Expertise.com

2024

Last updated:

Best Life Insurance Companies in Irving

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Irving Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

10496Reviewed

6304Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
9111 Cypress Waters Blvd Ste 450, Coppell, TX 75019

Why choose this provider?

Jon Nolan Insurance is an independent agency managed by an industry veteran with over 15 years of experience. It helps clients purchase health insurance policies and is particularly experienced Medicare coverage and supplemental Medicare policies. It also assists clients with health insurance plans both through and outside of the Affordable Care Act. Jon Nolan Insurance is experienced with life insurance policies too, and it structures policies that arrange for final expenses as well as a range of concerns following the death of the policy holder, such as mortgages payments, dependents' wellbeing, and income replacement needs. This company represents a range of different carriers, giving clients have a multitude of options.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
927 E Pioneer Dr, Irving, TX 75061

Why choose this provider?

Mi Pueblo Services Inc. is a health insurance company in Irving with over 23 years of experience. Deliberately small, this company provides hands-on, in-depth insurance consulting services to individuals and businesses as it navigates policy options and finds matches for their circumstances. Mi Pueblo Services Inc. provides insurance advice impacted by its extensive knowledge of financial planning. It often assists businesses as they purchase group health insurance policies and assesses their needs to find solutions at competitive rates. Aside from the insurance services it performs for businesses, this company also does business management and accounting work and provides a bevy of other financial services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (72)
Google
4.5 / 5 (65)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1801 North Hampton Road, Suite 383, DeSoto, TX 75115
  • Life Insurance
  • Term Life Insurance

Why choose this provider?

AFIG Insurance Services is an independent insurance agency that serves clients in Irving. It offers term life insurance policies and other types of insurance products that include auto, homeowners, renters, and general liability insurance. To provide customized insurance coverage, AFIG Insurance Services has formed partnerships with several insurance carriers, including Progressive, Safeco Insurance, and The Hartford. Since its establishment in 2007, the insurance agency has earned a reputation for providing protection for individuals, families, and businesses.

License Verified:

License: 879901

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.0 / 5 (11)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
15851 Dallas Pkwy Suite 100, Addison, TX 75001
  • Life Insurance

Why choose this provider?

Penn Mutual is a wealth management firm that caters to individuals and businesses in Irving and nearby areas. Its professionals develop strategies to help individuals achieve their financial goals, which include wealth accumulation, risk management, and retirement and estate planning. It also provides insurance products, including life, liability, and personal coverage. These products aim to protect the client's family from future financial consequences. Its managing partner, Aaron Peck, holds various designations, including CASL and ChFC.

License Verified:

License: 67644

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
12100 Ford Road, Farmers Branch, TX 75234
  • Health Insurance
  • Life Insurance

Why choose this provider?

Bowie Insurance is an independent insurance agency serving clients in Irving. It offers a range of insurance coverage and solutions, including term, whole, and universal life insurance as well as senior care and disability insurance. It also provides extensive commercial and business insurance coverage. Additionally, the agency's website provides resources on insurance career development. Its founder, Tamela Bowie, has been in the industry since 1999. She also owns and operates an interior design boutique firm, and she teaches insurance with Texas Insurance Training Academy.

License Verified:

License: 978486

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
310 W 2nd St, Irving, TX 75060
  • Life Insurance

Why choose this provider?

Marcelo M. Campon Agency, LLC, is a full-service insurance firm catering to the needs of individuals and families in Irving. Its insurance professionals help clients prepare and plan for their future by offering life insurance products customized to their financial goals. These professionals provide solutions for clients tailored for convenience, including an online resource for paying bills and getting instant quotes. The firm was established by Marcelo Campon in 1995. It can assist clients in English and Spanish.

License Verified:

License: 1259785

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (26)
Facebook
4.6 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2814 N O'Connor Rd, Irving, TX 75062

Why choose this provider?

Argel Flores is an insurance agency working with State Farm Insurance in Irving. Flores helps clients find health insurance plans that cover visits with their doctors and hospitals, prescription medications, necessary medical devices, and some major medical procedures. He also offers life insurance plans to support his clients' loved ones in the events of their deaths. Additionally, Flores has experience helping clients obtain insurance for their homes, cars, and businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (71)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
512 Silicon Drive, Southlake, TX 76092
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Long Term Care
  • Term Life Insurance

Why choose this provider?

Empower Brokerage has been helping individuals and families in Irving and nearby areas in finding life insurance plans since 2003. This independent agency represents 68 insurance carriers, including Western United Life, Gerber, and Mutual of Omaha, to help clients find the right coverage for their needs and circumstances. In addition to providing insurance policies, the firm offers training and field marketing organization for Individual Health, ACA, Ancillary, and Medicare agents.

License Verified:

License: 251836

Texas Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4425 West Airport Freeway Suite 310, Irving, TX 75062
  • Life Insurance

Why choose this provider?

Hawk's Bay Insurance Group caters to individuals, families, and businesses in the Irving metro and the surrounding areas. It offers different types of life insurance policies, including term, universal, and whole. These products can pay for college tuition, debt settlements, and funeral costs. The agency also provides auto, home, health, general liability, and workers' compensation insurance plans. It represents various carriers, such as Allstate, Liberty Mutual, Nationwide, and The Hartford. Sabita Pathak, the COO, holds a master's degree in Business Administration.

License Verified:

License: 1700005

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (255)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
320 Singleton Boulevard, Dallas, TX 75212
  • Life Insurance
  • Health Insurance

Why choose this provider?

Luis Rivera is a Texas-based State Farm insurance agent serving the Irving, Dallas, and Fort Worth areas. He offers personalized life insurance packages—with options for term, whole, and universal life coverage—and is proficient in constructing policies that best fit the clients' needs, lifestyles, and long-term goals. He is committed to educating his clients regarding all aspects of their insurance and helping with policy changes and filing claims when needed. Additionally, Luis and his team provide 24/7 customer service and are capable of assisting Spanish-speaking clients.

License Verified:

License: 1461832

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
300 Decker Drive, Irving, TX 75062

Why choose this provider?

Global Financial & Insurance Services has helped local businesses, families, and individuals across the greater Irving area find affordable insurance options since 1997. The firm educates clients about types of life and health insurance policies to help them select products that most closely fit their needs. Global Financial & Insurance Services offers one-off health insurance plans to consumers. It also helps employers find discounted health insurance policies to offer as employee compensation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (48)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
500 South Denton Tap Road, Coppell, TX 75019
  • Life Insurance

Why choose this provider?

The Select Insurance Agency is a brokerage near Irving that offers insurance products to individual clients and businesses in the area. The company has been operating for more than 15 years and is headed by Todd McShan, a licensed insurance agent with over 25 years of experience in personal and business insurance lines. It offers life insurance products such as term life insurance and whole life insurance. The policies provide death benefits to the decedent as well as additional income streams to the heirs.

License Verified:

License: 912750

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.6
Google
4.0 / 5 (16)
Facebook
3.0 / 5 (7)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1430 Robinson Road, Denton, TX 76210
  • Life Insurance
  • Health Insurance

Why choose this provider?

Insurance Connection USA is a team of professionals providing life insurance options to families in Irving and surrounding areas. Since 2005, the firm has helped thousands of clients prepare for life's unexpected events through personalized life insurance policies. The professionals at Insurance Connection USA walk clients through various scenarios to help them choose the type of policy that suits their needs. Clients can discuss their options with an agent by calling or visiting the nearest Insurance Connection in their location.

License Verified:

License: 2023494

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1335 N Belt Line Rd 10, Irving, TX 75061

Why choose this provider?

AmeriChoice Insurance Services is a full-service insurance agency that's based in Irving. The independent insurance agency sells Progressive term life insurance policies with coverages ranging from 10 to 30 years. As a Progressive authorized independent agent, AmeriChoice Insurance Services also sells Progressive auto, motorcycle, boat, and home insurance policies. AmeriChoice Insurance Services provides commercial general liability insurance policies to catering companies, day care centers, and churches. It also offers coverage to painters, contractors, and plumbers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
5.0 / 5 (8)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
500 East Round Grove Road, Lewisville, TX 75067
  • Life Insurance
  • Health Insurance

Why choose this provider?

Nick Fincham is a State Farm insurance agent who lists Irving as one of his service areas. Fincham offers life insurance options, including whole life, universal life, and term life policies. He guides clients through the process of picking policies appropriate for their goals. Additionally, he provides business owners with life insurance options for their small businesses. Fincham and his team assist individuals and families in selecting insurance policies that cover their homes, properties, vehicles, and businesses.

License Verified:

License: 1912449

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1431 Greenway Dr Ste 400, Irving, TX 75038

Why choose this provider?

TCI Texas Insurance is a life insurance company in Irving that also provides health insurance services. It works with clients of all different budget levels and finds policies that fit their needs in terms of coverage and benefit options as well as price points. Its agents simplify the buying process by guiding clients through it, and they compile rates so that clients don't have to structure comparisons on their own, saving them time on research and reducing the likelihood of an uninformed purchase being made. TCI Texas Insurance serves individuals and business alike in the realm of healthcare services, and it helps clients to purchase coverage in many different categories in order to protect against spontaneous treatment costs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
800 West Airport Freeway, Irving, TX 75062

Why choose this provider?

Mainstay Insurance offers life and health insurance to clients in Irving. Health insurance quotes are available for managed care and fee-for-service options, and life insurance quotes are available for term policies. Quotes are also possible for disability and long-term care insurance. Potential and current clients can also obtain other types of insurance through the company, including flood, home, motorcycle, auto, and business insurance. Service is available in English and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (49)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
210 South O Connor Road, Irving, TX 75060
  • Health Insurance
  • Life Insurance

Why choose this provider?

Kerri Miene offers State Farm Insurance policies to customers in the Irving area. Individuals can get life insurance so that their beneficiaries are covered. The plan includes payouts for outstanding debts, funeral costs, and future expenses like tuition. Miene also provides insurance for homes and properties, along with business plans that cover general liability and workers' compensation claims. As a Chartered Financial Consultant, she can help clients who want to put their money into mutual funds. Spanish services are available.

License Verified:

License: 1266375

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)
Facebook
5.0 / 5 (11)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • How are life insurance benefits distributed to recipients in Irving by insurance companies?

    Insurance beneficiaries in Irving may select from the following death benefit payout types:

    • Fixed Period: The insurer disburses the death benefit with interest over a certain time in installments.
    • Interest Option: The insurer preserves the death benefit while paying the beneficiary recurring interest payments.
    • Life Refund: The insurer offers a fixed monthly payment for life to the beneficiary, potentially exceeding the policy's stated death benefit if they live longer than expected.
  • What happens to the premiums if the life insurance company in Irving denies a claim?

    If the life insurance company in Irving denies a claim, the insured's premiums must be returned to their beneficiaries. Insurance firms can only refuse to pay out the death benefit once they can demonstrate that the insured provided false information or omitted something on the application for the policy.

  • Will the life insurance policyholder in Irving incur interest for a late payment?

    Within the 31-day grace period permitted, policyholders in Irving can still make a late payment on their life insurance without incurring interest. In Texas, there is a grace period that begins after the premium due date. Policyholders who made their payments within that time are still covered. Beneficiaries will get the death benefit less any unpaid premiums if the insured passes away during the specified time frame.

  • Is it possible to reinstate a life insurance policy in Irving?

    Individuals may reinstate a life insurance policy in Irving within a year of its lapse, as stated in Section 1106.006 of the Texas Life Insurance Statute. They must pay the unpaid premiums from when it lapsed to the reinstatement date. Additionally, the insured is responsible for paying the interest on those premiums, which will not exceed 6% annually throughout that period.

  • Do all residents of Irving have access to life insurance automatically?

    No. Insurance companies set various standards to evaluate whether residents of Irving are eligible for life insurance. Age, gender, and health conditions are a few of the variables they take into account. To determine a person's risk level, insurers may also consider their jobs, lifestyle, and interests. Additionally, these elements may form the basis of premium costs.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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