Expertise.com

2024

Last updated:

Best Health Insurance Agencies in McAllen

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored McAllen Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2637Reviewed

1584Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
5401 North 10th Street, McAllen, TX 78504
  • Individual Plans

Why choose this provider?

Reyna And Associates Insurance Agency LLC is a full-service brokerage based in McAllen. It assists clients in multiple areas, such as health, life, accidental, pet, and home insurance. The two-person team of independent agents has access to policies from numerous providers, including Aetna, Aflac, Progressive, and Blue Cross Blue Shield, which gives them a large array of options to search for suitable coverage. The company is owned by Ralph Reyna, who has nearly a decade of industry experience.

License Verified:

License: 2221487

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (21)
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2021 West Nolana Avenue, McAllen, TX 78504
  • Individual Plans
  • Life Insurance

Why choose this provider?

Tomas Sanchez is an insurance agent who caters to individuals, families, and businesses in McAllen and the surrounding areas. He assesses the clients' insurance needs and informs them of the applicable health policies. He handles Medicare Advantage, Medicare Supplement, Obamacare, and Aflac plans. Sanchez also works for the Affordable Health Insurance Agency. It offers life, home, auto, and funeral insurance plans, as well as credit repair and tax preparation services. Furthermore, Sanchez is fluent both in English and Spanish.

License Verified:

License: 1648316

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
––
Detail
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Website
1301 North 23rd Street, McAllen, TX 78501
  • Individual Plans
  • Life Insurance

Why choose this provider?

Primacy Insurance and Financial Services PLLC is an insurance brokerage that serves clients in McAllen. It offers an array of insurance solutions, including life and health insurance as well as Medicare policies and critical illness coverage. It also provides mortgage protection and retirement products. The brokerage works with different insurance carriers, and it helps individuals, families, and small groups online compare health plan prices and benefits and choose programs that suit their needs. It is staffed by insurance agents who speak English and Spanish.

License Verified:

License: 1794686

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (5)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2575 East Griffin Parkway, Mission, TX 78572
  • Individual Plans
  • Group Plans
  • Life Insurance

Why choose this provider?

E&E Insurance Agency is a multi-line insurance agency that caters to customers in McAllen and in neighboring communities. As an independent agency, it provides health insurance quotes and options from over 140 carriers like Ambetter and Molina Healthcare. It offers both standardized medical plans and customized plans with coverages like dental care, wellness, and prescriptions. It also offers specialized policies for children, seniors, and terminally ill patients. Active for over a decade, E&E Insurance Agency also provides life insurance and indexed annuity plans.

License Verified:

License: 1833437

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
3400 North McColl Road, Suite I, McAllen, TX 78501
  • Individual Plans
  • Life Insurance

Why choose this provider?

Acumen Insurance Group is an independent agency that serves McAllen and the surrounding areas. The company specializes in providing individual and group health insurance solutions, such as dental and vision, family health, annuity, and Medicare plans. Senior citizens can also choose from a variety of options, like Medicare Advantage, Medicare Supplement, and Medicaid. Additionally, Acumen Insurance Group partners with several carriers, such as Humana, Mutual of Omaha, and UnitedHealthcare, to help its clients pick a plan that fits their needs and circumstances.

License Verified:

License: 2068155

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What should McAllen residents, who are moving to a different area, do in relation to their health insurance?

    The initial step for McAllen residents is to promptly call their health insurance provider once they become aware of their relocation. They should communicate their relocation dates and inquire about the continuity of their coverage during the move. While some policyholders may require a new policy after relocating, certain providers can assist in ensuring that their existing coverage remains intact.

  • Is it possible to acquire health insurance in McAllen from sources other than insurance companies?

    Yes. Actually, a local hospital located in McAllen offers the Driscoll Health Plan. This plan provides affordable healthcare coverage through Medicaid and the Children's Health Insurance Program to eligible families. The medical services provided by the health plan include dental care, mental health services, and specialized healthcare for specific needs.

  • What are the advantages and disadvantages of POS plans for people living in McAllen?

    McAllen residents enrolled in POS plans can choose a primary care physician from an extensive network of doctors. If they seek healthcare services within this network, policyholders won't have to pay any deductibles. Additionally, copayments will be kept at reasonable levels. Conversely, if insured individuals need to consult an out-of-network provider, they can expect higher deductibles and copayments.

  • Which types of health coverage meet the Affordable Care Act’s criteria for minimum essential health coverage in McAllen?

    As per the provisions of the Affordable Care Act, any McAllen health insurance plan acquired via the ACA website is deemed to satisfy the requirements for minimum essential health coverage. Similarly, any employer-sponsored plan, including retiree plans and COBRA coverage, is compliant with these criteria. Health insurance under the Children's Health Insurance Program and coverage for Peace Corps volunteers also fall within the area of meeting these requirements.

  • Are younger people in McAllen eligible for Medicare and Medicaid?

    Yes, younger individuals in McAllen facing severe disabilities can access Medicare and Medicaid, despite these healthcare programs primarily targeting individuals aged 65 and above. This accessibility is made possible through the provisions of the Affordable Care Act, extending coverage to low-income children, women, and adults.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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