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Best Mortgage Refinance Companies in Midland

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5329 W Loop 250 N, Midland, TX 79707
Midland, TX 79707

Since 1984, Community National Bank has been addressing the financial needs of the residents in Midland and surrounding communities. It helps clients to secure better mortgage terms by offering refinancing solutions. Loan options available include conventional, VA, FHA, and jumbo. The firm provides home equity loans to finance home improvement projects that include large purchases. The experts on staff offer interim or construction loans that are short term and temporary financing to build a family residence for one to four members. Community National Bank supports businesses through financing for real estate, equipment, agriculture, operational expenses, and oil and gas investments. Other lending solutions include personal loans for purchasing homes, vehicles, or vacations.

5329 W Loop 250 N, Midland, TX 79707
Midland, TX 79707

Website(432) 262-1600

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4900 E 52nd St, Odessa, TX 79762
Odessa, TX 79762

Complex Community FCU offers loan refinancing services in the Midland area. This credit union employs trained professionals who walk clients through the refinancing process to maintain or lower payment terms, potentially helping them pay off loans quicker, build more home equity, and save money on monthly mortgage payments. To refinance with Complex Community FCU, clients must be a current member of the credit union or obtain same-day membership during the application process. Clients must also supply a current loan contract for a trained loan officer to review. The credit union also offers auto and personal loans plus credit cards and savings and investment programs.

4900 E 52nd St, Odessa, TX 79762
Odessa, TX 79762

Website(432) 550-9126

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5606 W Wadley Ave, Midland, TX 79707
Midland, TX 79707
Instagram

Since 1998, FirstCapital Bank of Texas has offered home mortgage refinance in Midland with fixed and adjustable rates. The veteran team of mortgage professionals assists home buyers and clients looking to refinance their current mortgage to save money each month on payments and shorten overall loan terms. Loan options include conventional fixed-rate, FHA, VA, jumbo, and cash-out equity loans for homes or investment properties. FirstCapital Bank of Texas can also provide construction loans. The loan officers work personally with customers to tailor the refinancing process to each client's needs, whether that be consolidating debt or accessing cash from the home's equity.

5606 W Wadley Ave, Midland, TX 79707
Midland, TX 79707

InstagramWebsite(432) 697-6424

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4411 West Illinois Avenue, Midland, TX 79703
Midland, TX 79703
  • New Construction

Frank Perea is a mortgage expert representing SecurityNational Mortgage in Midland. An experienced and NMLS certified loan specialist, Frank Perea has a proven track record of helping people get out of their mortgage problems through simple loan application processes. His conventional, government, and specialty refinancing options help reduce clients' mortgage interest rates as well as shorten their mortgage payment periods. There are also options for debt consolidation, equity cash-outs, and removal of mortgage insurance. Frank has more than 15 years of experience in the industry.

4411 West Illinois Avenue, Midland, TX 79703
Midland, TX 79703

Website(432) 897-2299

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

21 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2101 West Wadley Avenue, Midland, TX 79705
Midland, TX 79705
Instagram

HNB Mortgage is a full-service mortgage refinance company that serves clients of Midland and nearby areas. The company helps clients in finding the right loan option for their unique needs. Its team of expert brokers is well-versed in handling a wide range of loan options like FHA, VA, conventional, and 15 or 30-year fixed-rate mortgages. Led by Suzanne Smith, the company has won the Gold Medal for the Midland Reporter Telegram's Reader's Choice from 2008-2016.

2101 West Wadley Avenue, Midland, TX 79705
Midland, TX 79705

InstagramWebsite(432) 683-0081

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

65 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4410 North Midkiff Road, Midland, TX 79705
Midland, TX 79705
  • New Construction

LeighAnne Price, a loan officer at Supreme Lending, guides Midland residents in several areas, including mortgage refinancing which caters to clients looking into reducing their loans' interest rates or shortening their mortgages' terms. Furthermore, Price guides clients who are first-time borrowers, providing assistance throughout the entire process, from application, setup, and underwriting to closing. Conventional, jumbo, adjustable rate, VA, and FHA loans are some of the options she and her team can help clients with.

4410 North Midkiff Road, Midland, TX 79705
Midland, TX 79705

Website(432) 210-8894

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

9 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3211 West Wadley Avenue, Midland, TX 79705
Midland, TX 79705
Instagram
  • New Construction

Benchmark Mortgage is a team of loan officers specializing in mortgage lending to borrowers around the West Texas area. The company has offices in Midland and Grandbury. The founding manager of the Midland branch, Tracy Timlin Robinson, has been offering home loan solutions to clients in Permian Basin and the surrounding areas in Texas since 1987. The company provides information on the mortgage loan process, which includes steps on home buying, documents that need to be prepared, and other details.

3211 West Wadley Avenue, Midland, TX 79705
Midland, TX 79705

InstagramWebsite(432) 897-4577

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

285 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

6 Desta Dr Ste 2400, Midland, TX 79705
Midland, TX 79705
  • Reverse Mortgages

West Texas National Bank is a privately owned financial institution that has served the Midland area since 1904. The professionals help clients assess their mortgage needs and choose a home loan refinancing solution by providing multiple installment payment plans, low-interest rates, flexible terms, and various revolving lines of credit. Additionally, they offer home improvement loans for new additions or remodeling and home equity lending to enable homeowners to cash out some of their home's equity. West Texas National Bank provides business solutions such as treasury management, commercial real estate lending, agribusiness loans, and oil and gas financing. The bank serves residents via its 10 branches.

6 Desta Dr Ste 2400, Midland, TX 79705
Midland, TX 79705

Website(877) 493-7862

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Frequently Asked Questions:

Q: What should you expect when refinancing a mortgage?
A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.
Q: How often should you refinance your mortgage?
A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?
A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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