Expertise.com

Best Health Insurance Agencies in McAllen

2024

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Providers

featured provider = Featured Provider

2021 West Nolana Avenue, McAllen, TX 78504
WebsiteLicense: 1648316

Expertise.com Rating

Review Sources

Facebook
5.0 (2)
Google
5.0 (1)

Why choose this provider?

Tomas Sanchez is an insurance agent who caters to individuals, families, and businesses in McAllen and the surrounding areas. He assesses the clients' insurance needs and informs them of the applicable health policies. He handles Medicare Advantage, Medicare Supplement, Obamacare, and Aflac plans. Sanchez also works for the Affordable Health Insurance Agency. It offers life, home, auto, and funeral insurance plans, as well as credit repair and tax preparation services. Furthermore, Sanchez is fluent both in English and Spanish.

  • Individual Plans
  • Life Insurance

1301 North 23rd Street, McAllen, TX 78501
WebsiteLicense: 1794686

Expertise.com Rating

Review Sources

Google
4.0 (5)
Facebook
5.0 (4)

Why choose this provider?

Primacy Insurance and Financial Services PLLC is an insurance brokerage that serves clients in McAllen. It offers an array of insurance solutions, including life and health insurance as well as Medicare policies and critical illness coverage. It also provides mortgage protection and retirement products. The brokerage works with different insurance carriers, and it helps individuals, families, and small groups online compare health plan prices and benefits and choose programs that suit their needs. It is staffed by insurance agents who speak English and Spanish.

  • Individual Plans
  • Life Insurance

5401 North 10th Street, McAllen, TX 78504
WebsiteLicense: 2221487

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Review Sources

Facebook
4.9 (21)
Google
5.0 (7)

Why choose this provider?

Reyna And Associates Insurance Agency LLC is a full-service brokerage based in McAllen. It assists clients in multiple areas, such as health, life, accidental, pet, and home insurance. The two-person team of independent agents has access to policies from numerous providers, including Aetna, Aflac, Progressive, and Blue Cross Blue Shield, which gives them a large array of options to search for suitable coverage. The company is owned by Ralph Reyna, who has nearly a decade of industry experience.

  • Individual Plans

2575 East Griffin Parkway, Mission, TX 78572
WebsiteLicense: 1833437

Expertise.com Rating

Review Sources

Google
5.0 (14)
Facebook
5.0 (9)

Why choose this provider?

E&E Insurance Agency is a multi-line insurance agency that caters to customers in McAllen and in neighboring communities. As an independent agency, it provides health insurance quotes and options from over 140 carriers like Ambetter and Molina Healthcare. It offers both standardized medical plans and customized plans with coverages like dental care, wellness, and prescriptions. It also offers specialized policies for children, seniors, and terminally ill patients. Active for over a decade, E&E Insurance Agency also provides life insurance and indexed annuity plans.

  • Individual Plans
  • Group Plans
  • Life Insurance

3400 North McColl Road, Suite I, McAllen, TX 78501
WebsiteLicense: 2068155

Expertise.com Rating

Review Sources

Google
5.0 (20)

Why choose this provider?

Acumen Insurance Group is an independent agency that serves McAllen and the surrounding areas. The company specializes in providing individual and group health insurance solutions, such as dental and vision, family health, annuity, and Medicare plans. Senior citizens can also choose from a variety of options, like Medicare Advantage, Medicare Supplement, and Medicaid. Additionally, Acumen Insurance Group partners with several carriers, such as Humana, Mutual of Omaha, and UnitedHealthcare, to help its clients pick a plan that fits their needs and circumstances.

  • Individual Plans
  • Life Insurance

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What should McAllen residents, who are moving to a different area, do in relation to their health insurance?

    The initial step for McAllen residents is to promptly call their health insurance provider once they become aware of their relocation. They should communicate their relocation dates and inquire about the continuity of their coverage during the move. While some policyholders may require a new policy after relocating, certain providers can assist in ensuring that their existing coverage remains intact.

  • Is it possible to acquire health insurance in McAllen from sources other than insurance companies?

    Yes. Actually, a local hospital located in McAllen offers the Driscoll Health Plan. This plan provides affordable healthcare coverage through Medicaid and the Children's Health Insurance Program to eligible families. The medical services provided by the health plan include dental care, mental health services, and specialized healthcare for specific needs.

  • What are the advantages and disadvantages of POS plans for people living in McAllen?

    McAllen residents enrolled in POS plans can choose a primary care physician from an extensive network of doctors. If they seek healthcare services within this network, policyholders won't have to pay any deductibles. Additionally, copayments will be kept at reasonable levels. Conversely, if insured individuals need to consult an out-of-network provider, they can expect higher deductibles and copayments.

  • Which types of health coverage meet the Affordable Care Act’s criteria for minimum essential health coverage in McAllen?

    As per the provisions of the Affordable Care Act, any McAllen health insurance plan acquired via the ACA website is deemed to satisfy the requirements for minimum essential health coverage. Similarly, any employer-sponsored plan, including retiree plans and COBRA coverage, is compliant with these criteria. Health insurance under the Children's Health Insurance Program and coverage for Peace Corps volunteers also fall within the area of meeting these requirements.

  • Are younger people in McAllen eligible for Medicare and Medicaid?

    Yes, younger individuals in McAllen facing severe disabilities can access Medicare and Medicaid, despite these healthcare programs primarily targeting individuals aged 65 and above. This accessibility is made possible through the provisions of the Affordable Care Act, extending coverage to low-income children, women, and adults.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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