Expertise.com

Best Mortgage Refinance Companies in Grand Prairie

2024

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Mortgage Refinance Companies FAQs 〉

Providers

Last updated:

Website
4230 Lyndon B Johnson Fwy #626, Dallas, TX 75244
  • New Construction

Why choose this provider?

Absolute Mortgage & Lending is a mortgage lender catering to the refinancing needs of Grand Prairie residents. It helps homeowners who currently have adjustable rate mortgages refinance into fixed-rate loans to lock in low rates, giving them more stability with their monthly payments. The company also offers conventional loans for borrowers seeking to refinance their mortgages, as well as renovation refinance loans aimed at helping homeowners repair or remodel their homes. Its CEO, Khai Nguyen, has worked in the mortgage industry since 2011.

License Verified:

License: 1910591

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (65)
Facebook
4.7 / 5 (25)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
229 S. 9th Street, Midlothian, TX 76065
  • Reverse Mortgages

Why choose this provider?

Mid America Mortgage-Southwest, Inc. serves the community in Grand Prairie. It offers mortgage refinance programs to individuals who want to lower their monthly mortgage payments, shorten their loan terms, or refinance their existing home loans. Its loan programs include USDA, VA, FHA, interest-only, and conventional loans. The firm helps clients find the right loan that fits their individual needs by partnering with more than 100 wholesale lenders. It has been assisting clients with their mortgage needs since 1998.

License Verified:

License: 222329

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)
Facebook
5.0 / 5 (7)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4001 McEwen Rd. Ste 420, Dallas, TX 75244
  • Multi-Family Loans
  • New Construction
  • Reverse Mortgages

Why choose this provider?

USA Mortgage Group provides refinancing solutions to homeowners in Grand Prairie. It offers various mortgage options, including conventional, VA, and FHA loans. Its conventional loans cover up to 95 percent financing for direct purchase, cash out, or equity. The firm helps clients by providing an assessment to inform them of the current value of their homes and equity. USA Mortgage Group also provides an online account management tool and aims to provide clear and constant communication and fast turnaround times.

License Verified:

License: 224642

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (157)
Facebook
5.0 / 5 (144)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4100 Alpha Road, Suite 300, Dallas, TX 75244
  • Reverse Mortgages

Why choose this provider?

Aspire Lending caters to individuals and families throughout the Greater Grand Prairie metro. It helps clients refinance their current mortgages to reduce interest rates or monthly payments. Its agents assist customers in choosing the loan option that suits their specific needs and situations, whether it's cash-out, FHA, VA, or USDA. Aspire Lending carries more than 19 years of experience in the mortgage industry. One client commended Jason Hicks, one of the company's mortgage consultants, for his great communication skills and patience with her lack of computer literacy.

License Verified:

License: 137773

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
800 Parker Square, Suite 205, Flower Mound, TX 75028
  • New Construction

Why choose this provider?

Chartwell American Mortgage LLC serves Grand Prairie clients wanting to replace current loan terms with a new mortgage. Its refinancing process starts with an analysis of the clients' situation, goals, and property valuation by having them answer basic questions that help determine the new rate and payment terms. It provides various refinancing options for clients to compare and come up with one tailored to their needs and financial capacity. The agency also caters to those looking for assistance with reverse mortgages.

License Verified:

License: 1694630

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (53)
Facebook
4.9 / 5 (16)

Website
2100 N. State Highway 360, Unit 902, Grand Prairie, TX 75050
  • Reverse Mortgages

Why choose this provider?

PRMG Irving Branch Location helps borrowers in the Grand Prairie area and the surrounding communities purchase and refinance their homes. Its staff, led by Art Thompson, who has over 17 years of industry experience, assists homeowners planning to refinance their mortgage in deciding on a plan that meets their goals. Clients can use the mortgage refinance break-even calculator on the branch's website. The privately held mortgage banker, Paramount Residential Mortgage Group, Inc., employs over 3,000 staff in more than 300 branches nationwide.

License Verified:

License: 1630578

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (64)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2301 E Lamar Blvd., Ste. 150, Arlington, TX 76006
  • Commercial Loans

Why choose this provider?

Mortgage Matters Corporation serves residential and commercial clients in Grand Prairie and nearby communities. This independent mortgage company assists clients by providing refinancing solutions to improve their overall financial outlook by paying off existing mortgages, lowering interest rates and monthly payments, and cashing out from home equity. It also offers FHA, USDA, and VA loans, as well as fixed and adjustable rate mortgage programs. Its team has over 40 years of mortgage and real estate experience combined.

License Verified:

License: 1856457

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (45)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1017 Crestview Drive, Bedford, TX 76021
  • Reverse Mortgages

Why choose this provider?

Brie Henley caters to clients in the Grand Prairie area. She helps borrowers have lower interest rates or take some cash out by offering them refinancing. She weighs various programs and aims to close quickly or on time. She also provides assistance in structuring their new financial situations to have better deals. Henley works with first- and second-time home buyers, as well as move-up buyers. Additionally, she works with senior citizens who are looking into reverse mortgages. Henley has been a loan officer since 2006.

License Verified:

License: 103012

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (70)
Facebook
5.0 / 5 (7)

Website
1235 S Main St, Ste 100, Grapevine, TX 76051
  • Reverse Mortgages

Why choose this provider?

Patricia Mahoney is a mortgage loan consultant who serves clients across Grand Prairie and its surrounding cities. She works with First United Mortgage Group, offering refinancing programs. She assists clients throughout the entire process, from underwriting and loan processing to closing and funding. She also offers other loan programs, such as fixed-rate and adjustable-rate, FHA, VA, USDA, and jumbo loans. First United Mortgage Group handles all the processing in-house to make the entire process easier for its clients.

License Verified:

License: 933163

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (71)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2409 Hillary Trail, Mansfield, TX 76063
  • New Construction

Why choose this provider?

Minter Mortgage is a residential loan originator that serves individuals and families in Grand Prairie and nearby communities. It provides personalized mortgage solutions to clients who need a refinance product that matches their goals and guides them through the process. It helps with lowering monthly payments, reducing interest rates, changing the mortgage term, and taking cash out of their home's equity. Senior loan coordinator Catrina Minter has been working in the mortgage industry for more than six years.

License Verified:

License: 1659033

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (66)
Facebook
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1901 Central Drive Ste 612, Bedford, TX 76021
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Efinity Mortgage is a lending company that serves the homeowners of Grand Prairie and nearby areas. It offers mortgage solutions that fit clients' needs and preferences. Its agents also guide property owners looking to reduce their interest rates and repayment terms or take some cash out for home improvements. Loan options available include conventional, jumbo, VHA, FA, and reverse mortgages. The company promotes a home-buying system to clients that simplifies the process of getting a new home.

License Verified:

License: 1043983

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.5 / 5 (32)
Yelp
2.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5115 Lake Ridge Parkway, Suite 160, Grand Prairie, TX 75052
  • Commercial Loans

Why choose this provider?

Still Waters Lending is a local mortgage broker that offers refinancing loans to homeowners in Grand Prairie. It assists individuals who want to pay off an existing mortgage with a new one, reduce their monthly payment or term, or take cash from their home's equity to achieve their goals through refinancing loans. The company also has fixed- and adjustable-rate, FHA, VA, jumbo, USDA, and reverse mortgages. It provides various online tools to help clients apply for pre-approval, get refinance analysis, or have an estimate of their homes' values.

License Verified:

License: 2067828

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)
Facebook
5.0 / 5 (8)

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • What are the basic cash-out refinance rules in Grand Prairie?

    In Grand Prairie, individuals only qualify for a cash-out refinance if they have had their existing mortgage for at least six months or they have had their last refinance for over a year. If they have their home equity loan or home equity line of credit, their cash-out refinance should pay this loan. Also, the cash-out rules only apply to primary residences.

  • What are the advantages and disadvantages of consolidating debts in Grand Prairie?

    Debt consolidation in Grand Prairie allows individuals to pay several outstanding balances at once. They can settle their payments to one lender and receive lower combined loan payment fees. Some lenders also provide fixed-interest rates and monthly payment options. However, debt consolidation may take borrowers more time to pay all their debts, and there might be pre-payment penalties and loan origination fees to pay.

  • How can you determine the equity of your home in Grand Prairie?

    You can determine the equity of your home in Grand Prairie by subtracting your mortgage loan balance from the current market value of your property. The answer is the amount of your home's equity. You just have to keep in mind that most of the time, the value of a home may rise due to market trends and home updates.

  • When refinancing a mortgage in Grand Prairie, what fees can you expect to pay?

    During a mortgage refinancing in Grand Prairie, you must prepare yourself to pay various fees for processing and tax services, and you might also pay mortgage tax settlement, application, title, and recording fees. If you apply for a no-cost loan, your lender may cover the closing costs. However, you might pay a higher interest.

  • When should you get a fixed-rate or adjustable-rate mortgage loan in Grand Prairie?

    In Grand Prairie, you should choose the fixed-rate mortgage loan if you will live in your home for a long period of time. This type of loan protects you from increasing mortgage interest rates. On the other hand, you may get an adjustable-rate mortgage loan if you will live in your home for a few years.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.