Best Mortgage Refinance Companies in Sugar Land

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
Champions Mortgage logo
Visit Website

License Verified:

License: 1706471

Nationwide Multistate Licensing System and Registry

Champions Mortgage

16525 Lexington Blvd. Suite 200, Sugar Land, TX 77479
Visit Website
  • Reverse Mortgages
  • New Construction
  • Resale Purchase
  • Home Equity Cash Out
  • Refinance

Business Description

Champions Mortgage is a brokerage that helps borrowers in Sugar Land refinance their existing mortgages. It offers adjustable-rate, fixed-rate, and interest-only home financing options, as well as VA and FHA loans. The brokerage emphasizes transparency in its real estate transactions by comparing loan estimates from various lenders and evaluating title services. Its founder, Joel Mathew, learned about residential mortgage lending while working for JP Morgan Chase in 2015. Champions Mortgage has funded over $100 million in loans since 2017.

License Verified:

License: 1706471

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (221)
Facebook
4.4 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Visit Website

Champions Mortgage

Codemark Financial logo
Visit Website

License Verified:

License: 361097

Nationwide Multistate Licensing System and Registry

Codemark Financial

77 Sugar Creek Center Blvd., Sugar Land, TX 77478
Visit Website
  • Reverse Mortgages

Business Description

Codemark Financial is a locally owned and operated business that serves real estate investors and first-time homebuyers in Sugar Land and the surrounding areas. For over a decade, the company has offered various mortgage refinancing options, such as USDA, VA, FHA, and cash-out refinance. Owner and mortgage broker Mark MacInerney has helped over 1,000 families in refinancing, selling, and buying properties. Codemark Financial provides other programs, like fixed-rate mortgages, jumbo, rehab, and investment property loans.

License Verified:

License: 361097

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (63)
Facebook
4.9 / 5 (60)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Codemark Financial

Discovered Homes Investment, Inc logo
Visit Website

License Verified:

License: 284779

Nationwide Multistate Licensing System and Registry

Discovered Homes Investment, Inc

800 Bonaventure Way Ste 107, Sugar Land, TX 77478
Visit Website
  • New Construction
  • Reverse Mortgages

Business Description

Discovered Homes Investment, Inc., offers real estate and mortgage services in the Sugar Land community. The company has been in the industry for over 20 years, working with customers refinancing their current mortgage to lower their down payment or change the terms. It also assists individuals in finding a home that fits their budget and lifestyle through loan programs. These programs include conventional, FHA, and VA loans. Additionally, the firm has a down payment assistance program for low and medium-income families.

License Verified:

License: 284779

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (141)
Facebook
5.0 / 5 (15)
Yelp
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Discovered Homes Investment, Inc

Empower Home Lending logo
Visit Website

License Verified:

License: 874171

Nationwide Multistate Licensing System and Registry

Empower Home Lending

14100 Southwest Freeway # 470, Sugar Land, TX 77478
Visit Website
  • New Construction

Business Description

Empower Home Lending accommodates property owners and real estate investors in and around Sugar Land. The facility provides a variety of residential loan options, such as jumbo, VA, conventional, FHA, and fixed-rate mortgages. Its loan officers help clients throughout the home refinancing, selling, and purchasing process, including inspecting the property's electrical, foundation, and structure. Empower Home Lending partners with multiple nationwide lenders, like US Bank and PenFed, to compare rates and custom-design loan programs. It is also a Fannie Mae and Freddie Mac direct lender.

License Verified:

License: 874171

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Visit Website

Empower Home Lending

Home4U Mortgage logo
Visit Website

License Verified:

License: 1475235

Nationwide Multistate Licensing System and Registry

Home4U Mortgage

16754 Southwest Fwy, B, Sugar Land, TX 77479
Visit Website
  • Reverse Mortgages

Business Description

Home4U Mortgage is a team of loan consultants serving Sugar Land and its neighboring communities. They offer a variety of residential programs, catering to clients who are refinancing or purchasing. These include FHA, jumbo, and conventional loans. The company also has mortgage options for service members, veterans, and homeowners planning to renovate properties. Home4U Mortgage works with several lenders, allowing it to provide clients with different options. It was founded by Shamez Pirani, who started working in the real estate industry in 2013.

License Verified:

License: 1475235

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Visit Website

Home4U Mortgage

HomeTrust Financing logo
Visit Website

License Verified:

License: 2151259

Nationwide Multistate Licensing System and Registry

HomeTrust Financing

2245 Texas Dr. Suite 300,, Sugar Land, TX 77479
Visit Website
  • New Construction

Business Description

HomeTrust Financing is a local mortgage broker that caters to clients in the Sugar Land metro. It offers home purchase loans and refinancing options for individuals wishing to acquire or invest in real estate. Its loan solutions include FHA, VA, USDA, conventional, bank statement programs, investor no-doc programs, and reverse mortgages. The loan firm is of the opinion that accumulating wealth shouldn't necessitate having an excellent credit score and a sizable down payment.

License Verified:

License: 2151259

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

HomeTrust Financing

HomeWay Mortgage logo
Visit Website

License Verified:

License: 214884

Nationwide Multistate Licensing System and Registry

HomeWay Mortgage

23218 Red River Dr., Katy, TX 77494
Visit Website
  • New Construction

Business Description

HomeWay Mortgage provides services across the Sugar Land metro and the surrounding areas. It offers to help homeowners refinance their mortgage loans to change their rates or terms. It also assists individuals and families applying for mortgage loans, such as jumbo, USDA, FHA, and VA, to purchase homes that suit their needs and budget. In addition to mortgage refinancing and home purchase loans, the company carries construction, hard money, second lien, and disaster relief loans. HomeWay Mortgage extends its services to Brownsville, Amarillo, Houston, Corpus Christi, Midland, and Austin.

License Verified:

License: 214884

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

HomeWay Mortgage

Mattie Mae Financial Services logo
Visit Website

License Verified:

License: 1492939

Nationwide Multistate Licensing System and Registry

Mattie Mae Financial Services

2245 Texas Dr Suite 300, Sugar Land, TX 77479
Visit Website
  • Reverse Mortgages

Business Description

Mattie Mae Financial Services is a mortgage company serving the people of Sugar Land and nearby areas. It works with more than 100 investors, enabling it to help customers get rates that match their financial needs and requirements. Among the services the company offers is mortgage refinancing for homeowners who wish to lower their homes’ interest rates. Clients also have the option to cash out their home’s equity. The firm's other areas of expertise are VA, jumbo, and commercial loans.

License Verified:

License: 1492939

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.8 / 5 (26)
Google
3.9 / 5 (21)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Visit Website

Mattie Mae Financial Services

Point Capital Services logo
Visit Website

License Verified:

License: 2094446

Nationwide Multistate Licensing System and Registry

Point Capital Services

800 Bonaventure Way #159, Sugar Land, TX 77479
Visit Website
  • New Construction
  • Reverse Mortgages

Business Description

Point Capital Services is a financial company in Sugar Land that helps borrowers with their home purchasing and mortgage refinancing needs. It provides loan programs and mortgage-related products to residential and commercial customers. With the help of its partnership with other companies, it enables them to close more deals and complete transactions at lower rates. Point Capital Services aims to guide its clients in making informed decisions by educating them on homeownership pricing, costs, and rates.

License Verified:

License: 2094446

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (44)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Point Capital Services

Sims Mortgage Team logo
Visit Website

License Verified:

License: 2035595

Nationwide Multistate Licensing System and Registry

Sims Mortgage Team

2245 Texas Drive, Suite 300, Sugar Land, TX 77479
Visit Website
  • Reverse Mortgages

Business Description

Sims Mortgage Team serves residents in Sugar Land and nearby areas. It helps borrowers achieve their refinancing goals by recommending loan options that reduce mortgage terms or rates and lower monthly payments. It provides home equity and cash-out refinance loans for multiple purposes, including paying various expenses like medical bills, travel costs, and college tuition. The company also offers VA, FHA, and reverse loans. Mortgage broker Simran Patel has experience working in real estate, banking, hospitality, and insurance industries.

License Verified:

License: 2035595

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Sims Mortgage Team

Sutherland logo
Visit Website

License Verified:

License: 9891

Nationwide Multistate Licensing System and Registry

Sutherland

14090 Southwest Freeway, Suite 300, Room 361, Sugar Land, TX 77478
Visit Website
  • Reverse Mortgages

Business Description

Sutherland caters to the needs of borrowers in Sugar Land and the surrounding locations. Its mortgage loan consultants assist homeowners planning to refinance existing loans to either fund home improvements using cash from equity, lower interest rates, or switch from adjustable- to fixed-rate mortgages. They help clients determine their eligibility, which will be based on their assets, income, credit score, and their property's current value. Jumbo, VA, and 15- and 30-year loans are some of the programs Sutherland offers.

License Verified:

License: 9891

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (195)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Sutherland

Top Mortgage LLC logo
Visit Website

License Verified:

License: 1491362

Nationwide Multistate Licensing System and Registry

Top Mortgage LLC

800 Bonaventure Way Suite 102, Sugar Land, TX 77479
Visit Website
  • Reverse Mortgages

Business Description

Top Mortgage, LLC, offers refinancing options to Sugar Land homeowners. Among its programs is the cash-out refinance, which allows property owners to withdraw cash to fund their child's education. The company also assists spouses planning to refinance their homes following a divorce. In addition, home buyers can consult with the firm's loan originators for FHA, VA, Jumbo, conventional, and bank statement mortgage programs. Top Mortgage has been serving the community for more than 19 years.

License Verified:

License: 1491362

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Top Mortgage LLC

UnionMae Mortgage, Inc. logo
Visit Website

License Verified:

License: 2106018

Nationwide Multistate Licensing System and Registry

UnionMae Mortgage, Inc.

77 Sugar Creek Center Blvd.,Suite 270, Sugar Land, TX 77478
Visit Website
  • New Construction

Business Description

UnionMae Mortgage, Inc., works with property buyers and investors in and around Sugar Land. Its team serves the real estate needs of individuals and families who want to acquire single- and multi-family homes, townhouses, and condominiums. The company helps clients develop refinancing solutions to consolidate debts, reduce monthly payments and interest rates, and cash-out equity for home improvements. It guides borrowers in filing current appraisal and income verification documents. UnionMae Mortgage also provides jumbo and investment property mortgage loans.

License Verified:

License: 2106018

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

UnionMae Mortgage, Inc.

Back to Providers

Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

Read All FAQS