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Best Credit Repair Companies in Arlington

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Credit Saint logo
FEATURED
Free credit evaluation

Credit Saint

Arlington, TX
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  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Audit
  • Credit Repair

Business Description

Credit Saint is a credit restoration company that caters to clients from Arlington and surrounding areas. The company believes that having knowledge about credit processes can greatly improve one's life, which is why its team is dedicated to helping clients understand everything there is to know about credit. Credit Saint offers a private dashboard that clients may easily access to view progress and analysis reports about their credit scores. The company also assists clients in positive credit optimization.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (5317)
Yelp
2.5 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free credit evaluation

700 Plus Credit LLC logo
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700 Plus Credit LLC

2616 S Loop W Ste 435, Houston, TX 77054
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Business Description

700 Plus Credit LLC is a financial services company that has helped consumers achieve better credit ratings in Arlington and neighboring cities since 2000. Its trained credit counselors evaluate a client's credit score, analyze their credit habits, and identify negative issues. The company seeks to have incorrect entries and inquiries removed from a client's credit profile with the three major credit bureaus. 700 Plus Credit LLC also helps clients obtain access to auto, mortgage, and personal lines of credit.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.6 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
AMPM Credit Repair logo
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AMPM Credit Repair

5601 Bridge St Ste 300, Fort Worth, TX 76112
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Business Description

AMPM Credit Repair is a credit repair agency near Arlington that helps credit borrowers by disputing inaccurate and unverifiable items on their reports. Its package provides credit education and personalized strategies to help clients improve their credit scores. An audit analysis examines reports from all three major credit bureaus for items that may be inaccurate or easily resolved with a few changes from the client. It also provides clients with unlimited disputes and support.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (148)
Best Texas Credit Pros, LLC logo
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Best Texas Credit Pros, LLC

1751 River Run Ste 200, Fort Worth, TX 76107
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Business Description

Best Texas Credit Pros LLC is an attorney-based credit repair company offering credit repair services near Arlington. The lawyers and credit professionals have more than 23 years of combined experience assisting clients with repairing their credit. Formally trained to deal with all three credit bureaus, the team works closely with clients to analyze their credit problems and create strategies to improve their credit scores. Then, they write custom dispute letters and offer tools for continued credit improvement.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (59)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Crown Credit Repair logo
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Crown Credit Repair

3317 Finley Rd Ste 219, Irving, TX 75062
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Business Description

Crown Credit Repair is a family-owned and reputable credit repair business serving customers in Arlington and surrounding communities. Its experienced counselors are trained to review a client's credit report and identify what is impacting their credit rating. By working closely with credit bureaus and creditors, the business works to remove unverified, inaccurate, and outdated information from the client's credit history. Crown Credit Repair also helps clients build positive credit by offering secured credit cards and other guaranteed approval financial accounts for its clients. Crown Credit repair is passionate about getting results for each client. It offers a personable yet professional experience with proven results.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
D818 Consulting logo
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D818 Consulting

4006 Belt Line Rd Ste 138, Addison, TX 75001
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Business Description

D818 Consulting is a credit repair company serving clients in the Arlington area. The company analyzes clients' credit reports, assesses the factors that negatively affect their credit scores, and provides actionable insights that may help improve it. D818 Consulting also challenges all questionable information with credit bureaus, creditors, and collectors. Examples of this include inquiries, late payments, duplicate charges, and bankruptcies, and it offers free consultations. D818 Consulting's goal is to positively impact people's financial lives by providing education that can help restore credit.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Elegance Financial Services logo
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Elegance Financial Services

1332 Teasley Lane, Denton, TX 76205
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  • Credit Dispute
  • Unconditional Money Back Guarantee

Business Description

Elegance Financial Services is a credit restoration firm serving individuals and businesses in Arlington. The company advises clients on ways to improve credit scores and guides them on how to use the firm's online tools. Member portals are used to check and dispute credit reports, coach clients on financial documentation, review the accuracy of uploaded information, and keep track of the client's credit score. The company offers a variety of plans to address the different financial goals of clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Evolve Credit Repair logo
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Evolve Credit Repair

300 West Main Street, Arlington, TX 76010
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Business Description

Evolve Credit Repair is a credit repair agency based in Arlington. It offers a full-service experience through the process it follows and works with a team of professionals with over 25 years of combined experience in the business. The process involves conducting a deep credit review and collaborating with the clients to create a personalized action plan. The company's team cleans up credit reports and maneuvers settlements for clients, as well as offers advice on long-term strategies to maintain good credit.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Smoy Credit Repair logo
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Smoy Credit Repair

1003 Dove Creek Dr, Duncanville, TX 75116
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  • Debt Consolidation

Business Description

Smoy Credit Repair has been offering credit repair services to clients in Arlington and surrounding areas since 1995. It covers various credit issues, such as late payments, bankruptcy help, home loans, debt counseling, and judgments. It assesses the clients' case to identify the gaps and opportunities, creates a project plan with cost analysis, timelines, and milestones. Its owner and operator, Shelia Outlaw-Young, is also known as "The Credit Doctor" and has 26 years of experience in the industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Texas Credit Fix logo
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Texas Credit Fix

3000 S Hulen St Ste 124, Fort Worth, TX 76109
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Business Description

Texas Credit Fix is a credit repair company near Arlington that specializes in correcting and removing inaccuracies on clients' credit reports. Its pro credit analysis program examines all three bureaus for discrepancies, and its professionals write customized dispute letters to creditors. Texas Credit Fix offers its clients access to credit building strategies by providing financial coaching and guidance. Customers can take advantage of its ongoing credit monitoring, which lets them see changes in their credit scores

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Phenix Group logo
Visit WebsiteWebsite

The Phenix Group

5601 Bridge St Ste 300, Fort Worth, TX 76112
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Business Description

The Phenix Group is a credit repair company near Arlington that provides attorney-engaged credit services. The attorneys on staff assist with credit issues such as repossessions, foreclosures, bankruptcy, debt settlement, late payments, and charge-offs. Additional services include assistance with student loan consolidation, collections, judgments, and dispute code removal. Clients can also contact the company to help with reestablishing their credit and enrolling in credit coaching programs. The Phenix Group provides credit education to all of its clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Trinity Credit Services logo
Visit WebsiteWebsite

Trinity Credit Services

2545 Lone Star Rd., Celina, TX 75009
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  • Credit Dispute

Business Description

Trinity Credit Services is a credit repair company that assists clients with financial needs in the Arlington metro. The company restores the client's credit scores by working on late payments, bankruptcies, foreclosures, tax liens, and collections. Its credit repair process includes report evaluation, a credit repair plan that is FCRA, HIPAA, and FCBA compliant, and credit reporting agency correspondence. Trinity Credit Services is Fair Credit Reporting Act certified and a member of the McKinney, TX Chamber of Commerce.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

How long does a repo stay on your credit report?

A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

Do credit repair companies work?

Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

How long does it take to repair credit?

Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

  • Inaccurate late payment: 30-45 days
  • Inaccurate missed payment: 30-45 days
  • Numerous issues from multiple creditors: A few months
  • Fraud or identity theft: Several months to a year or more
  • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process

Can I repair my own credit?

Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

Can credit repair companies remove charge offs?

Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

Can a credit repair company remove late payments?

Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Read all FAQs