Expertise.com

Best Local Car Insurance Agencies in El Paso

Laurels
2023
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Local Car Insurance Agencies FAQs

Learn more
FREE

Expertise.com Concierge

Let us do the work for you!

Share your needs with our Concierge team, and they'll book you with our best available top-ranked service providers!

Advantage Insurance Agency logo

License Verified:

License: 2372038

Texas Department of Insurance

Advantage Insurance Agency

11930 Vista del Sol Dr, El Paso, TX 79936
  • Multiple Carriers

Business Description

Advantage Insurance Agency is a locally owned and operated business that serves the El Paso community. Its agents help find insurance products for different kinds of drivers, including teens, seniors, and Mexico travelers. They advise the best plan for each client's situation and vehicle type and provide an array of options from various insurance carriers. The agency has been serving the community since 1989. It is a member of the Independent Insurance Agents of Texas.

License Verified:

License: 2372038

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (53)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Allianze Insurance Agency logo

Allianze Insurance Agency

14350 Horizon Blvd Ste E, Horizon City, TX 79928

Business Description

Allianze Insurance Agency, located in Horizon City, Texas, has more than two decades of experience building personalized auto insurance policies for drivers in the El Paso metro area. Clients can choose the coverage options they need most, including liability, property damage, and comprehensive. Military members, safe drivers, and clients with active coverage are eligible for policy discounts. Allianze Insurance Agency offers services in English and Spanish, and it also writes homeowners and life insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (8)
American Agency Insurance logo

American Agency Insurance

5959 Gateway Blvd W, El Paso, TX 79925

Business Description

American Agency Insurance is an independent insurance agency serving clients throughout the El Paso metro area. By partnering with national insurers such as Progressive and American Modern, the agency can find the ideal auto insurance policies for drivers of all ages. Policies are tailored to the needs of clients with coverages such as liability, comprehensive, medical, and property damage. American Agency Insurance offers coverage for all types of vehicles, including antique cars and motorcycles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.1 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Border City Insurance Services logo
Visit WebsiteWebsite

License Verified:

License: 1912803

Texas Department Of Insurance

Border City Insurance Services

Visit WebsiteWebsite
1200 Golden Key Circle, El Paso, TX 79925
  • Bundling Option

Business Description

Border City Insurance Services is an insurance company based in El Paso and has been servicing the metro for over 20 years. It specializes in personal auto insurance, homeowners and renters, and insurance policies for commercial trucking and businesses. Its team of insurance professionals has served over 1,400 personal line clients and is continuously helping people with customized plans that best suit their coverage needs. Border City Insurance agents can assist both English and Spanish-speaking clients.

License Verified:

License: 1912803

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.1 / 5 (26)
Facebook
5.0 / 5 (4)
Yelp
1.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
El Paso Low Cost Auto Insurance logo
Visit WebsiteWebsite

El Paso Low Cost Auto Insurance

Visit WebsiteWebsite
3610 Montana Avenue, El Paso, TX 79903
  • Motorcyle & ATV

Business Description

El Paso Low Cost Auto Insurance is a locally managed and owned car insurance agency that serves clients in El Paso and the surrounding areas. This agency has 30 years of experience in providing car owners auto insurance policies that include liability, medical, and property coverage. El Paso Low Cost Auto Insurance also represents several auto insurance carriers, including Aggressive, Excellent Insurance, Progressive, and Trinity General Agency. Other than auto insurance, the company also offers boat, motorcycle, and RV insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Flor & Associates Insurance Agency logo

Flor & Associates Insurance Agency

1005 E Yandell Dr, El Paso, TX 79902

Business Description

The Flor & Associates Insurance Agency was founded in El Paso, Texas, in 2010 to provide independent insurance advice and support to people and businesses. A full-service agency, its tailored auto insurance products are suitable for one-vehicle individuals, multi-vehicle families, and commercial fleets. Typical coverage meets legal minimums as standard, with recommended add-ons like personal injury insurance often included. The agency's advisors also take clients through optional add-ons like roadside assistance and protection from accidents with uninsured/underinsured drivers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (62)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mt. Franklin Insurance logo

Mt. Franklin Insurance

1444 Montana Ave Ste 201, El Paso, TX 79902

Business Description

Founded in 2010, Mt. Franklin Insurance is a locally owned, independent insurance agency based in El Paso, Texas, with offices in east, central, and west El Paso that also serves motorists in New Mexico. Experienced policy representatives work with several carriers to get drivers state-required coverage, with options for collision and comprehensive policies. Agents assist hard to insure drivers, such as excessive tickets and accidents. The company offers Mexican auto insurance policies, and services are available in English and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (122)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
––
Detail
––
Omega Insurance Agency - North East logo
Visit WebsiteWebsite

Omega Insurance Agency - North East

Visit WebsiteWebsite
4747 Hondo Pass Drive, El Paso, TX 79904
  • Home & Auto Insurance

Business Description

Omega Insurance Agency - North East is an El-Paso-based business that offers a number of risk management solutions, including auto insurance. Its team furnishes protection plans even for drivers who do not have a license or who have a history of tickets and car accidents. The agents have access to policies from more than 20 carriers, allowing them to find an option that will cover clients' unique needs. Omega Insurance Agency has been locally operated and owned for over a decade.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (17)
Google
4.8 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pan American Insurance logo

Pan American Insurance

5151 Fairbanks Dr Ste A, El Paso, TX 79924

Business Description

Pan American Insurance is an independent insurance agency founded in 1982 by Lorenzo Medina. Located in El Paso, Texas, the firm serves clients from all over Southwest Texas and New Mexico. It offers competitively-priced auto insurance plans that are personalized to meet each client's unique needs. The business employs bilingual staff, with communication available in English and Spanish. Other insurance products offered by the company include home, renters, RV, commercial, and Mexican tourist insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (159)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sellers Insurance Agency, Inc. logo
Visit WebsiteWebsite

Sellers Insurance Agency, Inc.

Visit WebsiteWebsite
6356 Edgemere Blvd, El Paso, TX 79925

Business Description

Sellers Insurance Agency Inc. has been offering insurance solutions to El Paso area residents since its founding in 1956. Because its an independent agency, it can partner with different carriers to offer drivers of all ages and violation records with auto insurance for their cars, trucks, and motorcycles. In addition to the state's required limits of liability, its policies often include a variety of standard coverages such as comprehensive, medical, and uninsured motorist. The agency also offers homeowners insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.6 / 5 (15)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.