Expertise.com

Best Local Car Insurance Agencies in Laredo

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Local Car Insurance Agencies FAQs

Learn more
AlphaSure Affordable Insurance Services logo
Visit WebsiteWebsite

License Verified:

License: 2301108

Texas Department Of Insurance

AlphaSure Affordable Insurance Services

201 West Del Mar Boulevard, Laredo, TX 78041
Visit WebsiteWebsite
  • Multiple Carriers
  • Bundling Option

Business Description

AlphaSure Affordable Insurance Services is a Laredo-based independent insurance agency that offers clients various insurance products to address commercial and personal needs. The company has been in the insurance industry since 2001 and has been providing clients with auto insurance solutions that ensure coverage from liabilities, personal injuries, and collisions. Ancillary coverage from uninsured motorists, medical expenses, rental reimbursements, roadside assistance, and various physical damages to the vehicle are also available.

License Verified:

License: 2301108

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (22)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Americorp Insurance Group LLC logo
Visit WebsiteWebsite

License Verified:

License: 1638064

State of New Jersey Banking and Insurance

Americorp Insurance Group LLC

408 Shiloh Drive, Laredo, TX 78045
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Americorp Insurance Group LLC is a Laredo-based independent company that offers insurance products to clients, including auto insurance. Furthermore, the multi-line agency also provides protection plans for owners of camper vans, scooters, trucks, and taxis. Its team also furnishes life, health, home, and business insurance policies. For almost a decade, Americorp Insurance Group has been helping individuals, homes, and businesses find the best insurance coverage options and get the security that would give them peace of mind.

License Verified:

License: 1638064

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (13)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Aschere Insurance Group logo
Visit WebsiteWebsite

License Verified:

License: 1876362

Texas Department of Insurance

Aschere Insurance Group

6108 McPherson Rd, Suite 8, Laredo, TX 78041
Visit WebsiteWebsite
  • Boats

Business Description

Aschere Insurance Group offers coverage options to individuals in the Laredo metro. The independent agency provides insurance that protects its clients' automobiles from damages incurred from accidents and events like fire, theft, flood, and vandalism. Its insurance products can also cover liability, medical payments, personal injury protection, and injured uninsured motorists. Its team analyzes its clients' assets' value and risk tolerance to provide a coverage plan suitable for them. Aschere Insurance Group also offers commercial insurance products, including general liability, workers' compensation, and business owners policy (BOP).

License Verified:

License: 1876362

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bravo Insurance logo
Visit WebsiteWebsite

Bravo Insurance

2212 Santa Ursula, Laredo, TX 78040
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Bravo Insurance is an agency that has been partnering Laredo individuals with insurance carriers since 1961. Its team provides Mexican auto insurance policies that are available for utilization daily, within six months, or in annual terms. The insurance coverages include road services, medical assistance, bail bond, third-party liability, and medical expenses for the occupants. The company also assists clients with the claims process whether they are using a car, truck, van, motorcycle, or an SUV.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Cavazos Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 1732

Texas Department Of Insurance

Cavazos Insurance Agency

2107 San Bernardo Avenue, Laredo, TX 78040
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Cavazos Insurance Agency provides risk management solutions from its Laredo location. The company offers a range of products for both individuals and businesses, including auto insurance. Its team has access to policy options from different carriers such as Dairyland, United Fire Group, Travelers, and Progressive. In addition to auto insurance, the agency also provides protection plans that cover homes, farms, and ranches. Cavazos Insurance Agency has been serving clients' risk management needs for more than 85 years.

License Verified:

License: 1732

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Delgado Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 18182

Texas Department Of Insurance

Delgado Insurance Agency

9902 McPherson Road, Laredo, TX 78045
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Delgado Insurance Agency is an independent insurance firm operating in Laredo since 1996. It provides a wide range of car insurance coverage options to individuals and businesses. It first conducts an initial assessment to determine how to protect specific assets. Clients can compare insurance quotes online to find the best policy that fits their needs. This family-owned and operated agency believes that the finest way to gain from the client-agent relationship is through client satisfaction.

License Verified:

License: 18182

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (59)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance & Financial Services at Champions logo
Visit WebsiteWebsite

License Verified:

License: 1799127

Texas Department of Insurance

Insurance & Financial Services at Champions

6019 McPherson Rd STE 6, Laredo, TX 78041
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

From its office in Spring, the Insurance & Financial Services at Champions serves customers in Laredo who are looking for protection policies for their vehicles. To help clients find suitable products, the agents compare products offered by various carriers like Chubb, Nationwide, and State Auto. They also inform clients about the basic coverage of plans and additional inclusions they may add like liability, collision, and medical expenses. In addition, this 1993-established firm offers umbrella, recreational, life, and home indemnities.

License Verified:

License: 1799127

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (24)
Google
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kike Trevino logo
Visit WebsiteWebsite

License Verified:

License: 1269308

Texas Department of Insurance

Kike Trevino

517 Shiloh Drive Ste 4, Laredo, TX 78045
Visit WebsiteWebsite
  • Bundling Option

Business Description

Kike Trevino opened his State Farm insurance firm in Laredo in August 2012 after working as a catastrophe adjuster. Since then, he and his team have been assisting vehicle owners in finding car insurance products that let them obtain the coverage they need. They accommodate customers who require boat indemnity plans. Other products offered by his team members include property, business, life, and health insurance. They also offer mutual funds for individuals looking to invest their money. His agency has Spanish-speaking staff members.

License Verified:

License: 1269308

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (56)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Protection Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 19786

Texas Department Of Insurance

Protection Insurance Agency

1020 Washington Street, Laredo, TX 78040
Visit WebsiteWebsite
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Protection Insurance Agency authors car insurance policies within the Laredo metro. It represents a wide variety of insurance providers handpicked to allow customization. In addition, the agency offers policies for recreational vehicles, homes. and businesses. Their personal and professional service covers analysis, quotations, claims settlement, and policy review. Founded by Diamantina Luna in 1994, the family-owned and operated agency has expanded to serve surrounding metros with another office in Helotes.

License Verified:

License: 19786

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
South Texas Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 1211521

Texas Department Of Insurance

South Texas Insurance Agency

2201 San Salvador Street, Laredo, TX 78046
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Established in 2006, South Texas Insurance Agency has been providing the insurance needs of clients in Laredo. It is owned and operated by Rosie Castillo, who has been in the industry since 1997. Castillo and her team specialize in auto policy that can pay for car repairs, injuries, medical costs and protect the clients against uninsured motorists in the event of an accident. Some of the other products are homeowners, commercial, and workers compensation insurance. Customers may also reach South Texas Insurance Agency through their social media page.

License Verified:

License: 1211521

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.6 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Zimmerman Insurance logo
Visit WebsiteWebsite

License Verified:

License: 2122780

Texas Department of Insurance

Zimmerman Insurance

3515 N. Arkansas Street, Suite 107, Laredo, TX 78043
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Zimmerman Insurance delivers car indemnity products for customers living in Laredo and the surrounding areas. The company protects vehicles from damage due to floods and natural occurrences. It also offers assurance policies for personal homes, commercial assets, and rental properties. Zimmerman Insurance operates as a local and independent agency whose staff has over 20 years of combined experience protecting clients against unforeseen risks. It works with established industry players such as Safeco Insurance, State Auto, and Mercury Insurance.

License Verified:

License: 2122780

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

Read all FAQs