Expertise.com
2024

Last updated:

Best Local Car Insurance Agencies in Mission

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Mission Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

52

Reviewed

32

Curated

4

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1928 N. Conway Suite E, Mission, TX 78572
  • Boats
  • Home & Auto Insurance

Why choose this provider?

B&B Insurance Agency provides a wide range of services for commercial and private vehicle owners in Mission. The scope of its coverages includes collision, personal and bodily injuries, motorist liability, and damages incurred due to non-collision incidents. In addition, it educates clients about the importance of car insurance and how it protects them from penalties and revocation of driving privileges. The company has 12 locations in the Rio Grande Valley and provides truck, RV, motorcycle, renters', and home insurance solutions as well.

License Verified:

License: 6642

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.0
Google
3.0 / 5 (52)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
220 East Tom Landry Street, Mission, TX 78572
  • Multiple Carriers
  • Boats
  • RV & Motorhome

Why choose this provider?

Mission Duncan Insurance Agency is an independent insurance agency that provides car insurance policies to residents in Mission. Its team of expert insurance agents helps clients choose the right kind of protection for themselves and their vehicles depending on state laws and their personal needs. Options include liability coverage, comprehensive coverage, no-fault coverage, or a combination of all three. Its owner and president, Keith Padilla, has been in the insurance industry since 1997.

License Verified:

License: 927904

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2025 North Conway Avenue, Mission, TX 78572
  • Bundling Option
  • RV & Motorhome

Why choose this provider?

Raymond Longoria Insurance is an independent insurance agency that has been providing its insurance solutions to Mission since 1988. The agency helps vehicle owners avoid huge financial loss in case of accidents by offering personalized auto insurance policies that cater to their needs. These policies may come with comprehensive, collision, liability, medical payments, or uninsured/underinsured motorist coverage. Raymond Longoria Insurance also provides business and commercial insurance as well as other personal insurance like life, health, and homeowners' insurance.

License Verified:

License: 777971

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (45)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1211 North Conway Avenue, Mission, TX 78572
  • Multiple Carriers
  • Motorcyle & ATV

Why choose this provider?

Representing State Farm since 1974, Jerry Saenz provides auto insurance products to drivers near Mission. Jerry helps clients get insured, offering policies that have comprehensive, collision, rental, and rideshare insurance. In addition, he also caters to new drivers, business travelers, and collectors looking to get insured. Throughout his service, he has been awarded several times by State Farm such as being a qualifier for the Millionaire Club and the Legion of Honor. Saenz can communicate with clients in Spanish.

License Verified:

License: 663656

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Can Mission residents get a driver’s license if they do not have a car insurance policy?

    Every individual in Mission applying for a driver's license must provide evidence of insurance. This is irrespective of whether they are obtaining their first driver's license, renewing an existing one, or acquiring a driver's license after relocating from another state. Drivers must also provide proof of insurance whenever requested by a law enforcement officer.

  • How do insurance rates for minimum coverage in Mission compare to rates for full coverage policies?

    Minimum-coverage car insurance in Mission costs approximately $79 monthly or $951 annually. This represents a 42% higher cost compared to the national average. On the other hand, full coverage averages around $237 per month, or $2,849 annually. This rate is roughly 29% more expensive than the national average.

  • What are the average deductible options for either collision or comprehensive car insurance in Mission?

    In Mission, individuals seeking car insurance can typically choose between a $500 or $1,000 deductible option for comprehensive and collision coverages. The decision regarding which deductible amount is suitable for car owners depends on their unique requirements. Do note that deductibles apply to each individual incident and are reset after each claim, rather than on an annual basis.

  • What are the most common claims made against car insurance policies in Mission?

    The primary claim filed against car insurance policies in Mission is rear-end collisions. Do note that Texas operates under a "fault" system, wherein the driver with the greater share of fault assumes liability for damages. Another common claim type against carriers in the city is vehicle damage. Opting for a comprehensive policy can shield motorists from covering repair expenses on their own, especially in cases of damage resulting from non-roadway collision incidents.

  • Can motorists use their digital insurance cards when they are pulled over in Mission and in the state of Texas?

    Having digital insurance cards reduces the tension when being pulled over in Mission, and the use of such cards eliminates the need to search for physical copies of their insurance cards when interacting with law enforcement officers. However, it is important for motorists to exercise caution when unlocking their phones to retrieve their digital insurance cards. The officer can detect when motorists are using their cell phones while driving.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

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