Best Mortgage Refinance Companies in Lubbock

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Lubbock Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 129 83 15

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

City Bank Mortgage

  • Reverse Mortgages
  • NMLS #: 39166

Locally owned and independent, City Bank Mortgage addresses the mortgage needs of communities in Lubbock and the surrounding areas. The loan officers provide a line of mortgage products to refinance home loans and save clients some money. Available options include FHA, VA, USDA, and jumbo loans with either adjustable or fixed rates. The company provides online mortgage tools that help clients choose the right loan products, and its prequalification services simplify the lending process. City Bank Mortgage offers additional lending solutions such as construction loans for experienced or aspiring developers and home remodeling for house repairs and maintenance.

5219 City Bank Pkwy
Lubbock, TX 79407


FirstCapital Bank of Texas

  • Reverse Mortgages
  • NMLS #: 39166

FirstCapital Bank of Texas is a locally owned and operated community bank that's been providing home mortgage refinancing in Lubbock and the surrounding areas since 1998. The mortgage professionals refinance primary residences, second homes, and investment properties by offering low fixed and adjustable rates to help clients save money and shorten mortgage terms. Some loan options include jumbo, FHA, VA, USDA, and TSAHC. The loan specialists also offer new construction loans for building purposes and conventional loans to first-time home buyers. FirstCapital Bank of Texas additionally supports businesses by financing their needs via loans, revolving lines of credit, or letters of credit.

6811 Indiana Ave
Lubbock, TX 79413


Hometrust Mortgage

  • Reverse Mortgages
  • NMLS #: 39166

The non-depository bank Hometrust Mortgage has provided home loan financial services in Lubbock and nearby areas since 1986. Its experts help homeowners create mortgage refinancing plans that lower interest rates and provide favorable payment terms. The firm offers refinancing solutions via various loan programs, including USDA, VA, jumbo, FHA, and conventional mortgages. The loan officers offer additional lending for multiple needs, such as renovation loans for home repairs and down payment assistance to cover closing costs and down payments for new home purchases. Hometrust Mortgage has in-house processing, underwriting, and closing departments to hasten the lending process and enhance consistency.

3402 110th St # 101
Lubbock, TX 79423

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