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Best Health Insurance Agencies in Houston

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Hyde Insurance Group logo
FEATURED
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License Verified:

License: 1314742

Texas Department of Insurance

Free Consultation; request a quote online or by phone

Hyde Insurance Group

4747 Research Forest Drive 261, The Woodlands, TX 77381
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  • Medicare Supplements
  • Medicare Supplement Insurance
  • Employee Group Benefits
  • Group Health Insurance
  • Group Short-Term Disability
  • Group Benefits
  • Prescription Drug plans
  • Over 65
  • Medicare Prescription Drug Plans
  • Group Insurance
  • Marketplace
  • Personal Insurance
  • Group Health Benefits
  • Group Disability Insurance
  • Group Life Insurance
  • INDIVIDUAL AND FAMILY HEALTH INSURANCE
  • Insurance Benefits
  • Health Insurance
  • Individual Health Insurance
  • Individual Plans
  • Group Vision Insurance
  • ACA Marketplace Plans
  • Group Long-Term Disability
  • Small Group
  • Medicare
  • Life Insurance
  • Market Place
  • Group Dental Insurance
  • Dental Insurance
  • Long Term Care
  • Final Expense
  • Individual Insurance
  • short-term health insurance
  • Dental and Vision Insurance
  • Group Health Insurance Plans

Business Description

Hyde Insurance Group is a full-service brokerage that has been serving the residents of Houston and the rest of the state since 2005. It provides different types of plans, including high-deductible and catastrophic health insurance options, as well as HMOs and EPOs. It also offers Preferred Provider Organization and Point-of-Service plans for clients who wish to use out-of-network providers. Hyde Insurance Group is the recipient of United Health One's 2009 National #1 Producer of the Year award.

License Verified:

License: 1314742

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (60)
Facebook
5.0 / 5 (21)

Price: Free Consultation; request a quote online or by phone

April Clark - Health Insurance Agent logo
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License Verified:

License: 2174584

Texas Department of Insurance

April Clark - Health Insurance Agent

1880 South Dairy Ashford Road, Houston, TX 77077
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  • Individual Plans

Business Description

April Clark - Health Insurance Agent serves the Houston area. April specializes in individuals, families, and companies with up to 50 employees. She researches traditional and non-traditional insurance plans from a wide array of providers to meet various needs. Additionally, she shares articles and videos about health and insurance on her social media pages and website to complement her service in guiding her clients. Her office is located in Spring and is licensed to serve the majority of the US.

License Verified:

License: 2174584

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (67)
Google
5.0 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dean & Draper logo
Visit WebsiteWebsite

License Verified:

License: 3146

Texas Department of Insurance

Dean & Draper

3131 West Alabama Street, Houston, TX 77098
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  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Dean & Draper is a full-service, independent insurance agency that has been providing insurance solutions to individuals and businesses in Houston for over 40 years. Its team caters to employees through its group health insurance with dental, vision, and disability coverage. They also write personal insurance policies for automobiles, homes, condos, and pets. In addition, they handle commercial auto and property, as well as workers' compensation insurance. The agency also gives assistance to businesses in different industries, like construction, real estate, and non-profit organizations.

License Verified:

License: 3146

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (45)
Facebook
4.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Deerfield Advisors logo
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License Verified:

License: 701885

Texas Department of Insurance

Deerfield Advisors

16225 Park Ten Place, Houston, TX 77084
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  • Life Insurance

Business Description

Deerfield Advisors is an independent insurance agency serving clients in Houston. The business offers a wide range of health insurance products, such as dental, vision, long-term care, and disability insurance. It also provides life, home, and auto insurance, in addition to business coverage, such as workers' compensation ad general liability. Deerfield Advisors also handles policy services, such as filing a claim and an annual insurance checklist. Furthermore, it represents multiple insurance carriers, including Progressive, National General, and Safeco Insurance.

License Verified:

License: 701885

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (10)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Health Insurance Solutions logo
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License Verified:

License: 2486920

Texas Department of Insurance

Health Insurance Solutions

1127 Eldridge Parkway, Houston, TX 77077
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  • Individual Plans

Business Description

Health Insurance Solutions is an insurance agency specializing in health insurance and Medicare coverage for 15 years. The agency is managed by Michelle Feagin, who is in the profession for over three decades. Its office is located in Houston. Aside from insurance related to health, the company is also offering travel insurance and temporary insurance plans. Health Insurance Solutions is accredited by BBB with an A+ rating. Some of their insurance carriers are Blue Cross and Blue Shield, Humana, Kelsey Care Advantage, and Memorial Hermann Health Plan.

License Verified:

License: 2486920

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Healthcare Consultants, Inc. logo
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License Verified:

License: 10508

Texas Department of Insurance

Healthcare Consultants, Inc.

5920 Star Lane, Houston, TX 77057
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  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Healthcare Consultants, Inc., has been assisting local businesses in Houston and nearby areas in securing group health plans and employee benefits packages for more than 25 years. It works closely with human resources departments to come up with healthcare plans that feature a wide range of benefits and are compliant with state and federal legal requirements. It also offers term life, disability, and long-term care insurance policies. Healthcare Consultants explains how health reimbursement accounts help employers and employees with their healthcare needs.

License Verified:

License: 10508

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (27)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Iscential logo
Visit WebsiteWebsite

License Verified:

License: 1971962

Texas Department of Insurance

Iscential

8220 Jones Road, Houston, TX 77065
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  • Life Insurance

Business Description

Iscential is an independent insurance agency that has been providing insurance policy assistance to the community of Houston and the surrounding areas since 1993. The business is working with more than 140 insurance companies to provide the right individual and family health insurance plans. Group health insurance plans are also available, which can be taken out by companies and organizations. CEO Warren Barhorst brings in more than 25 years of experience in insurance and financial services.

License Verified:

License: 1971962

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (209)
Facebook
4.7 / 5 (40)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Keystone Insurance Services, Inc. logo
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License Verified:

License: 1785313

Texas Department of Insurance

Keystone Insurance Services, Inc.

13740 North Highway 183, Building K Suite 6, Austin, TX 78750
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  • Group Plans
  • Life Insurance
  • Health Insurance
  • Home & Auto Insurance

Business Description

Keystone Insurance Services, Inc., provides an array of products to individuals and businesses in the Houston metro and nearby areas. It offers individual and group health insurance plans to protect clients from financial losses caused by medical expenses. The independent agency crafts customized HSA, HMO, POS, and PPO coverages. It also processes term and whole life insurance policies. Keystone Insurance Services works with various carriers, including Humana, International Medical Group, MetLife, United Healthcare, and Fort Dearborn Life.

License Verified:

License: 1785313

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.5 / 5 (81)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
SeniorHealthPro Corporation logo
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License Verified:

License: 1797087

Texas Department of Insurance

SeniorHealthPro Corporation

10998 Wilcrest Drive, Houston, TX 77099
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  • Life Insurance

Business Description

Established in 2008, SeniorHealthPro Corporation comprises independent insurance agents who offer various health insurance options for individuals, business owners, and families in Houston. The team represents several reputable insurance carriers to deliver health plans that meet clients' specific needs. Its health plans aim to allow clients to enjoy benefits, rights, and financial protections to any medical-related situation. In addition, cancer and stroke health plans are likewise available. Additional products offered include life insurance, annuities, and final expense insurance.

License Verified:

License: 1797087

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (8)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
TMT Insurance Bellaire logo
Visit WebsiteWebsite

License Verified:

License: 2029246

Texas Department of Insurance

TMT Insurance Bellaire

12060 Bellaire Boulevard, Houston, TX 77072
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  • Life Insurance

Business Description

TMT Insurance Center is an award-winning health insurance agency and top producer of the Obamacare Act in Houston, Texas, founded in 2013. It is a full-service firm that provides insurance and financial protection specializing in Life & Health Insurance, Home & Auto Insurance, and Medicare Advantage Plans. The agency has a fully licensed, highly trained team of professionals dedicated to providing clients with the best health insurance plans for individuals, families, business owners, and their employees. It's a one-stop-shop insurance agency for all insurance needs.

License Verified:

License: 2029246

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (65)
Facebook
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Back to Providers

Frequently Asked Questions

Introduction

If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

How can you find affordable health insurance? 

Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

What is health insurance?

Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

How do health insurance companies make money?

Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

What is subsidized health insurance?

Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

What is a health insurance deductible? 

A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

Is it illegal to not have health insurance?

No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.

Does health insurance cover therapy? 

All Marketplace plans must cover behavioral health care services, including counseling, inpatient care, and substance abuse treatments. However, there are coverage limits, and preauthorization may be required.

What is a copay?

A copay is a fixed price that you pay at the time of service after your deductible is satisfied. Insurance companies set specific rates for primary and specialty care and other services, such as emergency room visits and X-rays. Alternatively, plans may have coinsurance rates that require beneficiaries to pay a certain percentage of covered charges.

What is the Health Insurance Marketplace?

The Health Insurance Marketplace is a federal service designed to help consumers compare and purchase subsidized health insurance plans that comply with the Affordable Care Act. A number of states operate their own insurance marketplaces, including California, Colorado, New York, and Pennsylvania.

How can you find health insurance without a job?

Individuals who don't have access to health insurance through their job can purchase ACA-compliant plans through the Health Insurance Marketplace. Off-exchange plans are also available through private insurers and independent agents. The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives certain individuals who are losing their coverage the right to maintain the same plan for a limited time period. 

Can you cancel health insurance at any time? 

Consumers can cancel their health coverage at any time. Cancellations may be effective immediately or at a specified date. However, you must wait until Open Enrollment to sign up for a new plan unless you qualify for a Special Enrollment period.

Can you have more than one health insurance policy?

It's possible to have primary and secondary health insurance. This is most common with Medicare and Medicaid beneficiaries, including dual enrollees and individuals who purchase supplemental plans. Secondary plans can cover some additional expenses, but you're still responsible for premiums and deductibles.

Is health insurance pretax?

Premiums for employer-sponsored health plans are generally deducted from the worker's pretax income. The same is true for voluntary contributions made to Flexible Spending Accounts and Health Savings Accounts that are paired with a qualifying high-deductible health plan.

How long can a child stay on a parent\'s health insurance policy?

Children can stay on their parents' health insurance plan until their 26th birthday. There's a 60-day special enrollment period following this date. Exemptions allow disabled adult children to remain on their parents' policy beyond this age.

Do you have to pay a health insurance deductible upfront?

In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

Do employers have to offer health insurance?

The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Is there a tax credit for having health insurance?

The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Read all FAQs