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Best Mortgage Refinance Companies in Odessa

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2023
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Chris Karns logo
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License Verified:

License: 918977

Nationwide Multistate Licensing System and Registry

Chris Karns

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223 W Wall St, Midland, TX 79701
  • Commercial Loans

Business Description

Chris Karns provides mortgage refinance solutions to residents of Odessa and the surrounding areas. He is a loan officer from Integrity First Financial. He helps individuals and families achieve their financial goals by connecting them with various lenders. FHA, USDA, and VA loans are among the programs he provides. Clients have the option to obtain a pre-approval letter, compare mortgage programs, and search for properties using a set of tools that can be accessed through Chris' website.

License Verified:

License: 918977

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
HNB Mortgage logo
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License Verified:

License: 226999

Nationwide Multistate Licensing System and Registry

HNB Mortgage

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2101 West Wadley, Suite 36, Midland, TX 79705
  • FHA, VA, Conventional
  • NMLS #205935

Business Description

HNB Mortgage provides financing solutions to Odessa and the neighboring areas. It works with clients looking for lending programs to refinance their current mortgages, purchase primary and secondary residences, and invest in new income-producing properties. Loan types available include FHA, VA, and conventional. HNB Mortgage's team of processors, underwriters, and loan closing specialists helps borrowers throughout the lending process, keeping them informed about the status of their loans by sending frequent updates and progress reports.

License Verified:

License: 226999

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.8 / 5 (43)
Google
5.0 / 5 (41)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Patty Marquez Group logo
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License Verified:

License: 278552

Nationwide Multistate Licensing System and Registry

Patty Marquez Group

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825 John Ben Shepperd Pkwy., Ste. 5, Odessa, TX 79761
  • Reverse Mortgages

Business Description

Patty Marquez Group offers mortgage refinancing solutions to clients living in Odessa. It helps families obtain their dream homes by catering to first-time home buyers or those looking for refinancing options at lower rates. The group operates under Cardinal Financial Company and provides home refinancing options covering fixed rates, adjustable rate mortgages, conforming loans, jumbo and super jumbo loans, and FHA, VA, and USDA loans. Patty Marquez Group has more than five decades of combined experience in the mortgage industry.

License Verified:

License: 278552

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Quicklender.com logo
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License Verified:

License: 621110

Nationwide Multistate Licensing System and Registry

Quicklender.com

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4305 N. Garfield Street, Suite 213A, Midland, TX 79705
  • New Construction

Business Description

Quicklender.com is a mortgage service provider catering to the refinancing goals of homeowners in the Odessa metro. Operated by mortgage broker Julie Wong, it provides refinancing options through conventional, USDA, and FHA loans. Wong and her team assist borrowers in preparing paperwork, searching and comparing different lender rates, and handling the closing process. Wong has been serving clients for more than 20 years. She designs financial solutions for foreign nationals, commercial property buyers, and ITIN professionals.

License Verified:

License: 621110

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sarai Torres logo
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License Verified:

License: 809188

Nationwide Multistate Licensing System and Registry

Sarai Torres

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4555 E University D-5, Odessa, TX 79762
  • New Construction

Business Description

Sarai Torres is a loan officer representing Benchmark Mortgage in Odessa. She speaks fluent Spanish and has been in the mortgage industry for over a decade. She assists clients with mortgage refinance needs, helping them secure the loan for cashing out equity, reducing interest rates, and lowering monthly mortgage payments. Her process involves online and in-person consultation, which checks for employment, assets, and credit scores for pre-approval. Torres also caters to veterans through The Veterans Home Front, Benchmark Mortage's loan programs for active and retired military personnel.

License Verified:

License: 809188

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (63)
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Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.