have a combined over 30 years of experience, is affiliated with National Marketing Alliance.

  • Individual Plans
  • Group Plans
  • Health Insurance

810 W Ferguson Ave, Pharr, TX 78577
WebsiteLicense: 2456775
Website Rating

Review Sources

5.0 (8)
5.0 (1)

Why choose this provider?

Loyalty Insurance & Financial Services, LLC, is an independent agency that offers health policies to clients in Pharr and nearby communities. It also handles a variety of life insurance plans, including whole, final expense, and term life options. In addition, it helps businesses acquire worker's compensation, professional liability, commercial auto, umbrella excess, and tools and equipment insurance. The company works with a network of insurance carriers that offer a wide range of plans for personal and business purposes.

  • Life Insurance
  • Health Insurance

907 S Cage Blvd, Pharr, TX 78577
WebsiteLicense: 2216889
Website Rating

Review Sources

4.7 (61)
4.7 (22)
1.0 (1)

Why choose this provider?

Victor Reyna is a State Farm insurance agent who serves clients in the Pharr area. He provides individual health insurance to people who want to expand their healthcare coverage. The policy helps with costs related to hospitalization and medical procedures, along with preventative healthcare like checkups. Additionally, Reyna offers Medicare coverage for clients who are at least 65 years old as well as insurance policies for renters, autos, homes, and businesses. He also helps with investments like annuities and mutual funds.

  • Health Insurance


  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can one in Pharr get health insurance coverage?

    An individual in Pharr can obtain health insurance coverage through their employers, which offer health benefits to their employees and dependents. Coverage can also be obtained from government programs such as Medicare, Medicaid, and CHIP. Children can stay on their parent's health insurance until they are 26. Those who enter college can get coverage through school plans. Some organizations, unions, and churches offer health plans to their members. Furthermore, individuals can buy their health insurance from private companies and the federal health insurance marketplace.

  • If a Pharr resident does not qualify for Medicaid, are there county programs that can provide medical assistance?

    Yes, Hidalgo's County Indigent Health Care Program and Hidalgo Blue Program can help those who need medical assistance. Residents must have incomes below or within federal poverty levels and must not be eligible for other federal or state health programs. Contact the Pharr Health Clinic at (956) 784-3580 or visit their office at 300 West Hall Acres Pharr, TX, 78577 to get more information.

  • After a divorce, can one stay on the ex-spouse's health insurance in Pharr?

    Yes. Under COBRA federal laws, one can stay on the ex-spouse's health insurance for 36 months. For non-self-funded plans, the coverage can be extended for another six months per Texas laws. A disabled divorcee in Pharr can continue the coverage from their ex-spouse's insurance for another 11 months after the COBRA coverage ends when the Social Security Administration determines the disability.

  • Are health insurance companies able to cancel coverage for an insured person in Pharr?

    It is possible if the insured person in Pharr fails to pay their monthly premiums within the grace period. Insurance companies can also terminate a plan if the policyholder misrepresented some information when they applied for insurance. An additional circumstance in which a health plan could be terminated is if the insurance provider ceases operations within the state.

  • Why should the insured in Pharr choose a primary care physician when they have an HMO plan?

    Having a primary care physician is one of the requirements of an HMO plan. The physician serves as the insured individual in Pharr's first point of contact if they have health issues. These physicians assess patients' health needs, ensure they have the right care, and implement preventive measures to avoid health complications. They will refer the patient to a specialist when needed.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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