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Best Credit Repair Companies in McAllen

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McAllen, TXMcAllen, TX

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

McAllen, TXMcAllen, TX

Website(903) 532-2311

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

4092 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Palmview, TXPalmview, TX
  • Credit Audit
  • Credit Dispute

Adonilee Credit Solutions is a Texas credit repair company serving families and individuals in McAllen, and it’s vicinities. It was founded by Jacob Adonis Garza and Cassandra Lee Garza, a husband and wife duo of board-certified credit consultants who have experienced firsthand the disadvantages of less-than-perfect credit scores. They deal extensively with all types of credit hindrances, from hard inquiries and late payments to bankruptcies and hospital bills. Additionally, the Adonilee Credit Solutions team is bilingual and proficient in assisting English and Spanish-speaking clients.

Palmview, TXPalmview, TX

Website(956) 313-9008

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

18 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

5522 North 10th Street, McAllen, TX 78504
McAllen, TX 78504
  • Credit Monitoring
  • Credit Audit
  • Credit Dispute

Supreme Credit Services is a business in McAllen that has been helping people with credit issues for 14 years. Its services include budgeting, debt management, case preparation, reinvestigation press, request validation, and monitoring. The firm focuses on repairing its client's credit reports, guides them through the maze, assists them in making the right choice, and helps them to achieve positive results. The previous clients of Supreme Credit Services have praised its helpful and knowledgeable services.

5522 North 10th Street, McAllen, TX 78504
McAllen, TX 78504

Website(956) 627-0706

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

29 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

711 West Nolana Avenue, McAllen, TX 78504
McAllen, TX 78504
Instagram
  • Credit Monitoring
  • Credit Audit

Easy Solutions is a technology-based company that provides credit repair services, including credit analysis and credit report improvement. The company also helps build clients' knowledge through credit education. Easy Solutions also offers credit card management, loan consolidation, and real estate services. The company is founded in 2010 by its CEO Elias Sandoval. He has more than 14 years in the financial and credit services industry. He is also a recipient of the Emerging Leader of the Year Award from the U.S. Small Business Administration.

711 West Nolana Avenue, McAllen, TX 78504
McAllen, TX 78504

InstagramWebsite(866) 832-3542

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

56 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1106 West Veterans Boulevard, Palmview, TX 78572
Palmview, TX 78572
  • Credit Audit

JJ Credit Repair serves the credit repair needs of clients in the McAllen area. It offers assistance on personal credit disputes, assists clients throughout the process, and creates dispute letters for them. It has successfully assisted with bankruptcies, foreclosures, collections, and credit card debts. JJ Credit also provides clients easy access to their accounts 24/7. The business has connections with different banks and credit card companies, like Bank of America, Citibank, UnionBank, Merril Lynch, American Express, and others.

1106 West Veterans Boulevard, Palmview, TX 78572
Palmview, TX 78572

Website(956) 862-0089

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

66 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1313 East Hackberry Avenue, McAllen, TX 78501
McAllen, TX 78501
  • Credit Monitoring

National New Beginnings is a nationwide company that provides credit repair and restoration services to people in McAllen. Its team members remove inaccurate information on clients' credit files, such as student loans, late payments, judgements, and short sales. The business also offers credit counseling and monitoring services. Each customer has access to a client portal to check their status and take advantage of the resources provided. CEO Veronica Escamilla has been in the industry since 2007.

1313 East Hackberry Avenue, McAllen, TX 78501
McAllen, TX 78501

Website(956) 616-5486

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

59 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

813 North Main Street, McAllen, TX 78501
McAllen, TX 78501
Instagram
  • Credit Audit

Pronto Credit helps the residents of McAllen repair their credit scores and build a positive credit profile. It has a range of programs, each tailored to its clients' specific needs and financial situations. These include the Silver Program, which raises credit scores to the 650s to 700s; the Gold Program, which boosts credit scores to the 700s to 750s; and the Platinum Program, which is recommended for businesses. Each program is proctored by an experienced credit specialist who renders personalized credit repair services.

813 North Main Street, McAllen, TX 78501
McAllen, TX 78501

InstagramWebsite(956) 312-0645

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1216 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2408 Brock Street, Mission, TX 78572
Mission, TX 78572
Instagram
  • Credit Dispute

Rapido Credit Repair is a credit repair firm that serves clients in the McAllen area. Its services include personalizing dispute options, drafting customized dispute letters, and conducting credit education. Among its credit education programs is a walkthrough of credit card basics and document preparation. The mobile app of Rapido Credit Repair provides companies with 24-hour status updates for their clients and customers, which is an additional benefit of its partner programs for enterprises. These programs cover credit education, bank-level security, and mobile app development for companies.

2408 Brock Street, Mission, TX 78572
Mission, TX 78572

InstagramWebsite(956) 435-7795

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

273 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2620 Pecan Boulevard, McAllen, TX 78501
McAllen, TX 78501
  • Credit Monitoring
  • Credit Audit

The Credit Repair Pros is a debt management company that serves clients in McAllen. To help clients in getting loans and employment opportunities, the company removes negative items from their credit reports that include late payments, inquiries from lenders, co-signed credit applications, and credit card balances. In addition, it is knowledgeable about federal rules that safeguard clients from unfair billing, illegal collection activities, and inaccurate reporting. The Credit Report Pros also communicates with credit bureaus and companies through phone, mail, and online.

2620 Pecan Boulevard, McAllen, TX 78501
McAllen, TX 78501

Website(956) 304-7859

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

10 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2105 N 10th St B, McAllen, TX 78501
McAllen, TX 78501
Instagram
  • Credit Dispute

Zap Credit Solutions is a credit repair service operating in McAllen. The company helps clients build their credit scores to attain their financial goals, such as car, home, and business ownership. Besides credit repair, Zap Credit Solutions also deals with problems like damaged credit and identity theft. Furthermore, it adds knowledge to clients through credit education. A family-owned company, Zap Credit Solutions has been providing credit repair solutions for more than 30 years. It has received compliments from clients for being responsive.

2105 N 10th St B, McAllen, TX 78501
McAllen, TX 78501

InstagramWebsite(956) 358-4253

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

293 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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