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2024

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Best Local Car Insurance Agencies in Laredo

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Laredo Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

134Reviewed

84Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3515 N. Arkansas Street, Suite 107, Laredo, TX 78043
WebsiteLicense: 2122780

Expertise.com Rating

Review Sources

Facebook
5.0 (12)
Google
5.0 (9)

Why choose this provider?

Zimmerman Insurance delivers car indemnity products for customers living in Laredo and the surrounding areas. The company protects vehicles from damage due to floods and natural occurrences. It also offers assurance policies for personal homes, commercial assets, and rental properties. Zimmerman Insurance operates as a local and independent agency whose staff has over 20 years of combined experience protecting clients against unforeseen risks. It works with established industry players such as Safeco Insurance, State Auto, and Mercury Insurance.

  • Multiple Carriers

6019 McPherson Rd STE 6, Laredo, TX 78041
WebsiteLicense: 1799127

Expertise.com Rating

Review Sources

Facebook
5.0 (24)
Google
3.0 (2)

Why choose this provider?

From its office in Spring, the Insurance & Financial Services at Champions serves customers in Laredo who are looking for protection policies for their vehicles. To help clients find suitable products, the agents compare products offered by various carriers like Chubb, Nationwide, and State Auto. They also inform clients about the basic coverage of plans and additional inclusions they may add like liability, collision, and medical expenses. In addition, this 1993-established firm offers umbrella, recreational, life, and home indemnities.

  • Multiple Carriers

2212 Santa Ursula, Laredo, TX 78040

Expertise.com Rating

Review Sources

Facebook
5.0 (6)

Why choose this provider?

Bravo Insurance is an agency that has been partnering Laredo individuals with insurance carriers since 1961. Its team provides Mexican auto insurance policies that are available for utilization daily, within six months, or in annual terms. The insurance coverages include road services, medical assistance, bail bond, third-party liability, and medical expenses for the occupants. The company also assists clients with the claims process whether they are using a car, truck, van, motorcycle, or an SUV.

  • Multiple Carriers

9902 McPherson Road, Laredo, TX 78045
WebsiteLicense: 18182

Expertise.com Rating

Review Sources

Google
4.6 (59)

Why choose this provider?

Delgado Insurance Agency is an independent insurance firm operating in Laredo since 1996. It provides a wide range of car insurance coverage options to individuals and businesses. It first conducts an initial assessment to determine how to protect specific assets. Clients can compare insurance quotes online to find the best policy that fits their needs. This family-owned and operated agency believes that the finest way to gain from the client-agent relationship is through client satisfaction.

  • Multiple Carriers

201 West Del Mar Boulevard, Laredo, TX 78041
WebsiteLicense: 2301108

Expertise.com Rating

Review Sources

Google
4.6 (22)
Facebook
5.0 (3)

Why choose this provider?

AlphaSure Affordable Insurance Services is a Laredo-based independent insurance agency that offers clients various insurance products to address commercial and personal needs. The company has been in the insurance industry since 2001 and has been providing clients with auto insurance solutions that ensure coverage from liabilities, personal injuries, and collisions. Ancillary coverage from uninsured motorists, medical expenses, rental reimbursements, roadside assistance, and various physical damages to the vehicle are also available.

  • Multiple Carriers
  • Bundling Option

517 Shiloh Drive Ste 4, Laredo, TX 78045
WebsiteLicense: 1269308

Expertise.com Rating

Review Sources

Google
4.6 (75)
Yelp
1.0 (1)

Why choose this provider?

Kike Trevino opened his State Farm insurance firm in Laredo in August 2012 after working as a catastrophe adjuster. Since then, he and his team have been assisting vehicle owners in finding car insurance products that let them obtain the coverage they need. They accommodate customers who require boat indemnity plans. Other products offered by his team members include property, business, life, and health insurance. They also offer mutual funds for individuals looking to invest their money. His agency has Spanish-speaking staff members.

  • Bundling Option

6108 McPherson Rd, Suite 8, Laredo, TX 78041
WebsiteLicense: 1876362

Expertise.com Rating

Review Sources

Google
5.0 (3)
Facebook
5.0 (1)

Why choose this provider?

Aschere Insurance Group offers coverage options to individuals in the Laredo metro. The independent agency provides insurance that protects its clients' automobiles from damages incurred from accidents and events like fire, theft, flood, and vandalism. Its insurance products can also cover liability, medical payments, personal injury protection, and injured uninsured motorists. Its team analyzes its clients' assets' value and risk tolerance to provide a coverage plan suitable for them. Aschere Insurance Group also offers commercial insurance products, including general liability, workers' compensation, and business owners policy (BOP).

  • Boats

1020 Washington Street, Laredo, TX 78040
WebsiteLicense: 19786

Expertise.com Rating

Review Sources

Google
4.6 (16)

Why choose this provider?

Protection Insurance Agency authors car insurance policies within the Laredo metro. It represents a wide variety of insurance providers handpicked to allow customization. In addition, the agency offers policies for recreational vehicles, homes. and businesses. Their personal and professional service covers analysis, quotations, claims settlement, and policy review. Founded by Diamantina Luna in 1994, the family-owned and operated agency has expanded to serve surrounding metros with another office in Helotes.

  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

408 Shiloh Drive, Laredo, TX 78045
WebsiteLicense: 1638064

Expertise.com Rating

Review Sources

Google
4.8 (13)
Facebook
5.0 (10)

Why choose this provider?

Americorp Insurance Group LLC is a Laredo-based independent company that offers insurance products to clients, including auto insurance. Furthermore, the multi-line agency also provides protection plans for owners of camper vans, scooters, trucks, and taxis. Its team also furnishes life, health, home, and business insurance policies. For almost a decade, Americorp Insurance Group has been helping individuals, homes, and businesses find the best insurance coverage options and get the security that would give them peace of mind.

  • Multiple Carriers

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Does your car insurance provide coverage if you are driving from Laredo to Mexico?

    No. Car insurance policies in the U.S. are not accepted in Mexico. You can buy a Mexican liability insurance policy from select agents and brokers in Laredo and throughout Texas. Some companies provide endorsements if you take a short trip to Mexico, but these may not have enough coverage.

  • How can you get coverage from the Texas Automobile Insurance Plan Association in Laredo?

    If you cannot obtain car insurance after two companies declined, you may purchase a policy from the Texas Automobile Insurance Plan Association. You can get coverage such as personal injury protection, uninsured/underinsured motorist, and liability coverage under TAIPA. However, there are no options for higher liability limits and comprehensive or collision coverage. Bear in mind, though, that this insurance is more expensive than those you can buy from traditional carriers in Laredo.

  • What happens if you were not able to add a teenage driver to your car insurance policy in Laredo?

    Your insurance company usually requires you to add a teenage driver to your car insurance policy, but if you fail to do so, you could end up paying back premiums. If you need to file a claim in Laredo, you could also be turned down by your insurer. Failure to add the teenage driver to your policy may lead to a non-renewal.

  • Is a digital proof of car insurance allowed in Laredo?

    Yes. A digital device can be used by drivers in Laredo to produce proof of their car insurance. This is stipulated under Texas Transportation Code section 601.053. Drivers are required at all times to carry with them proof of financial responsibility. When a driver fails to provide this proof, such as in a traffic stop, they can show evidence to the court later to avoid paying the penalty.

  • How can you obtain a car accident report from the Laredo Police Department?

    Pick up a copy of your car accident report from the police station at 4712 Maher Ave., Laredo, TX 78041 between Mondays and Fridays from 8:00 a.m. to 5:00 p.m. Reports are usually available two days after the date of the accident. Contact the Records Department at 956-795-2822 to check if the report is ready. Reports can also be obtained online through the Lexis Nexis database.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.