Expertise.com

2024

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Best Mortgage Refinance Companies in Missouri City

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Missouri City Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

49Reviewed

33Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3033 Chimney Rock Rd #254, Houston, TX 77056
WebsiteLicense: 2063493

Expertise.com Rating

Review Sources

Google
5.0 (32)

Why choose this provider?

iPlus is a mortgage broker providing solutions to the diverse types of homebuyers in the Missouri City area. The company caters to the financing needs of residential or commercial property buyers, foreign nationals, new immigrants, and investors. Its team develops customized products such as conventional, jumbo, and high-balance loans and USDA, FHA, and VA programs. The company's owner, Wenxu Wen Xue, was recognized by United Wholesale Mortgage in 2021 for the industry-leading turnaround time during closing.

  • Reverse Mortgages

19815 Summerset Way, Houston, TX 77094
WebsiteLicense: 238197

Expertise.com Rating

Why choose this provider?

DMR Mortgage is a local brokerage serving clients residents and investors in Missouri City. It offers different types of loans for refinancing and purchasing purposes, including 30-year and 15-year fixed-rate mortgages and government loan options, such as FHA, VA, and USDA. It also offers hybrid adjustable-rate mortgage options, which provides fixed monthly payment and interest rate for the first years. The lending company, which has been in the business since 1998, assists first-time and experienced home buyers beyond banking hours.

  • New Construction

7026 Old Katy Rd. #267, Houston, TX 77024
WebsiteLicense: 1720729

Expertise.com Rating

Review Sources

Google
5.0 (336)
Facebook
5.0 (48)
Yelp
4.0 (20)

Why choose this provider?

K&G Capital Mortgage helps Missouri City residents find home refinancing solutions that fit their needs. Its loan professionals assist mortgage holders of programs such as FHA, jumbo, and USDA loans in converting to refinance options. Using industry knowledge and consumer advocacy practices, they aid homeowners in making refinancing decisions. One of these loan officers, branch manager Charles Goodwin has been catering to the community since 2001. The company has offices in Houston, Conroe, and Huntsville.

  • New Construction

77 Sugar Creek Center Blvd Suite 600, Sugar Land, TX 77478
WebsiteLicense: 361097

Expertise.com Rating

Review Sources

Google
4.8 (61)
Facebook
4.9 (61)
Yelp
5.0 (1)

Why choose this provider?

Codemark Financial is a mortgage company serving both residential owners and home buyers with loan options. Through refinancing, clients may lower monthly payments or pay off high-interest debts by getting lower rates. Its various purchasing loan types include investment property, low down payment, rehab, fixed-rate mortgage, jumbo, and USDA. Codemark Financial's president and broker, Mark MacInerney, leads a team of loan officers. The company has assisted thousands of families in Missouri City and Sugar Land for more than 10 years.

  • New Construction
  • Reverse Mortgages

1 Sugar Creek Center Blvd. Suite 945, Sugar Land, TX 77478
WebsiteLicense: 43021

Expertise.com Rating

Review Sources

Google
4.5 (35)
Facebook
5.0 (17)

Why choose this provider?

Baker Mortgage has been assisting the residential financing needs of the community for over 50 years. Its team designs and implements strategies for Missouri City residents looking to refinance their primary residences, investment properties, or second homes. The team advises borrowers in choosing from refinancing options, such as escrow account overhauling, mortgage insurance elimination, and cash-out refinance. The company sponsors local organizations like the Fort Bend Women's Center, SPCA Houston, and FBI Citizens Academy Alumni Association Houston.

  • Reverse Mortgages

10101 Fondren Rd., Houston, TX 77096
WebsiteLicense: 1829321

Expertise.com Rating

Review Sources

Google
5.0 (19)
Facebook
5.0 (13)

Why choose this provider?

BH Loans is a full-service mortgage company offering a wide range of refinance options in Missouri City. Its mortgage refinance programs are applicable for single and multi-family homes, townhouses, condominiums, and manufactured homes. It also handles government-backed loans like FHA and VA Cashouts, FHA 203k, and USDA Streamline. BH Loans' process involves checking a client's income or employment, credit status, assets, and properties. It also equips individuals with self-help tools like mortgage, refinance, interest-only, and extra payment calculators.

  • New Construction

7324 Southwest Fwy #660, Houston, TX 77074
WebsiteLicense: 1822714

Expertise.com Rating

Review Sources

Google
4.9 (55)
Facebook
4.9 (31)

Why choose this provider?

Swift Mortgages help struggling borrowers with outstanding home loans in Missouri City. It offers conventional, ARM, reverse, jumbo, government-backed programs, and specialized loans. Its refinancing solutions enable clients to acquire new interest rates and switch from adjustable-rate to fixed-rate arrangements. Its specialized loans secure new funding for a mortgaged property using home equity as collateral. The mortgage broker provides personalized consultation and guides clients through the loan process. It determines rates and terms suitable to borrowers’ financial goals and needs.

  • Reverse Mortgages

10497 Town and Country Way, #734, Houston, TX 77024
WebsiteLicense: 1823206

Expertise.com Rating

Review Sources

Google
5.0 (47)
Facebook
4.9 (26)

Why choose this provider?

BWC Lending helps clients realize their dream of homeownership through mortgage refinancing solutions in Missouri City. It has a selection of programs, including FHA, VA, jumbo, and USDA loans. It also provides fixed-rate, adjustable-rate, interest-only, and graduated payment mortgages. In addition, it caters to individuals who plan to refinance or purchase properties like condominiums, single-family and multi-family homes, and townhouses and assists them in choosing loan options based on their needs. BWC Lending's clients include self-employed borrowers, military members, and veterans.

  • New Construction

2500 West Loop South Suite 250, Houston, TX 77027
WebsiteLicense: 70160

Expertise.com Rating

Review Sources

Google
3.9 (19)

Why choose this provider?

Secure Mortgage Company supports the idea of equal housing opportunity for the residents of Missouri City. The residential mortgage firm, founded in 1998, helps families and individuals achieve their housing goals by providing loan products, such as VA, FHA, USDA, Jumbo, conventional, and home equity. Borrowers can also turn to Secure Mortgage Company to claim MCC. The company's loan officers hold memberships in the National Association of Professional Mortgage Women and the National Association of Mortgage Brokers.

  • New Construction

2111 Highway 90-A, Suite A, Missouri City, TX 77489
WebsiteLicense: 291086

Expertise.com Rating

Review Sources

Google
4.8 (45)

Why choose this provider?

Sutton Residential & Commercial Mortgage, LLC is a Missouri City-based company that deals with clients across the local metro. It explains the process of refinancing for homeowners to help them lower their monthly payments or reduce their interest rates. The company has experience assisting homeowners in refinancing 15-year and 30-year mortgages. It also offers FHA and VA loans for different types of clients, including foreign nationals and military veterans. The team at Sutton Residential & Commercial Mortgage, LLC includes members fluent in Spanish. Its namesake, Al Sutton, has spent over a decade in the lending sector.

  • Purchase Loans
  • New Construction

7070 Knights Ct, Suite 402, Missouri City, TX 77459
WebsiteLicense: 1113702

Expertise.com Rating

Review Sources

Google
5.0 (31)
Facebook
5.0 (5)

Why choose this provider?

First Step Mortgage is a brokerage based in Houston that serves Missouri City. Its head mortgage broker, Abey Abraham, offers assistance to clients who are in search of new ways to cut down the amount they are paying for their homes through mortgage refinancing solutions. He also helps clients take advantage of the equity they built in their homes with a cash-out refinance. Other loan programs offered by First Step Mortgage include FHA, VA, USDA, and jumbo home loans.

  • New Construction

FAQs

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How should you prepare for an appraisal in Missouri City?

    If your home in Missouri City will be appraised, ensure it is organized so the appraiser has a favorable impression. Make sure that your property smells fresh and clean. Open windows, replace pet beds, and remove litter boxes to prevent foul odor. You also have to create an inviting entrance. You may put flowering potted plants and place a new doormat.

  • How do appraisers determine the value of a property in Missouri City?

    A home's value in Missouri City is determined based on its condition, age, square footage, and recent comparable transactions within the past 90 days. Appraisers use an automated service to calculate the value of a house. However, in some instances, they need to personally go to the property to see the actual condition of the house.

  • Can you pay off a second mortgage in Missouri City through cash-out refinancing?

    Yes. You can pay off your second mortgage in Missouri City through cash-out refinancing by leveraging the equity in your house to settle monthly payments. You may also meet your other financial goals and utilize the money from a cash-out refinance to pay credit card debts. If you discharge your balances, you can improve your credit score.

  • Is it a good idea for senior individuals to use reverse mortgages in Missouri City?

    Yes. Senior individuals in Missouri City can enjoy tax-free proceeds from reverse mortgages. They can monthly stream their funds for as long as they live in their homes. In addition, they can access additional funds with no interest mortgage payments, tax and insurance fees, and monthly principal payments.

  • Who qualifies for a Bank Statement Program in Missouri City?

    The Bank Statement Program is designed for self-employed Missouri City residents who do not have tax paperwork proving their ability to make mortgage payments. Generally, this is used by freelancers, entrepreneurs, and sole proprietors. The Bank Statement Program funds owner-occupied or second homes or investment properties.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.