Expertise.com
2024

Last updated:

Best Local Car Insurance Agencies in McAllen

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored McAllen Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

85

Reviewed

53

Curated

6

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
309 North Ware Road, McAllen, TX 78501
  • Multiple Carriers
  • Motorcyle & ATV
  • Home Insurance
  • Boat Insurance

Why choose this provider?

Safe Stop Insurance Agency specializes in both personal and commercial insurance services. The full-service insurance company offers car insurance products and services in the McAllen metro. As an independent agency, it works with multiple carriers in providing insurance plans tailored to the needs and preferences of the customers. These insurance policies may include comprehensive, collision, and property liability coverages. In addition, Safe Stop Insurance Agency provides home and property insurance services.

License Verified:

License: 2502208

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1321 Pecan Boulevard, McAllen, TX 78501
  • Motorcyle & ATV

Why choose this provider?

Showery Insurance & Financial Services offers a wide range of personal and business insurance solutions to the people of McAllen and the rest of the state of Texas. In business since 1989, the family-owned and family-operated company can help drivers of different backgrounds obtain car insurance policies tailored to their individual needs to protect them from financial loss in the event of an automotive emergency. Showery Insurance & Financial Services also insures classic cars, motorcycles, RVs, and boats.

License Verified:

License: 871246

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
608 South 10th Street, McAllen, TX 78501
  • Multiple Carriers

Why choose this provider?

Amco Auto Insurance is a car insurance agency that has been serving clients in the McAllen area and its surrounding communities since 1998. The company caters to customers with auto and Mexican auto insurance needs. Additionally, Amco Auto Insurance can provide policies for homes. Its team of agents is committed to offering great customer service, going by the company motto of being dedicated towards clients through fast and friendly service.

License Verified:

License: 19100

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.1 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
101 North McColl Road, McAllen, TX 78501
  • Motorcyle & ATV
  • Home & Auto Insurance
  • Home Insurance

Why choose this provider?

Bridgepoint Insurance Agency & Permit Center, LLC, offers full lines of insurance options to the people of McAllen and the rest of Rio Grande Valley. Its professional agents help vehicle owners obtain car insurance policies based on their individual needs and preferences, so they can stay protected against serious financial damage in the event of distressing automotive mishaps like theft or an accident. Bridgepoint Insurance Agency & Permit Center, LLC, also provides assistance for the acquisition of truck and motorcycle insurance.

License Verified:

License: 1358226

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (236)
Facebook
5.0 / 5 (42)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2538 Pecan Boulevard, McAllen, TX 78501
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome
  • Multiple Carriers

Why choose this provider?

1st Hometown Insurance is an independent insurance agency that provides various insurance policies in McAllen. The insurance agency offers insurance coverage for auto, residential, and commercial. Some of the auto insurance options it offers include liability limits, collision, comprehensive, uninsured and underinsured motorist, towing, and medical. 1st Hometown Insurance also offers residential insurance coverage like homeowners, flood, and tenant homeowners. It works with more than 50 insurance carriers to make sure that its clients get the best insurance plan for their needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2901 North 10th Street, McAllen, TX 78501
  • Home Insurance

Why choose this provider?

Tommy Wilson is a State Farm insurance agent serving the McAllen community. He helps vehicle operators in managing everyday risks by providing a wide range of car insurance coverages for different types of clients, such as collectors, new drivers, and business travelers. The coverage options include collision, rideshare, rental, and comprehensive. A combination of auto and home policies is also available. Wilson and his team also offer health, life, and business insurance products. They accommodate both English- and Spanish-speaking clients.

License Verified:

License: 700571

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • How much is the car insurance policy in McAllen?

    The average cost of auto insurance in McAllen is $85 per month and $1,022 per year for minimum coverage. A full coverage policy, on the other hand, costs $245 per month or $2,938 per year. This is approximately 34% higher than the surrounding areas and 33% higher than the national average. However, the amount of car insurance policies may vary based on the individual's credit score, zip code, and driving history.

  • Who can get non-owner auto liability insurance in McAllen?

    Individuals who drive rental cars or frequently borrow someone else's car in McAllen typically obtain non-owner auto liability insurance to cover the cost of property damage and injuries in an accident. Drivers who want to wait before purchasing a car can obtain non-owner auto liability insurance to avoid a coverage lapse. Those who own a vehicle can also obtain the non-owner plan if their insurer fails to provide the required SR-22 certificate.

  • Can drivers in McAllen purchase auto insurance coverage at car dealerships?

    No, auto insurance policies in McAllen are only available from insurance companies or insurance agents and brokers who are licensed and registered with the Texas Department of Insurance. Drivers in McAllen can get car insurance from State Farm for $369 per year, AA Texas for $579, and GEICO for $746 per year.

  • What does the comprehensive physical damage cover in McAllen?

    In McAllen, comprehensive physical damage coverage of an auto insurance policy finances the cost of repairing and replacing vehicle damage that does not result from collisions or crashes. Natural disasters, such as floods, volcanic eruptions, earthquakes, and tornadoes, may be among them. If the car was stolen or vandalized, has a broken windshield, or was in contact with animals such as deer or moose, the comprehensive physical damage can also be paid.

  • Does the type of vehicle in McAllen affect the auto insurance rates?

    Yes, different types of vehicles in McAllen affect car insurance costs, because the heavier and larger the car, the more damage it may cause. Passenger cars, for example, cost $63 per month to insure, while vans and trucks cost $68 per month. SUV owners in McAllen, on the other hand, pay $69 per month for auto insurance policies.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.