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Best Mortgage Refinance Companies in Mesquite

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2023
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Aspire Lending logo

License Verified:

License: 137773

Nationwide Multistate Licensing System and Registry

Aspire Lending

4100 Alpha Road, Suite 300, Dallas, TX 75244
  • New Construction

Business Description

Aspire Lending is a company that has been offering refinance options to homeowners in Mesquite for over 19 years. It helps homeowners get refinance loans to lower their interest rates, loan term, or monthly payment. Its clients, on average, have saved at least $300 in monthly payments and $8,000 in interest over five years. It also offers FHA, VA, USDA, jumbo, and general loans. Aspire Lending caters to clients across various states, such as Alabama, Arkansas, New Mexico, and Florida.

License Verified:

License: 137773

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.7 / 5 (71)
Yelp
1.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
BIC Mortgage Company, LLC logo
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License Verified:

License: 1203087

Nationwide Multistate Licensing System and Registry

BIC Mortgage Company, LLC

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13151 Emily Rd Suite #100, Dallas, TX 75240
  • New Construction
  • Reverse Mortgages

Business Description

The BIC Mortgage Company, LLC, is an ECOA-compliant business that caters to clients in the Mesquite metro and the neighboring communities. It provides mortgage refinance programs, guiding clients through the process, which involves pre-qualifying, submitting loan applications to the underwriter, ordering appraisals, and closing transactions. It also provides mortgage solutions to clients who want to purchase new and additional properties. The Dallas-based agency offers a variety of commercial options, including construction and development, land, and bridge loans.

License Verified:

License: 1203087

Nationwide Multistate Licensing System and Registry

Christian Johnson logo
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License Verified:

License: 552551

Nationwide Multistate Licensing System and Registry

Christian Johnson

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3100 Monticello Ave. Ste. 150, Dallas, TX 75205
  • New Construction
  • Reverse Mortgages

Business Description

Christian Johnson, a branch manager at Caliber Home Loans, provides services to clients in the Mesquite community and the surrounding cities. He offers mortgage refinance services to help individuals lower their interest rates, pay their debts, and change mortgage types. These refinancing services also provide funds for clients' home improvement needs. Johnson is available to assist individuals and families purchase their first homes using FHA, VA, USDA, and conventional loan programs. He also serves veterans and active military homebuyers.

License Verified:

License: 552551

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.9 / 5 (47)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Grove Mortgage Home Loans of Dallas logo
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License Verified:

License: 1579150

Nationwide Multistate Licensing System and Registry

Grove Mortgage Home Loans of Dallas

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5641 SMU Blvd., Suite 130, Dallas, TX 75206
  • New Construction
  • Reverse Mortgages

Business Description

Grove Mortgage Home Loans of Dallas assists clients in Mesquite and surrounding areas in refinancing homes to reduce monthly payments and interest rates. Its team also offers various financing options, including FHA, VA, jumbo, and conventional loans, for first-time home buyers and investors. The brokerage was established in 2007 and is a VA-approved and equal housing lender. It is committed to providing exceptional service by educating and guiding its clients through the home buying process.

License Verified:

License: 1579150

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hurst Lending logo
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License Verified:

License: 267051

Nationwide Multistate Licensing System and Registry

Hurst Lending

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6060 N. Central Expressway Suite 500, Dallas, TX 75206
  • Multi-Family Loans

Business Description

Hurst Lending is a mortgage company based in Dallas that offers home loan programs and mortgage refinancing solutions to clients in the Mesquite area. It provides various refinancing programs such as cash-out, Airbnb loans, delayed financing loans, no seasoning cash-out refinancing, and investment property HELOC. The company is managed by Jay Hurst, an NMLS-licensed loan officer who has been in the industry for over 15 years. Hurst Lending also offers niche loans such as LLC and SBA 504 loans.

License Verified:

License: 267051

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (49)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mark Herrell logo

License Verified:

License: 271448

Nationwide Multistate Licensing System and Registry

Mark Herrell

10440 N. Central Expressway, Suite 802, Dallas, TX 75231
  • New Construction
  • Reverse Mortgages

Business Description

Mark Herrell is a loan specialist from Fairway Independent Mortgage, serving the Mesquite metro. Since 2003, he has been assisting clients in obtaining financing programs, including those seeking to replace their current loans. He offers refinancing plans, which help ease financial strains due to adjustable terms and rates. Mark donates a portion of his commissions from closed loans to Seed Effect, a non-profit organization that helps families in South Sudan combat poverty through business development.

License Verified:

License: 271448

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mercantile Mortgage logo
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License Verified:

License: 1657876

Nationwide Multistate Licensing System and Registry

Mercantile Mortgage

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1401 N US 75-Central Expy 1000 # 100B, Richardson, TX 75080
  • New Construction
  • Reverse Mortgages

Business Description

Mercantile Mortgage serves the real estate needs of residents in and around Mesquite. It helps buyers and investors achieve their dream townhouses, manufactured homes, and single- and multi-family houses through its refinancing solutions. The company assists clients in creating strategies to consolidate debts, lower interest rates and monthly payments, and change loan terms. Its team processes VA, FHA, adjustable- and fixed-rate, and reverse mortgage loans. Mercantile Mortgage has been in the industry for over 25 years.

License Verified:

License: 1657876

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (33)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mortgage Professional Associates logo
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License Verified:

License: 2332470

Nationwide Multistate Licensing System and Registry

Mortgage Professional Associates

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4144 N Central Expy Suite 530, Dallas, TX 75204
  • New Construction

Business Description

Mortgage Professional Associates is a service provider that implements refinancing solutions in Mesquite. Its team of loan officers develops money-saving strategies in refinancing existing mortgages to secure lower interest rates or switch to a different term. The staff assists clients in the decision-making process by providing quick and automated quotes, online application options, and refinancing calculators. Mortgage Professional Associates has been serving the community's financing needs since 2011 and also offers loan programs for investment properties.

License Verified:

License: 2332470

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Not Your Average Lender logo
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License Verified:

License: 230028

Nationwide Multistate Licensing System and Registry

Not Your Average Lender

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310 East I30, Garland, TX 75043
  • Reverse Mortgages

Business Description

Not Your Average Lender is a Garland-based mortgage company that serves the metro of Mesquite. It assists with decision-making on why to refinance, such as to accumulate equity faster, consolidate debt, cash out, and reduce interest rates and monthly payments. Its loan officers also guide clients through the loan process, from getting qualified and knowing-debt-to-income ratios and credit scores to choosing between fixed and adjustable rates and determining closing costs.

License Verified:

License: 230028

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Stonebriar Mortgage logo
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License Verified:

License: 329223

Nationwide Multistate Licensing System and Registry

Stonebriar Mortgage

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6220 Gaston Ave., Dallas, TX 75214
  • Reverse Mortgages

Business Description

Stonebriar Mortgage caters to residents of Mesquite who need a variety of purchase and refinancing options. The crew has home loans ranging from government-backed FHA products to bank statement loans. Contracts aimed at military combat personnel and supported by Veterans Affairs are available. The company also offers refinancing options for existing fixed-interest or adjustable-interest loans, as well as other arrangements. Stonebriar Mortgage is led by Mike Owen, who opened the company in 2000. It uses current digital tools to supplement the advice offered by agents.

License Verified:

License: 329223

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (49)
Facebook
4.7 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Supreme Lending logo

License Verified:

License: 2129

Nationwide Multistate Licensing System and Registry

Supreme Lending

14801 Quorum Drive Suite 300, Dallas, TX 75254
  • Reverse Mortgages
  • New Construction

Business Description

Supreme Lending serves homeowners and home buyers throughout Mesquite and the nearby communities. Its team specializes in helping clients lower their monthly payments and interest rates by refinancing their current mortgage loans. The agency also guides individuals in choosing loan options suitable for their financial needs and goals, including conventional, FHA, VA, jumbo, and USDA loans. Renovation loan programs are also available. Supreme Lending extends its services to various states, including Colorado, Georgia, Idaho, Maryland, South Carolina, and Virginia.

License Verified:

License: 2129

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (150)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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The Hargrave Group at Homebridge logo
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License Verified:

License: 6521

Nationwide Multistate Licensing System and Registry

The Hargrave Group at Homebridge

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6130 La Vista Drive Suite 100, Dallas, TX 75214
  • New Construction

Business Description

The Hargrave Group at Homebridge is a mortgage brokerage in Dallas providing loan programs and mortgage refinancing to customers in the Mesquite area. The company is headed by Erik Hargrave, who has helped homeowners and homebuyers secure loans and refinancing for more than 20 years. Its refinancing experts help clients reduce loan interest rates and lower monthly mortgage payments. The Hargrave Group also offers renovation loan programs such as homestyle renovation, FHA 203K, and FHA 203K Limited.

License Verified:

License: 6521

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (96)
Facebook
5.0 / 5 (59)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
U.S. Lending Partner logo
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License Verified:

License: 1759045

Nationwide Multistate Licensing System and Registry

U.S. Lending Partner

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2911 Turtle Creek Blvd #300, Dallas, TX 75219
  • New Construction
  • Reverse Mortgages

Business Description

U.S. Lending Partner is a full-service mortgage company that caters to clients in Mesquite and nearby areas. It provides various refinancing solutions to owners of single-family and multifamily units, condominiums, manufactured homes, and townhouses to help them consolidate debts, take cash out of their equity, and reduce their interest rates. The options include FHA 230k, streamline, and cash-out, VA streamline and cash-out, and jumbo loans. U.S. Lending Partner also offers a variety of purchase loan programs, such as FHA, VA, jumbo, and USDA.

License Verified:

License: 1759045

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (47)
Google
4.8 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
William Ross Wright logo
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License Verified:

License: 278904

Nationwide Multistate Licensing System and Registry

William Ross Wright

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100 Crescent Court 7th Floor, Suite 7005A, Dallas, TX 75201
  • New Construction

Business Description

William Ross Wright is a NEXA Mortgage branch manager who provides refinancing to Mesquite. NEXA is an online resource for customized quotes and personalized mortgage solutions. Wright’s home refinancing helps clients lower their monthly payments. He utilizes industry expertise and tools such as refinance analysis to provide options based on his clients’ unique criteria. The agent offers fixed or adjustable rates. Available loans also include conforming, jumbo, super jumbo, VA, USDA, and FHA loans. Wright has been in the industry for over 15 years.

License Verified:

License: 278904

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (98)
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.